Texas micro-market
Healthcare practice financing in South Houston, Texas
Direct answer
A South Houston file is read against 19 local clinicians, 11.8 for every 10,000 of its 16,146 residents, 58 percent of them in general dentistry, plus the 126 SBA healthcare approvals worth $70,244,400 already recorded in Harris County, 13 miles from Houston-Pasadena-The Woodlands, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 16,146 residents (10K-25K band)1
- Healthcare providers registered here: 19 across 7 fields2
- Median household income: $52,6113
- Largest provider field: General dentistry: 11 registered providers2
- Nearest metro: Houston-Pasadena-The Woodlands, TX, 13 miles1
- SBA healthcare approvals in the county: 126 approvals totaling $70,244,4004
Fields practicing inside South Houston
11.8 providers per 10,000 residents is what 19 enumerations across 7 fields works out to in a town of 16,146
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| General dentistry | 11 | 6.8 | NPPES [2] |
| Chiropractic | 2 | 1.2 | NPPES [2] |
| Independent pharmacy | 2 | 1.2 | NPPES [2] |
| Home health | 1 | 0.6 | NPPES [2] |
| Urgent care | 1 | 0.6 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.6 | NPPES [2] |
| Physical, occupational, and speech therapy | 1 | 0.6 | NPPES [2] |
Several of the 11 general dentistry enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Harris County approvals, dollars, and lending establishments
The published file shows 126 healthcare approvals in Harris County, $70,244,400 in total, and that history is what an appraiser and a credit committee reach for
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 126 | Counted for the fiscal year the SBA publishes [4] |
| Total approved capital | $70,244,400 | Everything approved to healthcare borrowers, added up [4] |
| Mean deal size | $557,495 | The dollar column over the approval column [4] |
| Lenders sited in the county | 2,607 | Places that write credit locally, NAICS 522 [5] |
The consequence of these numbers
A file from here opens on 11.8 providers per 10,000 residents, and everything about volume follows from it. 126 approvals worth $70,244,400 in Harris County means the size you are asking for has a local precedent to point at. With $52,611 as the median household income, the payer mix in a projection has to match what South Houston households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- SBA 7(a) and 504
Weighted by how often each of the 7 local fields reaches for a program, not by what is easiest to refer. Texas rules and the partner decide availability.
The first pages of a South Houston file
general dentistry, chiropractic, independent pharmacy account for most of what is enumerated in South Houston, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| General dentistry (11) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Chiropractic (2) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Independent pharmacy (2) | Script count and file retention, Gross margin after direct and indirect remuneration, Wholesaler terms against reimbursement timing | Acquisition of the business or the prescription files |
Column one counts South Houston clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a South Houston file differently.
Density beside the neighboring Texas towns
Comparables travel. These are the Texas towns whose density, at 11.8 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| South Houston (current) | 16,146 | 19 | 11.8 | |
| Galena Park | 10,438 | 8 | 7.7 | 6 |
| Deer Park | 34,495 | 109 | 31.6 | 7 |
| Friendswood | 41,291 | 382 | 92.5 | 11 |
| La Porte | 38,046 | 106 | 27.9 | 11 |
| Webster | 12,548 | 720 | 573.8 | 11 |
| Bellaire | 17,439 | 686 | 393.4 | 14 |
What the geography does to a South Houston projection
13 miles separate South Houston from Houston-Pasadena-The Woodlands, TX. Lease pricing follows Houston-Pasadena-The Woodlands, TX, while revenue stays capped by the 16,146 residents here. Households here carry $52,611 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. With no hospital in town, a projection has to name where referrals and coverage come from.
Nearby Texas towns
- Galena Park 10,438 residents
- Deer Park 34,495 residents
- Friendswood 41,291 residents
- La Porte 38,046 residents
- Webster 12,548 residents
- Bellaire 17,439 residents
South Houston owners, answered
01How many providers practice in South Houston, and in what?
Across 7 fields, South Houston carries 19 enumerated clinicians, 11.8 per 10,000 of the 16,146 people living here. The concentration is in general dentistry, 11 of the total, then chiropractic at 2. Count practices from that only with care.
02What does SBA lending look like around South Houston?
Healthcare borrowers in Harris County took 126 approvals worth $70,244,400 in the published fiscal year, averaging $557,495. That is the comparable set an appraiser near South Houston reaches for first.
03What does Harris County's shortage designation change?
Harris County holds a HRSA designation covering primary care, dental, mental health. A pro forma for South Houston can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Is South Houston underwritten as part of Houston-Pasadena-The Woodlands, TX?
Comparables and demand split at 13 miles. An appraiser prices the lease and the equipment off Houston-Pasadena-The Woodlands, TX; the revenue line has to hold up against 16,146 local residents.
05Which fields carry the volume in South Houston?
General dentistry at 11 providers and chiropractic at 2 lead the 7 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is there local lending capacity in Harris County?
County Business Patterns records 2,607 credit intermediation establishments in Harris County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen South Houston rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.