Washington micro-market
Healthcare practice financing in Maple Valley, Washington
Direct answer
A Maple Valley file is read against 189 local clinicians, 66.2 for every 10,000 of its 28,553 residents, 35 percent of them in physical, occupational, and speech therapy, plus the 91 SBA healthcare approvals worth $42,384,900 already recorded in King County, 23 miles from Seattle-Tacoma-Bellevue, WA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 28,553 residents (25K-50K band)1
- Healthcare providers registered here: 189 across 19 fields2
- Median household income: $147,5463
- Largest provider field: Physical, occupational, and speech therapy: 67 registered providers2
- Nearest metro: Seattle-Tacoma-Bellevue, WA, 23 miles1
- SBA healthcare approvals in the county: 91 approvals totaling $42,384,9004
Fields practicing inside Maple Valley
189 providers across 19 fields, 66.2 per 10,000 residents, counted at Maple Valley addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 67 | 23.5 | NPPES [2] |
| General dentistry | 23 | 8.1 | NPPES [2] |
| Primary care and family medicine | 20 | 7.0 | NPPES [2] |
| ABA and autism therapy | 19 | 6.7 | NPPES [2] |
| Chiropractic | 17 | 6.0 | NPPES [2] |
| Optometry and ophthalmology | 10 | 3.5 | NPPES [2] |
| Independent pharmacy | 6 | 2.1 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 2.1 | NPPES [2] |
| Dental specialties | 4 | 1.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 3 | 1.1 | NPPES [2] |
| Dermatology | 2 | 0.7 | NPPES [2] |
| DME and HME suppliers | 2 | 0.7 | NPPES [2] |
| Home health | 2 | 0.7 | NPPES [2] |
| Non-medical home care | 2 | 0.7 | NPPES [2] |
| Specialty physician groups | 2 | 0.7 | NPPES [2] |
| SUD treatment and residential | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [5] |
A single Maple Valley practice can hold more than one of these numbers. 35 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in King County
The published file shows 91 healthcare approvals in King County, $42,384,900 in total, and that history is what an appraiser and a credit committee reach for
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 91 | One published fiscal year, healthcare borrowers only [4] |
| Approved dollars | $42,384,900 | Approved, not disbursed, and not net of withdrawals [4] |
| Average approval | $465,768 | A mean, so one large approval moves it [4] |
| Lending establishments in the county | 1,205 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
Density of 66.2 per 10,000 sets the patient draw a projection can claim without an argument. Because King County already carries $42,384,900 across 91 healthcare approvals, a request near that average moves faster than one well above it. With $147,546 as the median household income, the payer mix in a projection has to match what Maple Valley households actually spend.
Programs the Maple Valley mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 19 local fields reaches for a program, not by what is easiest to refer. Washington rules and the partner decide availability.
What a funder reads first in Maple Valley
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, general dentistry, primary care and family medicine
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (67) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (23) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (20) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Maple Valley providers from NPPES. The other two columns describe how funders read that field across markets like Maple Valley, not what any funder will do with your file.
How Maple Valley prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Maple Valley has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Maple Valley (current) | 28,553 | 189 | 66.2 | |
| Covington | 21,567 | 190 | 88.1 | 3 |
| Enumclaw | 13,173 | 147 | 111.6 | 12 |
| Issaquah | 39,664 | 789 | 198.9 | 12 |
| Bonney Lake | 22,145 | 205 | 92.6 | 13 |
| Des Moines | 33,207 | 185 | 55.7 | 13 |
| Newcastle | 13,072 | 78 | 59.7 | 13 |
How Maple Valley sits against the nearest metro
Distance to Seattle-Tacoma-Bellevue, WA is 23 miles. Appraisers borrow Seattle-Tacoma-Bellevue, WA rents, and the 28,553 residents set the ceiling on collections. Households here carry $147,546 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Maple Valley, which a projection needs to state plainly.
More of Washington
- Covington 21,567 residents
- Enumclaw 13,173 residents
- Issaquah 39,664 residents
- Bonney Lake 22,145 residents
- Des Moines 33,207 residents
- Newcastle 13,072 residents
What owners in Maple Valley ask
01How many providers practice in Maple Valley, and in what?
189 enumerations sit at Maple Valley addresses in the monthly NPPES file, working out to 66.2 for every 10,000 residents. 35 percent of them are physical, occupational, and speech therapy, and general dentistry follows with 23. An enumeration is a clinician, so the 189 here cover fewer than 189 practices.
02What does SBA lending look like around Maple Valley?
The county file behind Maple Valley holds 91 healthcare approvals totaling $42,384,900, an average of $465,768. Those are the loan sizes lenders in King County have already carried.
03Is Maple Valley underwritten as part of Seattle-Tacoma-Bellevue, WA?
Partly. Seattle-Tacoma-Bellevue, WA is 23 miles out, so rent and equipment comparables travel in from there while patients still come from the 28,553 residents around Maple Valley. Cost side metro, revenue side local.
04What does a $147,546 median income mean for case acceptance?
Median household income in Maple Valley runs $147,546. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05What does King County's shortage designation change?
King County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Maple Valley can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
06Is there local lending capacity in King County?
County Business Patterns records 1,205 credit intermediation establishments in King County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Maple Valley rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.