Texas micro-market
Healthcare practice financing in Heath, Texas
Direct answer
58 healthcare providers hold a Heath practice address, 50.4 per 10,000 of its 11,499 residents, 21 percent of them in primary care and family medicine. Rockwall County recorded 3 SBA healthcare approvals worth $1,722,500, and Dallas-Fort Worth-Arlington, TX sits 18 miles out.
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- Population: 11,499 residents (10K-25K band)1
- Healthcare providers registered here: 58 across 15 fields2
- Median household income: $216,1603
- Largest provider field: Primary care and family medicine: 12 registered providers2
- Nearest metro: Dallas-Fort Worth-Arlington, TX, 18 miles1
- SBA healthcare approvals in the county: 3 approvals totaling $1,722,5004
Who is enumerated in Heath
The NPPES file puts 58 enumerated clinicians inside Heath, spread over 15 fields at 50.4 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Primary care and family medicine | 12 | 10.4 | NPPES [2] |
| Chiropractic | 10 | 8.7 | NPPES [2] |
| General dentistry | 9 | 7.8 | NPPES [2] |
| Physical, occupational, and speech therapy | 5 | 4.3 | NPPES [2] |
| Dental specialties | 4 | 3.5 | NPPES [2] |
| Home health | 3 | 2.6 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.6 | NPPES [2] |
| DME and HME suppliers | 2 | 1.7 | NPPES [2] |
| ASCs and OBLs | 2 | 1.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.7 | NPPES [2] |
| Optometry and ophthalmology | 2 | 1.7 | NPPES [2] |
| Hospice and palliative | 1 | 0.9 | NPPES [2] |
| Clinical research sites | 1 | 0.9 | NPPES [2] |
| Specialty physician groups | 1 | 0.9 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [5] |
Primary care and family medicine carries 12 of the 58 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Heath
With 3 healthcare approvals recorded, Rockwall County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 3 | Counted for the fiscal year the SBA publishes [4] |
| Total approved capital | $1,722,500 | Everything approved to healthcare borrowers, added up [4] |
| Mean deal size | $574,167 | The dollar column over the approval column [4] |
| Lenders sited in the county | 47 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
Underwriting starts with 50.4 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Rockwall County has 3 approvals to compare against, so plan for extra appraisal time and a conservative valuation. With $216,160 as the median household income, the payer mix in a projection has to match what Heath households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Ranked from the 15 fields that actually practice in Heath, weighted toward primary care and family medicine. Availability still depends on Texas and on the funding partner.
What a funder reads first in Heath
What a funder opens first depends on the field. In Heath that means primary care and family medicine, chiropractic, general dentistry.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Primary care and family medicine (12) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (10) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| General dentistry (9) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
The first column is Heath's own NPPES count. The rest is how the field is generally underwritten, whether the address is Heath or anywhere else.
Density beside the neighboring Texas towns
50.4 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Heath
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Heath (current) | 11,499 | 58 | 50.4 | |
| Rockwall | 53,547 | 755 | 141.0 | 5 |
| Rowlett | 68,123 | 386 | 56.7 | 7 |
| Forney | 38,572 | 319 | 82.7 | 8 |
| Fate | 27,467 | 38 | 13.8 | 8 |
| Sachse | 33,008 | 118 | 35.7 | 10 |
| Terrell | 22,977 | 185 | 80.5 | 13 |
What the geography does to a Heath projection
18 miles separate Heath from Dallas-Fort Worth-Arlington, TX. Lease pricing follows Dallas-Fort Worth-Arlington, TX, while revenue stays capped by the 11,499 residents here. Median household income runs $216,160, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Heath, which a projection needs to state plainly.
Nearby Texas towns
What owners in Heath ask
01How many providers practice in Heath, and in what?
58 enumerations sit at Heath addresses in the monthly NPPES file, working out to 50.4 for every 10,000 residents. 21 percent of them are primary care and family medicine, and chiropractic follows with 10. An enumeration is a clinician, so the 58 here cover fewer than 58 practices.
02Why does Rockwall County show so little SBA activity?
Rockwall County shows 3 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 47 lending establishments operate locally.
03What does Rockwall County's shortage designation change?
Rockwall County holds a HRSA designation covering mental health. A pro forma for Heath can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Is Heath underwritten as part of Dallas-Fort Worth-Arlington, TX?
Dallas-Fort Worth-Arlington, TX sits 18 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Dallas-Fort Worth-Arlington, TX; the 11,499 residents set the ceiling a projection can defend.
05What does a $216,160 median income mean for case acceptance?
Median household income in Heath runs $216,160. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Rockwall County?
County Business Patterns records 47 credit intermediation establishments in Rockwall County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Heath rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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