Texas micro-market
Healthcare practice financing in Dickinson, Texas
Direct answer
Density decides a lot here. Dickinson runs 78.4 providers per 10,000 residents, 172 clinicians against 21,941 people, 16 percent of them in primary care and family medicine, while Galveston County lenders have approved 4 healthcare files worth $2,570,000 and the nearest metro is 31 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 21,941 residents (10K-25K band)1
- Healthcare providers registered here: 172 across 26 fields2
- Median household income: $82,0183
- Largest provider field: Primary care and family medicine: 27 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Houston-Pasadena-The Woodlands, TX, 31 miles1
The clinical base a lender can verify here
The NPPES file puts 172 enumerated clinicians inside Dickinson, spread over 26 fields at 78.4 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 27 | 12.3 | NPPES [2] |
| Chiropractic | 20 | 9.1 | NPPES [2] |
| General dentistry | 16 | 7.3 | NPPES [2] |
| Physical, occupational, and speech therapy | 16 | 7.3 | NPPES [2] |
| Specialty physician groups | 14 | 6.4 | NPPES [2] |
| Independent pharmacy | 13 | 5.9 | NPPES [2] |
| Home health | 10 | 4.6 | NPPES [2] |
| ASCs and OBLs | 9 | 4.1 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 2.3 | NPPES [2] |
| NEMT and ambulance | 4 | 1.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 1.8 | NPPES [2] |
| Optometry and ophthalmology | 4 | 1.8 | NPPES [2] |
| Occupational health and drug testing | 4 | 1.8 | NPPES [2] |
| DME and HME suppliers | 3 | 1.4 | NPPES [2] |
| Urgent care | 3 | 1.4 | NPPES [2] |
| ABA and autism therapy | 3 | 1.4 | NPPES [2] |
| Clinical and toxicology labs | 3 | 1.4 | NPPES [2] |
| Dental specialties | 2 | 0.9 | NPPES [2] |
| Non-medical home care | 2 | 0.9 | NPPES [2] |
| Hospice and palliative | 2 | 0.9 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.9 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| Imaging centers | 1 | 0.5 | NPPES [2] |
| Mobile diagnostics | 1 | 0.5 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
Several of the 27 primary care and family medicine enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Galveston County
The county file holds 4 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 4 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $2,570,000 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $642,500 | Dollars divided by approvals [5] |
| Credit offices operating locally | 176 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
78.4 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. A short county record of 4 approvals usually means more documentation and a lower advance against the same collateral. A $82,018 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Dickinson mix reaches for
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Ranked from the 26 fields that actually practice in Dickinson, weighted toward primary care and family medicine. Availability still depends on Texas and on the funding partner.
Underwriting by field in Dickinson
What a funder opens first depends on the field. In Dickinson that means primary care and family medicine, chiropractic, general dentistry.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Primary care and family medicine (27) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (20) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| General dentistry (16) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Dickinson counts. The reading columns describe the field in general, and no partner reviewing a Dickinson file is bound by them.
Dickinson against nearby Texas markets
Density is the number that moves an appraisal: 78.4 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Dickinson (current) | 21,941 | 172 | 78.4 | |
| Santa Fe | 13,131 | 41 | 31.2 | 5 |
| La Marque | 20,194 | 52 | 25.8 | 7 |
| Webster | 12,548 | 720 | 573.8 | 7 |
| Friendswood | 41,291 | 382 | 92.5 | 9 |
| Alvin | 29,869 | 168 | 56.2 | 10 |
| Seabrook | 13,976 | 53 | 37.9 | 11 |
What the geography does to a Dickinson projection
Houston-Pasadena-The Woodlands, TX lies 31 miles from Dickinson, close enough for rent comparables to travel and far enough that patient draw does not. Households here carry $82,018 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Other Texas markets
What owners in Dickinson ask
01How many providers practice in Dickinson, and in what?
172 enumerations sit at Dickinson addresses in the monthly NPPES file, working out to 78.4 for every 10,000 residents. 16 percent of them are primary care and family medicine, and chiropractic follows with 20. An enumeration is a clinician, so the 172 here cover fewer than 172 practices.
02What does Galveston County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Galveston County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 21,941 residents gets past the question of who would take the job.
03Why does Galveston County show so little SBA activity?
Only 4 healthcare approvals appear for Galveston County in the published 7(a) and 504 file. Thin volume in Galveston County is a transaction count, not a verdict on borrowers here. The county still holds 176 credit intermediation establishments.
04Which fields carry the volume in Dickinson?
Volume concentrates in primary care and family medicine, 27 of them, ahead of chiropractic at 20, across 26 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05Is Dickinson underwritten as part of Houston-Pasadena-The Woodlands, TX?
Comparables and demand split at 31 miles. An appraiser prices the lease and the equipment off Houston-Pasadena-The Woodlands, TX; the revenue line has to hold up against 21,941 local residents.
06Is there local lending capacity in Galveston County?
County Business Patterns records 176 credit intermediation establishments in Galveston County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Dickinson rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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