Texas micro-market
Healthcare practice financing in Crowley, Texas
Direct answer
A Crowley file is read against 94 local clinicians, 45.9 for every 10,000 of its 20,483 residents, 18 percent of them in physical, occupational, and speech therapy, plus the 73 SBA healthcare approvals worth $46,204,800 already recorded in Tarrant County, 38 miles from Dallas-Fort Worth-Arlington, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 20,483 residents (10K-25K band)1
- Healthcare providers registered here: 94 across 19 fields2
- Median household income: $92,5993
- Largest provider field: Physical, occupational, and speech therapy: 17 registered providers2
- Nearest metro: Dallas-Fort Worth-Arlington, TX, 38 miles1
- SBA healthcare approvals in the county: 73 approvals totaling $46,204,8004
Who is enumerated in Crowley
45.9 providers per 10,000 residents is what 94 enumerations across 19 fields works out to in a town of 20,483
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 17 | 8.3 | NPPES [2] |
| General dentistry | 11 | 5.4 | NPPES [2] |
| Primary care and family medicine | 10 | 4.9 | NPPES [2] |
| Behavioral and mental health group practices | 9 | 4.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 3.9 | NPPES [2] |
| Home health | 7 | 3.4 | NPPES [2] |
| Independent pharmacy | 5 | 2.4 | NPPES [2] |
| Chiropractic | 4 | 2.0 | NPPES [2] |
| Specialty physician groups | 4 | 2.0 | NPPES [2] |
| Dental specialties | 3 | 1.5 | NPPES [2] |
| Med spa and aesthetics | 3 | 1.5 | NPPES [2] |
| Clinical and toxicology labs | 3 | 1.5 | NPPES [2] |
| Non-medical home care | 2 | 1.0 | NPPES [2] |
| ABA and autism therapy | 2 | 1.0 | NPPES [2] |
| Optometry and ophthalmology | 2 | 1.0 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.5 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [5] |
A single Crowley practice can hold more than one of these numbers. 18 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Crowley
The published file shows 73 healthcare approvals in Tarrant County, $46,204,800 in total, and that history is what an appraiser and a credit committee reach for
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 73 | Counted for the fiscal year the SBA publishes [4] |
| Total approved capital | $46,204,800 | Everything approved to healthcare borrowers, added up [4] |
| Mean deal size | $632,942 | The dollar column over the approval column [4] |
| Lenders sited in the county | 1,093 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
Underwriting starts with 45.9 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Tarrant County already carries $46,204,800 across 73 healthcare approvals, a request near that average moves faster than one well above it. Household income of $92,599 in Crowley is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Crowley mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The 19 fields practicing locally set this order. A funding partner, not this list, decides what is available in Texas.
The first pages of a Crowley file
What a funder opens first depends on the field. In Crowley that means physical, occupational, and speech therapy, general dentistry, primary care and family medicine.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (17) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (11) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (10) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Crowley providers from NPPES. The other two columns describe how funders read that field across markets like Crowley, not what any funder will do with your file.
Crowley against nearby Texas markets
45.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Crowley
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Crowley (current) | 20,483 | 94 | 45.9 | |
| Burleson | 56,253 | 482 | 85.7 | 5 |
| Forest Hill | 14,314 | 26 | 18.2 | 8 |
| Benbrook | 24,542 | 175 | 71.3 | 9 |
| Kennedale | 10,771 | 22 | 20.4 | 9 |
| Mansfield | 80,803 | 823 | 101.9 | 14 |
| White Settlement | 18,099 | 30 | 16.6 | 14 |
How Crowley sits against the nearest metro
38 miles separate Crowley from Dallas-Fort Worth-Arlington, TX. Rent comparables cross that gap; patients mostly do not. Households here carry $92,599 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Crowley, which a projection needs to state plainly.
Nearby Texas towns
- Burleson 56,253 residents
- Forest Hill 14,314 residents
- Benbrook 24,542 residents
- Kennedale 10,771 residents
- Mansfield 80,803 residents
- White Settlement 18,099 residents
Questions from Crowley
01How many providers practice in Crowley, and in what?
NPPES lists 94 providers at a Crowley practice address, 45.9 per 10,000 residents across 19 tracked fields. Physical, occupational, and speech therapy accounts for 17 of them, 18 percent of the total, with general dentistry next at 11. Read that as clinicians: 94 enumerations, not 94 owners.
02What does Tarrant County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Tarrant County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 20,483 residents gets past the question of who would take the job.
03What does SBA lending look like around Crowley?
$46,204,800 went to healthcare borrowers in Tarrant County across 73 approvals, $632,942 on average. Deals near Crowley get sized against that record before anything else.
04Is Crowley underwritten as part of Dallas-Fort Worth-Arlington, TX?
Partly. Dallas-Fort Worth-Arlington, TX is 38 miles out, so rent and equipment comparables travel in from there while patients still come from the 20,483 residents around Crowley. Cost side metro, revenue side local.
05Which fields carry the volume in Crowley?
The 19 enumerated fields are led by physical, occupational, and speech therapy at 17, with general dentistry at 11 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06Is there local lending capacity in Tarrant County?
County Business Patterns records 1,093 credit intermediation establishments in Tarrant County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Crowley rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.