Texas micro-market
Healthcare practice financing in Granbury, Texas
Direct answer
Density decides a lot here. Granbury runs 245.1 providers per 10,000 residents, 317 clinicians against 12,934 people, 21 percent of them in physical, occupational, and speech therapy, while Hood County lenders have approved 0 healthcare files worth $0 and the nearest metro is 64 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 12,934 residents (10K-25K band)1
- Healthcare providers registered here: 317 across 27 fields2
- Median household income: $68,8393
- Largest provider field: Physical, occupational, and speech therapy: 68 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Dallas-Fort Worth-Arlington, TX, 64 miles1
Who is enumerated in Granbury
Counted at the town's own addresses: 317 providers, 27 fields, 245.1 clinicians per 10,000 of the 12,934 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 68 | 52.6 | NPPES [2] |
| General dentistry | 35 | 27.1 | NPPES [2] |
| Primary care and family medicine | 31 | 24.0 | NPPES [2] |
| Optometry and ophthalmology | 25 | 19.3 | NPPES [2] |
| Chiropractic | 24 | 18.6 | NPPES [2] |
| Specialty physician groups | 17 | 13.1 | NPPES [2] |
| Behavioral and mental health group practices | 15 | 11.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 15 | 11.6 | NPPES [2] |
| Non-medical home care | 11 | 8.5 | NPPES [2] |
| Independent pharmacy | 10 | 7.7 | NPPES [2] |
| DME and HME suppliers | 9 | 7.0 | NPPES [2] |
| ABA and autism therapy | 8 | 6.2 | NPPES [2] |
| Home health | 7 | 5.4 | NPPES [2] |
| Podiatry | 6 | 4.6 | NPPES [2] |
| Dental specialties | 6 | 4.6 | NPPES [2] |
| Telehealth and virtual clinics | 5 | 3.9 | NPPES [2] |
| ASCs and OBLs | 4 | 3.1 | NPPES [2] |
| Dermatology | 3 | 2.3 | NPPES [2] |
| NEMT and ambulance | 3 | 2.3 | NPPES [2] |
| Audiology and hearing centers | 3 | 2.3 | NPPES [2] |
| Clinical and toxicology labs | 3 | 2.3 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.3 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.5 | NPPES [2] |
| Urgent care | 1 | 0.8 | NPPES [2] |
| SUD treatment and residential | 1 | 0.8 | NPPES [2] |
| Pain management and interventional | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 10 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 68 of the 317 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Hood County
With 0 healthcare approvals recorded, Hood County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 0 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $0 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | No approvals recorded | The dollar column over the approval column [5] |
| Credit offices operating locally | 44 | Places that write credit locally, NAICS 522 [6] |
Reading Granbury the way a credit committee does
Underwriting starts with 245.1 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. With 0 approvals on record in Hood County, expect a longer appraisal and a wider collateral discount. A $68,839 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Weighted by how often each of the 27 local fields reaches for a program, not by what is easiest to refer. Texas rules and the partner decide availability.
What a funder reads first in Granbury
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, general dentistry, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (68) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (35) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (31) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Texas towns
Comparables travel. These are the Texas towns whose density, at 245.1 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Granbury (current) | 12,934 | 317 | 245.1 | |
| Cleburne | 38,131 | 252 | 66.1 | 22 |
| Weatherford | 39,397 | 419 | 106.4 | 22 |
| Benbrook | 24,542 | 175 | 71.3 | 25 |
| Crowley | 20,483 | 94 | 45.9 | 26 |
| Burleson | 56,253 | 482 | 85.7 | 27 |
| White Settlement | 18,099 | 30 | 16.6 | 29 |
Distance, income, and the wage floor around Granbury
Dallas-Fort Worth-Arlington, TX lies 64 miles from Granbury, far enough that a used chair, chairside unit, or imaging system has no nearby resale market, which is where the collateral discount comes from. Median household income runs $68,839, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Granbury sets the local wage floor before you hire against it. Granbury is the Hood County seat, so county employment steadies the payer mix.
Nearby Texas towns
- Cleburne 38,131 residents
- Weatherford 39,397 residents
- Benbrook 24,542 residents
- Crowley 20,483 residents
- Burleson 56,253 residents
- White Settlement 18,099 residents
Questions from Granbury
01How many providers practice in Granbury, and in what?
NPPES lists 317 providers at a Granbury practice address, 245.1 per 10,000 residents across 27 tracked fields. Physical, occupational, and speech therapy accounts for 68 of them, 21 percent of the total, with general dentistry next at 35. Read that as clinicians: 317 enumerations, not 317 owners.
02Does being 64 miles out change the underwriting?
Distance does the work here. 64 miles out, Hood County supplies the rent and resale comparables, which usually means a slower appraisal and a harder haircut on anything a funder would have to move to sell.
03Why does Hood County show so little SBA activity?
Hood County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 44 lending establishments operate locally.
04What does Hood County's shortage designation change?
Designated for primary care, mental health, Hood County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05How does the hospital in Granbury affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 4 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 245.1 per 10,000 market.
06Is there local lending capacity in Hood County?
County Business Patterns records 44 credit intermediation establishments in Hood County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Granbury rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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