Virginia micro-market
Healthcare practice financing in Radford, Virginia
Direct answer
Density decides a lot here. Radford runs 66.0 providers per 10,000 residents, 114 clinicians against 17,273 people, 39 percent of them in physical, occupational, and speech therapy, while Radford City County lenders have approved 2 healthcare files worth $261,000 and the nearest metro is 11 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Virginia, and which cannot, is set out on the Virginia page.
- Population: 17,273 residents (10K-25K band)1
- Healthcare providers registered here: 114 across 19 fields2
- Median household income: $52,7913
- Largest provider field: Physical, occupational, and speech therapy: 45 registered providers2
- Medicare-certified providers in town: 5 across 3 categories4
- Nearest metro: Blacksburg-Christiansburg-Radford, VA, 11 miles1
What NPPES records at Radford addresses
66.0 providers per 10,000 residents is what 114 enumerations across 19 fields works out to in a town of 17,273
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 45 | 26.1 | NPPES [2] |
| Primary care and family medicine | 11 | 6.4 | NPPES [2] |
| ABA and autism therapy | 8 | 4.6 | NPPES [2] |
| Behavioral and mental health group practices | 8 | 4.6 | NPPES [2] |
| General dentistry | 7 | 4.1 | NPPES [2] |
| DME and HME suppliers | 5 | 2.9 | NPPES [2] |
| Chiropractic | 5 | 2.9 | NPPES [2] |
| Specialty physician groups | 5 | 2.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 1.7 | NPPES [2] |
| Clinical and toxicology labs | 3 | 1.7 | NPPES [2] |
| Home health | 2 | 1.2 | NPPES [2] |
| Dental specialties | 2 | 1.2 | NPPES [2] |
| Independent pharmacy | 2 | 1.2 | NPPES [2] |
| Hospice and palliative | 2 | 1.2 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.2 | NPPES [2] |
| SUD treatment and residential | 1 | 0.6 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.6 | NPPES [2] |
| Optometry and ophthalmology | 1 | 0.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Several of the 45 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Radford
The county file holds 2 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 2 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $261,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $130,500 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 11 | Credit intermediation offices sited in the county [6] |
Reading Radford the way a credit committee does
A file from here opens on 66.0 providers per 10,000 residents, and everything about volume follows from it. A short county record of 2 approvals usually means more documentation and a lower advance against the same collateral. Household income of $52,791 in Radford is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Medical receivables factoring
The 19 fields practicing locally set this order. A funding partner, not this list, decides what is available in Virginia.
Underwriting by field in Radford
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, aba and autism therapy
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (45) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (11) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| ABA and autism therapy (8) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
Counts in the first column are Radford providers from NPPES. The other two columns describe how funders read that field across markets like Radford, not what any funder will do with your file.
Radford against nearby Virginia markets
Set Radford's 66.0 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Radford (current) | 17,273 | 114 | 66.0 | |
| Christiansburg | 22,632 | 303 | 133.9 | 9 |
| Blacksburg | 45,452 | 332 | 73.0 | 11 |
| Salem | 25,908 | 496 | 191.4 | 30 |
| Roanoke | 97,912 | 1,834 | 187.3 | 35 |
| Martinsville | 13,834 | 280 | 202.4 | 49 |
| Danville | 41,993 | 619 | 147.4 | 73 |
How Radford sits against the nearest metro
Distance to Blacksburg-Christiansburg-Radford, VA is 11 miles. Appraisers borrow Blacksburg-Christiansburg-Radford, VA rents, and the 17,273 residents set the ceiling on collections. Households here carry $52,791 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. A degree-granting institution here moves volume on the academic calendar.
More of Virginia
- Christiansburg 22,632 residents
- Blacksburg 45,452 residents
- Salem 25,908 residents
- Roanoke 97,912 residents
- Martinsville 13,834 residents
- Danville 41,993 residents
What owners in Radford ask
01How many providers practice in Radford, and in what?
NPPES lists 114 providers at a Radford practice address, 66.0 per 10,000 residents across 19 tracked fields. Physical, occupational, and speech therapy accounts for 45 of them, 39 percent of the total, with primary care and family medicine next at 11. Read that as clinicians: 114 enumerations, not 114 owners.
02What does Radford City County's shortage designation change?
Designated for primary care, dental, mental health, Radford City County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Radford City County show so little SBA activity?
The published file records 2 7(a) and 504 approvals to healthcare borrowers in Radford City County. That tracks how few Radford City County practices changed hands that year, not credit quality. 11 credit intermediation establishments operate in Radford City County, so the lending capacity is local even where the healthcare history is not.
04Is Radford underwritten as part of Blacksburg-Christiansburg-Radford, VA?
Comparables and demand split at 11 miles. An appraiser prices the lease and the equipment off Blacksburg-Christiansburg-Radford, VA; the revenue line has to hold up against 17,273 local residents.
05What does the underserved designation in Radford City County support?
Radford City County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
06What does a $52,791 median income mean for case acceptance?
Median household income in Radford runs $52,791. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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