Washington micro-market
Healthcare practice financing in Bonney Lake, Washington
Direct answer
205 healthcare providers hold a Bonney Lake practice address, 92.6 per 10,000 of its 22,145 residents, 30 percent of them in physical, occupational, and speech therapy. Pierce County recorded 28 SBA healthcare approvals worth $8,450,400, and Seattle-Tacoma-Bellevue, WA sits 30 miles out.
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- Population: 22,145 residents (10K-25K band)1
- Healthcare providers registered here: 205 across 23 fields2
- Median household income: $131,5243
- Largest provider field: Physical, occupational, and speech therapy: 62 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Seattle-Tacoma-Bellevue, WA, 30 miles1
Bonney Lake clinicians, by field
The NPPES file puts 205 enumerated clinicians inside Bonney Lake, spread over 23 fields at 92.6 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 62 | 28.0 | NPPES [2] |
| Chiropractic | 31 | 14.0 | NPPES [2] |
| General dentistry | 25 | 11.3 | NPPES [2] |
| Primary care and family medicine | 16 | 7.2 | NPPES [2] |
| Dental specialties | 11 | 5.0 | NPPES [2] |
| Independent pharmacy | 9 | 4.1 | NPPES [2] |
| Optometry and ophthalmology | 8 | 3.6 | NPPES [2] |
| DME and HME suppliers | 7 | 3.2 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 3.2 | NPPES [2] |
| Specialty physician groups | 6 | 2.7 | NPPES [2] |
| Dermatology | 4 | 1.8 | NPPES [2] |
| ABA and autism therapy | 4 | 1.8 | NPPES [2] |
| Home health | 2 | 0.9 | NPPES [2] |
| Imaging centers | 2 | 0.9 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.9 | NPPES [2] |
| Podiatry | 1 | 0.5 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Non-medical home care | 1 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.5 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 62 of the 205 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Pierce County approvals, dollars, and lending establishments
Lenders in Pierce County have already closed 28 healthcare approvals, averaging $301,800, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 28 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $8,450,400 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $301,800 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 396 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
Density of 92.6 per 10,000 sets the patient draw a projection can claim without an argument. Because Pierce County already carries $8,450,400 across 28 healthcare approvals, a request near that average moves faster than one well above it. Household income of $131,524 in Bonney Lake is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
The order comes from Bonney Lake's own provider mix, which physical, occupational, and speech therapy dominates at 30 percent. What a partner can actually place in Washington is a separate question.
The first pages of a Bonney Lake file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, chiropractic, general dentistry
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (62) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (31) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| General dentistry (25) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Counts in the first column are Bonney Lake providers from NPPES. The other two columns describe how funders read that field across markets like Bonney Lake, not what any funder will do with your file.
Bonney Lake against nearby Washington markets
The neighboring markets below are the ones a valuation borrows from when Bonney Lake has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Bonney Lake (current) | 22,145 | 205 | 92.6 | |
| Sumner | 10,885 | 86 | 79.0 | 4 |
| Edgewood | 13,496 | 17 | 12.6 | 6 |
| Puyallup | 42,552 | 1,391 | 326.9 | 6 |
| Enumclaw | 13,173 | 147 | 111.6 | 8 |
| Fife | 11,077 | 55 | 49.7 | 9 |
| Covington | 21,567 | 190 | 88.1 | 12 |
Distance, income, and the wage floor around Bonney Lake
Distance to Seattle-Tacoma-Bellevue, WA is 30 miles. That is close enough for rent in Bonney Lake to be compared against the metro and far enough that patient draw is not. Median household income runs $131,524, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Bonney Lake, which a projection needs to state plainly.
More of Washington
Questions from Bonney Lake
01How many providers practice in Bonney Lake, and in what?
205 enumerations sit at Bonney Lake addresses in the monthly NPPES file, working out to 92.6 for every 10,000 residents. 30 percent of them are physical, occupational, and speech therapy, and chiropractic follows with 31. An enumeration is a clinician, so the 205 here cover fewer than 205 practices.
02What does SBA lending look like around Bonney Lake?
$8,450,400 went to healthcare borrowers in Pierce County across 28 approvals, $301,800 on average. Deals near Bonney Lake get sized against that record before anything else.
03Is Bonney Lake underwritten as part of Seattle-Tacoma-Bellevue, WA?
Comparables and demand split at 30 miles. An appraiser prices the lease and the equipment off Seattle-Tacoma-Bellevue, WA; the revenue line has to hold up against 22,145 local residents.
04What does a $131,524 median income mean for case acceptance?
Median household income in Bonney Lake runs $131,524. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05What does Pierce County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Pierce County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 22,145 residents gets past the question of who would take the job.
06Is there local lending capacity in Pierce County?
County Business Patterns records 396 credit intermediation establishments in Pierce County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Bonney Lake rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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