Texas micro-market
Healthcare practice financing in Fulshear, Texas
Direct answer
54,629 residents, 134 enumerated clinicians, 24.5 per 10,000, 22 percent of them in physical, occupational, and speech therapy: that is the Fulshear market a funder prices. Fort Bend County adds 23 healthcare approvals worth $20,084,600 and 31 miles of distance to Houston-Pasadena-The Woodlands, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 54,629 residents (50K-100K band)1
- Healthcare providers registered here: 134 across 19 fields2
- Median household income: $178,3983
- Largest provider field: Physical, occupational, and speech therapy: 29 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Houston-Pasadena-The Woodlands, TX, 31 miles1
Fulshear clinicians, by field
24.5 providers per 10,000 residents is what 134 enumerations across 19 fields works out to in a town of 54,629
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 29 | 5.3 | NPPES [2] |
| Home health | 19 | 3.5 | NPPES [2] |
| Non-medical home care | 14 | 2.6 | NPPES [2] |
| Chiropractic | 11 | 2.0 | NPPES [2] |
| ABA and autism therapy | 11 | 2.0 | NPPES [2] |
| DME and HME suppliers | 7 | 1.3 | NPPES [2] |
| Primary care and family medicine | 7 | 1.3 | NPPES [2] |
| General dentistry | 7 | 1.3 | NPPES [2] |
| Dental specialties | 7 | 1.3 | NPPES [2] |
| Dermatology | 5 | 0.9 | NPPES [2] |
| Independent pharmacy | 3 | 0.5 | NPPES [2] |
| Hospice and palliative | 3 | 0.5 | NPPES [2] |
| Urgent care | 2 | 0.4 | NPPES [2] |
| Specialty physician groups | 2 | 0.4 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 0.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.4 | NPPES [2] |
| Podiatry | 1 | 0.2 | NPPES [2] |
| Optometry and ophthalmology | 1 | 0.2 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 29 of the 134 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Fort Bend County credit files already show
The published file shows 23 healthcare approvals in Fort Bend County, $20,084,600 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 23 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $20,084,600 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $873,243 | The dollar column over the approval column [5] |
| Credit offices operating locally | 368 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 24.5 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Fort Bend County already carries $20,084,600 across 23 healthcare approvals, a request near that average moves faster than one well above it. A $178,398 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Working capital term loan
- Practice acquisition
- Medical receivables factoring
- Startup and de novo
- Healthcare AR line and payroll funding
Ranked from the 19 fields that actually practice in Fulshear, weighted toward physical, occupational, and speech therapy. Availability still depends on Texas and on the funding partner.
Underwriting by field in Fulshear
What a funder opens first depends on the field. In Fulshear that means physical, occupational, and speech therapy, home health, non-medical home care.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (29) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Home health (19) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
| Non-medical home care (14) | Payer mix between waiver and private pay, Caregiver retention, Electronic visit verification compliance | Payroll funding against waiver and managed care receivables |
The first column is Fulshear's own NPPES count. The rest is how the field is generally underwritten, whether the address is Fulshear or anywhere else.
Density beside the neighboring Texas towns
Density is the number that moves an appraisal: 24.5 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Fulshear (current) | 54,629 | 134 | 24.5 | |
| Katy | 27,741 | 2,947 | 1062.3 | 7 |
| Richmond | 13,305 | 1,430 | 1074.8 | 11 |
| Rosenberg | 42,571 | 377 | 88.6 | 11 |
| Stafford | 17,555 | 643 | 366.3 | 20 |
| Missouri | 78,582 | 2 | 0.3 | 23 |
| Bellaire | 17,439 | 686 | 393.4 | 26 |
Distance, income, and the wage floor around Fulshear
Houston-Pasadena-The Woodlands, TX lies 31 miles from Fulshear, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $178,398, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
More of Texas
Questions from Fulshear
01How many providers practice in Fulshear, and in what?
Across 19 fields, Fulshear carries 134 enumerated clinicians, 24.5 per 10,000 of the 54,629 people living here. The concentration is in physical, occupational, and speech therapy, 29 of the total, then home health at 19. Count practices from that only with care.
02What does Fort Bend County's shortage designation change?
HRSA designates Fort Bend County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Fulshear and evidences a staffing ramp in a 54,629 resident market.
03Is Fulshear underwritten as part of Houston-Pasadena-The Woodlands, TX?
Comparables and demand split at 31 miles. An appraiser prices the lease and the equipment off Houston-Pasadena-The Woodlands, TX; the revenue line has to hold up against 54,629 local residents.
04What does SBA lending look like around Fulshear?
Healthcare borrowers in Fort Bend County took 23 approvals worth $20,084,600 in the published fiscal year, averaging $873,243. That is the comparable set an appraiser near Fulshear reaches for first.
05What does a $178,398 median income mean for case acceptance?
Median household income in Fulshear runs $178,398. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Fort Bend County?
County Business Patterns records 368 credit intermediation establishments in Fort Bend County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Fulshear rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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