Texas micro-market
Healthcare practice financing in Fair Oaks Ranch, Texas
Direct answer
11,744 residents, 18 enumerated clinicians, 15.3 per 10,000, 17 percent of them in dme and hme suppliers: that is the Fair Oaks Ranch market a funder prices. Bexar County adds 38 healthcare approvals worth $12,939,700 and 21 miles of distance to San Antonio-New Braunfels, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 11,744 residents (10K-25K band)1
- Healthcare providers registered here: 18 across 10 fields2
- Median household income: $168,3093
- Largest provider field: DME and HME suppliers: 3 registered providers2
- Nearest metro: San Antonio-New Braunfels, TX, 21 miles1
- SBA healthcare approvals in the county: 38 approvals totaling $12,939,7004
Fair Oaks Ranch clinicians, by field
18 providers across 10 fields, 15.3 per 10,000 residents, counted at Fair Oaks Ranch addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| DME and HME suppliers | 3 | 2.6 | NPPES [2] |
| Primary care and family medicine | 3 | 2.6 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.6 | NPPES [2] |
| Urgent care | 2 | 1.7 | NPPES [2] |
| Optometry and ophthalmology | 2 | 1.7 | NPPES [2] |
| General dentistry | 1 | 0.9 | NPPES [2] |
| ABA and autism therapy | 1 | 0.9 | NPPES [2] |
| Specialty physician groups | 1 | 0.9 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.9 | NPPES [2] |
| Physical, occupational, and speech therapy | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 1 | CMS [5] |
Several of the 3 dme and hme suppliers enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Bexar County approvals, dollars, and lending establishments
Lenders in Bexar County have already closed 38 healthcare approvals, averaging $340,518, which is the size a new file gets read beside
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 38 | One published fiscal year, healthcare borrowers only [4] |
| Approved dollars | $12,939,700 | Approved, not disbursed, and not net of withdrawals [4] |
| Average approval | $340,518 | A mean, so one large approval moves it [4] |
| Lending establishments in the county | 1,019 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
The ratio that matters up front is 15.3 per 10,000, which decides whether a ramp schedule reads as conservative. A request measured against 38 prior Bexar County approvals is priced on precedent, which shortens the questions about valuation. With $168,309 as the median household income, the payer mix in a projection has to match what Fair Oaks Ranch households actually spend.
The programs this provider mix points at
- Practice acquisition
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
- Startup and de novo
The order comes from Fair Oaks Ranch's own provider mix, which dme and hme suppliers dominates at 17 percent. What a partner can actually place in Texas is a separate question.
What a funder reads first in Fair Oaks Ranch
Drawn from the fields that actually practice here: dme and hme suppliers, primary care and family medicine, behavioral and mental health group practices
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| DME and HME suppliers (3) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
| Primary care and family medicine (3) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Behavioral and mental health group practices (3) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
The first column is Fair Oaks Ranch's own NPPES count. The rest is how the field is generally underwritten, whether the address is Fair Oaks Ranch or anywhere else.
How Fair Oaks Ranch prices against its neighbors
15.3 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Fair Oaks Ranch
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Fair Oaks Ranch (current) | 11,744 | 18 | 15.3 | |
| Boerne | 22,712 | 459 | 202.1 | 6 |
| Helotes | 10,223 | 173 | 169.2 | 12 |
| Leon Valley | 11,424 | 13 | 11.4 | 17 |
| Live Oak | 16,218 | 242 | 149.2 | 22 |
| Selma | 11,900 | 38 | 31.9 | 22 |
| Converse | 31,400 | 100 | 31.8 | 26 |
Distance, income, and the wage floor around Fair Oaks Ranch
Distance to San Antonio-New Braunfels, TX is 21 miles. Appraisers borrow San Antonio-New Braunfels, TX rents, and the 11,744 residents set the ceiling on collections. At $168,309 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Referral flow comes from outside Fair Oaks Ranch, which a projection needs to state plainly.
Other Texas markets
Fair Oaks Ranch owners, answered
01How many providers practice in Fair Oaks Ranch, and in what?
Across 10 fields, Fair Oaks Ranch carries 18 enumerated clinicians, 15.3 per 10,000 of the 11,744 people living here. The concentration is in dme and hme suppliers, 3 of the total, then primary care and family medicine at 3. Count practices from that only with care.
02What does Bexar County's shortage designation change?
Bexar County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Fair Oaks Ranch can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03What does SBA lending look like around Fair Oaks Ranch?
The county file behind Fair Oaks Ranch holds 38 healthcare approvals totaling $12,939,700, an average of $340,518. Those are the loan sizes lenders in Bexar County have already carried.
04Is Fair Oaks Ranch underwritten as part of San Antonio-New Braunfels, TX?
Partly. San Antonio-New Braunfels, TX is 21 miles out, so rent and equipment comparables travel in from there while patients still come from the 11,744 residents around Fair Oaks Ranch. Cost side metro, revenue side local.
05What does a $168,309 median income mean for case acceptance?
Median household income in Fair Oaks Ranch runs $168,309. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Fair Oaks Ranch?
DME and HME suppliers at 3 providers and primary care and family medicine at 3 lead the 10 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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