Texas micro-market
Healthcare practice financing in Seabrook, Texas
Direct answer
13,976 residents, 53 enumerated clinicians, 37.9 per 10,000, 21 percent of them in physical, occupational, and speech therapy: that is the Seabrook market a funder prices. Harris County adds 126 healthcare approvals worth $70,244,400 and 27 miles of distance to Houston-Pasadena-The Woodlands, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 13,976 residents (10K-25K band)1
- Healthcare providers registered here: 53 across 17 fields2
- Median household income: $109,4893
- Largest provider field: Physical, occupational, and speech therapy: 11 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Houston-Pasadena-The Woodlands, TX, 27 miles1
What NPPES records at Seabrook addresses
Counted at the town's own addresses: 53 providers, 17 fields, 37.9 clinicians per 10,000 of the 13,976 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 11 | 7.9 | NPPES [2] |
| Chiropractic | 10 | 7.2 | NPPES [2] |
| Primary care and family medicine | 8 | 5.7 | NPPES [2] |
| DME and HME suppliers | 4 | 2.9 | NPPES [2] |
| Independent pharmacy | 3 | 2.1 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.1 | NPPES [2] |
| Dental specialties | 2 | 1.4 | NPPES [2] |
| NEMT and ambulance | 2 | 1.4 | NPPES [2] |
| Optometry and ophthalmology | 2 | 1.4 | NPPES [2] |
| Home health | 1 | 0.7 | NPPES [2] |
| ASCs and OBLs | 1 | 0.7 | NPPES [2] |
| Imaging centers | 1 | 0.7 | NPPES [2] |
| General dentistry | 1 | 0.7 | NPPES [2] |
| Non-medical home care | 1 | 0.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.7 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.7 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Seabrook practice can hold more than one of these numbers. 21 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Seabrook
The published file shows 126 healthcare approvals in Harris County, $70,244,400 in total, and that history is what an appraiser and a credit committee reach for
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 126 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $70,244,400 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $557,495 | The dollar column over the approval column [5] |
| Credit offices operating locally | 2,607 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
Underwriting starts with 37.9 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Harris County already carries $70,244,400 across 126 healthcare approvals, a request near that average moves faster than one well above it. Household income of $109,489 in Seabrook is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Ranked from the 17 fields that actually practice in Seabrook, weighted toward physical, occupational, and speech therapy. Availability still depends on Texas and on the funding partner.
Underwriting by field in Seabrook
What a funder opens first depends on the field. In Seabrook that means physical, occupational, and speech therapy, chiropractic, primary care and family medicine.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (11) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (10) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Primary care and family medicine (8) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Column one counts Seabrook clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Seabrook file differently.
How Seabrook prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Seabrook has too few sales of its own
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Seabrook (current) | 13,976 | 53 | 37.9 | |
| La Porte | 38,046 | 106 | 27.9 | 6 |
| Webster | 12,548 | 720 | 573.8 | 9 |
| Deer Park | 34,495 | 109 | 31.6 | 10 |
| Dickinson | 21,941 | 172 | 78.4 | 11 |
| Friendswood | 41,291 | 382 | 92.5 | 14 |
| South Houston | 16,146 | 19 | 11.8 | 15 |
Distance, income, and the wage floor around Seabrook
Houston-Pasadena-The Woodlands, TX lies 27 miles from Seabrook, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $109,489, which is the number a funder converts into case acceptance on anything elective or cash-pay. With no hospital in town, a projection has to name where referrals and coverage come from.
Nearby Texas towns
- La Porte 38,046 residents
- Webster 12,548 residents
- Deer Park 34,495 residents
- Dickinson 21,941 residents
- Friendswood 41,291 residents
- South Houston 16,146 residents
Questions from Seabrook
01How many providers practice in Seabrook, and in what?
Across 17 fields, Seabrook carries 53 enumerated clinicians, 37.9 per 10,000 of the 13,976 people living here. The concentration is in physical, occupational, and speech therapy, 11 of the total, then chiropractic at 10. Count practices from that only with care.
02What does SBA lending look like around Seabrook?
$70,244,400 went to healthcare borrowers in Harris County across 126 approvals, $557,495 on average. Deals near Seabrook get sized against that record before anything else.
03What does a $109,489 median income mean for case acceptance?
Median household income in Seabrook runs $109,489. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
04What does Harris County's shortage designation change?
Designated for primary care, dental, mental health, Harris County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05Is Seabrook underwritten as part of Houston-Pasadena-The Woodlands, TX?
Houston-Pasadena-The Woodlands, TX sits 27 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Houston-Pasadena-The Woodlands, TX; the 13,976 residents set the ceiling a projection can defend.
06How many Medicare-certified providers are based in Seabrook?
The town carries 1 Medicare-certified providers. On a receivables request that number sets the expected collection lag, which is priced before anything about the practice itself is read.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.