Washington micro-market
Healthcare practice financing in Bremerton, Washington
Direct answer
1,053 healthcare providers hold a Bremerton practice address, 232.5 per 10,000 of its 45,291 residents, 50 percent of them in behavioral and mental health group practices. Kitsap County recorded 2 SBA healthcare approvals worth $420,000, and Bremerton-Silverdale-Port Orchard, WA sits 0 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 45,291 residents (25K-50K band)1
- Healthcare providers registered here: 1,053 across 29 fields2
- Median household income: $74,3993
- Largest provider field: Behavioral and mental health group practices: 530 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Bremerton-Silverdale-Port Orchard, WA, 0 miles1
What NPPES records at Bremerton addresses
1,053 providers across 29 fields, 232.5 per 10,000 residents, counted at Bremerton addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Behavioral and mental health group practices | 530 | 117.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 106 | 23.4 | NPPES [2] |
| Primary care and family medicine | 86 | 19.0 | NPPES [2] |
| General dentistry | 48 | 10.6 | NPPES [2] |
| Specialty physician groups | 42 | 9.3 | NPPES [2] |
| Chiropractic | 31 | 6.8 | NPPES [2] |
| ABA and autism therapy | 31 | 6.8 | NPPES [2] |
| Optometry and ophthalmology | 23 | 5.1 | NPPES [2] |
| DME and HME suppliers | 19 | 4.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 19 | 4.2 | NPPES [2] |
| Dental specialties | 18 | 4.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 16 | 3.5 | NPPES [2] |
| Independent pharmacy | 15 | 3.3 | NPPES [2] |
| Med spa and aesthetics | 12 | 2.6 | NPPES [2] |
| Audiology and hearing centers | 11 | 2.4 | NPPES [2] |
| Dermatology | 7 | 1.5 | NPPES [2] |
| Podiatry | 5 | 1.1 | NPPES [2] |
| Occupational health and drug testing | 5 | 1.1 | NPPES [2] |
| Home health | 4 | 0.9 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 4 | 0.9 | NPPES [2] |
| Clinical and toxicology labs | 4 | 0.9 | NPPES [2] |
| ASCs and OBLs | 3 | 0.7 | NPPES [2] |
| SUD treatment and residential | 3 | 0.7 | NPPES [2] |
| Non-medical home care | 3 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 3 | 0.7 | NPPES [2] |
| NEMT and ambulance | 2 | 0.4 | NPPES [2] |
| Urgent care | 1 | 0.2 | NPPES [2] |
| Imaging centers | 1 | 0.2 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 11 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 530 behavioral and mental health group practices enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What Kitsap County credit files already show
The county file holds 2 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 2 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $420,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $210,000 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 118 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
Density of 232.5 per 10,000 sets the patient draw a projection can claim without an argument. Kitsap County has 2 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $74,399 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Working capital term loan
- Practice acquisition
- Business line of credit
- Startup and de novo
- Expansion, relocation, and build-out
The 29 fields practicing locally set this order. A funding partner, not this list, decides what is available in Washington.
The first pages of a Bremerton file
behavioral and mental health group practices, physical, occupational, and speech therapy, primary care and family medicine account for most of what is enumerated in Bremerton, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Behavioral and mental health group practices (530) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Physical, occupational, and speech therapy (106) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (86) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Bremerton against nearby Washington markets
Comparables travel. These are the Washington towns whose density, at 232.5 per 10,000 here, gets weighed beside this one.
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Bremerton (current) | 45,291 | 1,053 | 232.5 | |
| Port Orchard | 19,122 | 334 | 174.7 | 4 |
| Bainbridge Island | 24,618 | 235 | 95.5 | 12 |
| Poulsbo | 12,562 | 311 | 247.6 | 14 |
| Gig Harbor | 12,643 | 558 | 441.4 | 15 |
| Burien | 52,046 | 462 | 88.8 | 18 |
| Des Moines | 33,207 | 185 | 55.7 | 21 |
What the geography does to a Bremerton projection
0 miles separate Bremerton from Bremerton-Silverdale-Port Orchard, WA. Lease pricing follows Bremerton-Silverdale-Port Orchard, WA, while revenue stays capped by the 45,291 residents here. At $74,399 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Referral flow comes from outside Bremerton, which a projection needs to state plainly. A college in Bremerton puts a term-shaped curve into monthly collections.
Other Washington markets
- Port Orchard 19,122 residents
- Bainbridge Island 24,618 residents
- Poulsbo 12,562 residents
- Gig Harbor 12,643 residents
- Burien 52,046 residents
- Des Moines 33,207 residents
Questions from Bremerton
01How many providers practice in Bremerton, and in what?
Across 29 fields, Bremerton carries 1,053 enumerated clinicians, 232.5 per 10,000 of the 45,291 people living here. The concentration is in behavioral and mental health group practices, 530 of the total, then physical, occupational, and speech therapy at 106. Count practices from that only with care.
02Why does Kitsap County show so little SBA activity?
The published file records 2 7(a) and 504 approvals to healthcare borrowers in Kitsap County. That tracks how few Kitsap County practices changed hands that year, not credit quality. 118 credit intermediation establishments operate in Kitsap County, so the lending capacity is local even where the healthcare history is not.
03Which fields carry the volume in Bremerton?
The 29 enumerated fields are led by behavioral and mental health group practices at 530, with physical, occupational, and speech therapy at 106 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
04What does Kitsap County's shortage designation change?
HRSA designates Kitsap County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Bremerton and evidences a staffing ramp in a 45,291 resident market.
05How many Medicare-certified providers are based in Bremerton?
Care Compare lists 2 certified providers with a Bremerton address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
06Is Bremerton underwritten as part of Bremerton-Silverdale-Port Orchard, WA?
Comparables and demand split at 0 miles. An appraiser prices the lease and the equipment off Bremerton-Silverdale-Port Orchard, WA; the revenue line has to hold up against 45,291 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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