Texas micro-market
Healthcare practice financing in La Marque, Texas
Direct answer
Density decides a lot here. La Marque runs 25.8 providers per 10,000 residents, 52 clinicians against 20,194 people, 17 percent of them in general dentistry, while Galveston County lenders have approved 4 healthcare files worth $2,570,000 and the nearest metro is 37 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 20,194 residents (10K-25K band)1
- Healthcare providers registered here: 52 across 19 fields2
- Median household income: $70,6323
- Largest provider field: General dentistry: 9 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Houston-Pasadena-The Woodlands, TX, 37 miles1
Who is enumerated in La Marque
52 providers across 19 fields, 25.8 per 10,000 residents, counted at La Marque addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| General dentistry | 9 | 4.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 2.5 | NPPES [2] |
| Home health | 4 | 2.0 | NPPES [2] |
| Specialty physician groups | 4 | 2.0 | NPPES [2] |
| Optometry and ophthalmology | 4 | 2.0 | NPPES [2] |
| Primary care and family medicine | 3 | 1.5 | NPPES [2] |
| ABA and autism therapy | 3 | 1.5 | NPPES [2] |
| Physical, occupational, and speech therapy | 3 | 1.5 | NPPES [2] |
| DME and HME suppliers | 2 | 1.0 | NPPES [2] |
| SUD treatment and residential | 2 | 1.0 | NPPES [2] |
| Independent pharmacy | 2 | 1.0 | NPPES [2] |
| Non-medical home care | 2 | 1.0 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.0 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.0 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| Chiropractic | 1 | 0.5 | NPPES [2] |
| Dental specialties | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
Several of the 9 general dentistry enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind La Marque
The county file holds 4 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 4 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $2,570,000 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $642,500 | Dollars divided by approvals [5] |
| Credit offices operating locally | 176 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
At 25.8 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A short county record of 4 approvals usually means more documentation and a lower advance against the same collateral. A $70,632 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Expansion, relocation, and build-out
- Startup and de novo
- Equipment financing and leasing
- Commercial real estate, owner-occupied
Weighted by how often each of the 19 local fields reaches for a program, not by what is easiest to refer. Texas rules and the partner decide availability.
Underwriting by field in La Marque
Drawn from the fields that actually practice here: general dentistry, skilled nursing, assisted living, and memory care, home health
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| General dentistry (9) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Skilled nursing, assisted living, and memory care (5) | Census and occupancy, Staffing reporting, Survey history | Working capital |
| Home health (4) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
NPPES supplies the La Marque counts. The reading columns describe the field in general, and no partner reviewing a La Marque file is bound by them.
La Marque against nearby Texas markets
Density is the number that moves an appraisal: 25.8 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| La Marque (current) | 20,194 | 52 | 25.8 | |
| Dickinson | 21,941 | 172 | 78.4 | 7 |
| Santa Fe | 13,131 | 41 | 31.2 | 7 |
| Webster | 12,548 | 720 | 573.8 | 13 |
| Alvin | 29,869 | 168 | 56.2 | 14 |
| Seabrook | 13,976 | 53 | 37.9 | 16 |
| Friendswood | 41,291 | 382 | 92.5 | 16 |
Distance, income, and the wage floor around La Marque
Houston-Pasadena-The Woodlands, TX lies 37 miles from La Marque, close enough for rent comparables to travel and far enough that patient draw does not. Households here carry $70,632 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. With no hospital in town, a projection has to name where referrals and coverage come from.
Other Texas markets
La Marque owners, answered
01How many providers practice in La Marque, and in what?
52 enumerations sit at La Marque addresses in the monthly NPPES file, working out to 25.8 for every 10,000 residents. 17 percent of them are general dentistry, and skilled nursing, assisted living, and memory care follows with 5. An enumeration is a clinician, so the 52 here cover fewer than 52 practices.
02Why does Galveston County show so little SBA activity?
Only 4 healthcare approvals appear for Galveston County in the published 7(a) and 504 file. Thin volume in Galveston County is a transaction count, not a verdict on borrowers here. The county still holds 176 credit intermediation establishments.
03What does Galveston County's shortage designation change?
Galveston County holds a HRSA designation covering primary care, dental, mental health. A pro forma for La Marque can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04How many Medicare-certified providers are based in La Marque?
The town carries 2 Medicare-certified providers. On a receivables request that number sets the expected collection lag, which is priced before anything about the practice itself is read.
05Is La Marque underwritten as part of Houston-Pasadena-The Woodlands, TX?
Houston-Pasadena-The Woodlands, TX sits 37 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Houston-Pasadena-The Woodlands, TX; the 20,194 residents set the ceiling a projection can defend.
06Which fields carry the volume in La Marque?
Volume concentrates in general dentistry, 9 of them, ahead of skilled nursing, assisted living, and memory care at 5, across 19 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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