Washington micro-market
Healthcare practice financing in Port Orchard, Washington
Direct answer
334 healthcare providers hold a Port Orchard practice address, 174.7 per 10,000 of its 19,122 residents, 33 percent of them in physical, occupational, and speech therapy. Kitsap County recorded 2 SBA healthcare approvals worth $420,000, and Bremerton-Silverdale-Port Orchard, WA sits 4 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 19,122 residents (10K-25K band)1
- Healthcare providers registered here: 334 across 25 fields2
- Median household income: $81,4723
- Largest provider field: Physical, occupational, and speech therapy: 109 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Bremerton-Silverdale-Port Orchard, WA, 4 miles1
Port Orchard clinicians, by field
The NPPES file puts 334 enumerated clinicians inside Port Orchard, spread over 25 fields at 174.7 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 109 | 57.0 | NPPES [2] |
| Chiropractic | 48 | 25.1 | NPPES [2] |
| Primary care and family medicine | 39 | 20.4 | NPPES [2] |
| General dentistry | 26 | 13.6 | NPPES [2] |
| ABA and autism therapy | 18 | 9.4 | NPPES [2] |
| Behavioral and mental health group practices | 16 | 8.4 | NPPES [2] |
| Independent pharmacy | 14 | 7.3 | NPPES [2] |
| Specialty physician groups | 11 | 5.8 | NPPES [2] |
| Optometry and ophthalmology | 10 | 5.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 9 | 4.7 | NPPES [2] |
| Dental specialties | 5 | 2.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 2.6 | NPPES [2] |
| Home health | 4 | 2.1 | NPPES [2] |
| DME and HME suppliers | 3 | 1.6 | NPPES [2] |
| SUD treatment and residential | 2 | 1.0 | NPPES [2] |
| Audiology and hearing centers | 2 | 1.0 | NPPES [2] |
| Non-medical home care | 2 | 1.0 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.0 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.0 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.0 | NPPES [2] |
| Dermatology | 1 | 0.5 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.5 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Port Orchard practice can hold more than one of these numbers. 33 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Port Orchard
With 2 healthcare approvals recorded, Kitsap County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 2 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $420,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $210,000 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 118 | Credit intermediation offices sited in the county [6] |
Reading Port Orchard the way a credit committee does
Density of 174.7 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 2 approvals usually means more documentation and a lower advance against the same collateral. A $81,472 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Port Orchard mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Port Orchard does not appear. Availability is still a Washington question.
Underwriting by field in Port Orchard
physical, occupational, and speech therapy, chiropractic, primary care and family medicine account for most of what is enumerated in Port Orchard, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (109) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (48) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Primary care and family medicine (39) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Port Orchard providers from NPPES. The other two columns describe how funders read that field across markets like Port Orchard, not what any funder will do with your file.
Density beside the neighboring Washington towns
Set Port Orchard's 174.7 per 10,000 against the towns an appraiser would reach for next
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Port Orchard (current) | 19,122 | 334 | 174.7 | |
| Bremerton | 45,291 | 1,053 | 232.5 | 4 |
| Bainbridge Island | 24,618 | 235 | 95.5 | 9 |
| Burien | 52,046 | 462 | 88.8 | 14 |
| Gig Harbor | 12,643 | 558 | 441.4 | 14 |
| Poulsbo | 12,562 | 311 | 247.6 | 14 |
| SeaTac | 34,024 | 103 | 30.3 | 17 |
Distance, income, and the wage floor around Port Orchard
Bremerton-Silverdale-Port Orchard, WA lies 4 miles from Port Orchard, close enough that appraisers price the lease against Bremerton-Silverdale-Port Orchard, WA rents while 19,122 residents set the revenue ceiling. Households here carry $81,472 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. With no hospital in town, a projection has to name where referrals and coverage come from. Port Orchard is the Kitsap County seat, so county employment steadies the payer mix.
More of Washington
- Bremerton 45,291 residents
- Bainbridge Island 24,618 residents
- Burien 52,046 residents
- Gig Harbor 12,643 residents
- Poulsbo 12,562 residents
- SeaTac 34,024 residents
Questions from Port Orchard
01How many providers practice in Port Orchard, and in what?
NPPES lists 334 providers at a Port Orchard practice address, 174.7 per 10,000 residents across 25 tracked fields. Physical, occupational, and speech therapy accounts for 109 of them, 33 percent of the total, with chiropractic next at 48. Read that as clinicians: 334 enumerations, not 334 owners.
02Why does Kitsap County show so little SBA activity?
The published file records 2 7(a) and 504 approvals to healthcare borrowers in Kitsap County. That tracks how few Kitsap County practices changed hands that year, not credit quality. 118 credit intermediation establishments operate in Kitsap County, so the lending capacity is local even where the healthcare history is not.
03Is Port Orchard underwritten as part of Bremerton-Silverdale-Port Orchard, WA?
Bremerton-Silverdale-Port Orchard, WA sits 4 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Bremerton-Silverdale-Port Orchard, WA; the 19,122 residents set the ceiling a projection can defend.
04What does Kitsap County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Kitsap County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 19,122 residents gets past the question of who would take the job.
05Which fields carry the volume in Port Orchard?
Volume concentrates in physical, occupational, and speech therapy, 109 of them, ahead of chiropractic at 48, across 25 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Does being the Kitsap County seat change anything?
Port Orchard is the Kitsap County seat, so county payroll steadies the payer mix and courthouse traffic keeps the daytime population above the 19,122 residents on the census. Both show up as a flatter seasonal curve in a collections history.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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