Washington micro-market
Healthcare practice financing in Enumclaw, Washington
Direct answer
Density decides a lot here. Enumclaw runs 111.6 providers per 10,000 residents, 147 clinicians against 13,173 people, 27 percent of them in physical, occupational, and speech therapy, while King County lenders have approved 91 healthcare files worth $42,384,900 and the nearest metro is 33 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 13,173 residents (10K-25K band)1
- Healthcare providers registered here: 147 across 17 fields2
- Median household income: $116,5633
- Largest provider field: Physical, occupational, and speech therapy: 39 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Seattle-Tacoma-Bellevue, WA, 33 miles1
The clinical base a lender can verify here
147 providers across 17 fields, 111.6 per 10,000 residents, counted at Enumclaw addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 39 | 29.6 | NPPES [2] |
| Primary care and family medicine | 21 | 15.9 | NPPES [2] |
| Chiropractic | 15 | 11.4 | NPPES [2] |
| General dentistry | 14 | 10.6 | NPPES [2] |
| Behavioral and mental health group practices | 14 | 10.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 9 | 6.8 | NPPES [2] |
| Specialty physician groups | 8 | 6.1 | NPPES [2] |
| Optometry and ophthalmology | 6 | 4.6 | NPPES [2] |
| Podiatry | 5 | 3.8 | NPPES [2] |
| DME and HME suppliers | 4 | 3.0 | NPPES [2] |
| Independent pharmacy | 4 | 3.0 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.3 | NPPES [2] |
| ASCs and OBLs | 1 | 0.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.8 | NPPES [2] |
| ABA and autism therapy | 1 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 39 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Enumclaw
91 healthcare approvals averaging $465,768 set the deal shape lenders in King County have already underwritten
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 91 | Fiscal year published in the SBA file [5] |
| Total approved capital | $42,384,900 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $465,768 | Dollars divided by approvals [5] |
| Lenders sited in the county | 1,205 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
At 111.6 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 91 prior King County approvals is priced on precedent, which shortens the questions about valuation. A $116,563 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Enumclaw's own provider mix, which physical, occupational, and speech therapy dominates at 27 percent. What a partner can actually place in Washington is a separate question.
Underwriting by field in Enumclaw
physical, occupational, and speech therapy, primary care and family medicine, chiropractic account for most of what is enumerated in Enumclaw, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (39) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (21) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (15) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Enumclaw against nearby Washington markets
Set Enumclaw's 111.6 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Enumclaw (current) | 13,173 | 147 | 111.6 | |
| Bonney Lake | 22,145 | 205 | 92.6 | 8 |
| Covington | 21,567 | 190 | 88.1 | 12 |
| Maple Valley | 28,553 | 189 | 66.2 | 12 |
| Sumner | 10,885 | 86 | 79.0 | 12 |
| Puyallup | 42,552 | 1,391 | 326.9 | 14 |
| Edgewood | 13,496 | 17 | 12.6 | 14 |
How Enumclaw sits against the nearest metro
33 miles separate Enumclaw from Seattle-Tacoma-Bellevue, WA. Rent comparables cross that gap; patients mostly do not. Households here carry $116,563 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Hospital coverage inside Enumclaw means a call schedule can be evidenced rather than described.
Nearby Washington towns
- Bonney Lake 22,145 residents
- Covington 21,567 residents
- Maple Valley 28,553 residents
- Sumner 10,885 residents
- Puyallup 42,552 residents
- Edgewood 13,496 residents
Enumclaw owners, answered
01How many providers practice in Enumclaw, and in what?
NPPES lists 147 providers at a Enumclaw practice address, 111.6 per 10,000 residents across 17 tracked fields. Physical, occupational, and speech therapy accounts for 39 of them, 27 percent of the total, with primary care and family medicine next at 21. Read that as clinicians: 147 enumerations, not 147 owners.
02What does King County's shortage designation change?
Designated for primary care, dental, mental health, King County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03What does SBA lending look like around Enumclaw?
The county file behind Enumclaw holds 91 healthcare approvals totaling $42,384,900, an average of $465,768. Those are the loan sizes lenders in King County have already carried.
04How does the hospital in Enumclaw affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 1 Medicare-certified providers in total. A Enumclaw projection that names the call arrangement reads better than one that assumes it.
05Is Enumclaw underwritten as part of Seattle-Tacoma-Bellevue, WA?
Seattle-Tacoma-Bellevue, WA sits 33 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Seattle-Tacoma-Bellevue, WA; the 13,173 residents set the ceiling a projection can defend.
06What does a $116,563 median income mean for case acceptance?
Median household income in Enumclaw runs $116,563. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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