Arkansas micro-market
Healthcare practice financing in Jonesboro, Arkansas
Direct answer
A Jonesboro file is read against 1,443 local clinicians, 175.2 for every 10,000 of its 82,384 residents, 42 percent of them in physical, occupational, and speech therapy, plus the 1 SBA healthcare approvals worth $173,000 already recorded in Craighead County, 0 miles from Jonesboro, AR.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Arkansas, and how many partners see it, is set out on the Arkansas page.
- Population: 82,384 residents (50K-100K band)1
- Healthcare providers registered here: 1,443 across 33 fields2
- Median household income: $52,5593
- Largest provider field: Physical, occupational, and speech therapy: 609 registered providers2
- Medicare-certified providers in town: 16 across 4 categories4
- Nearest metro: Jonesboro, AR, 0 miles1
The provider census in Jonesboro
1,443 providers across 33 fields, 175.2 per 10,000 residents, counted at Jonesboro addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 609 | 73.9 | NPPES [2] |
| Primary care and family medicine | 120 | 14.6 | NPPES [2] |
| Behavioral and mental health group practices | 119 | 14.4 | NPPES [2] |
| Specialty physician groups | 95 | 11.5 | NPPES [2] |
| General dentistry | 76 | 9.2 | NPPES [2] |
| Optometry and ophthalmology | 57 | 6.9 | NPPES [2] |
| Chiropractic | 43 | 5.2 | NPPES [2] |
| DME and HME suppliers | 41 | 5.0 | NPPES [2] |
| ABA and autism therapy | 37 | 4.5 | NPPES [2] |
| Dental specialties | 36 | 4.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 27 | 3.3 | NPPES [2] |
| Independent pharmacy | 26 | 3.2 | NPPES [2] |
| Non-medical home care | 18 | 2.2 | NPPES [2] |
| Med spa and aesthetics | 16 | 1.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 15 | 1.8 | NPPES [2] |
| Audiology and hearing centers | 14 | 1.7 | NPPES [2] |
| Home health | 13 | 1.6 | NPPES [2] |
| Occupational health and drug testing | 10 | 1.2 | NPPES [2] |
| Dermatology | 9 | 1.1 | NPPES [2] |
| Podiatry | 8 | 1.0 | NPPES [2] |
| ASCs and OBLs | 8 | 1.0 | NPPES [2] |
| Hospice and palliative | 7 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 7 | 0.8 | NPPES [2] |
| SUD treatment and residential | 6 | 0.7 | NPPES [2] |
| NEMT and ambulance | 6 | 0.7 | NPPES [2] |
| Clinical and toxicology labs | 4 | 0.5 | NPPES [2] |
| Plastic and cosmetic surgery | 4 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 4 | 0.5 | NPPES [2] |
| Imaging centers | 2 | 0.2 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.2 | NPPES [2] |
| IV hydration and infusion | 2 | 0.2 | NPPES [2] |
| Urgent care | 1 | 0.1 | NPPES [2] |
| Sleep centers | 1 | 0.1 | NPPES [2] |
| Medical equipment suppliers | 37 | CMS [4] | |
| Ambulatory surgical centers | 6 | CMS [4] | |
| Home health agencies | 4 | CMS [4] | |
| Hospice providers | 3 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] |
Several of the 609 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Jonesboro
The county file holds 1 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 1 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $173,000 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $173,000 | The dollar column over the approval column [5] |
| Credit offices operating locally | 74 | Places that write credit locally, NAICS 522 [6] |
Reading Jonesboro the way a credit committee does
175.2 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. Craighead County has 1 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $52,559 in Jonesboro is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 33 fields that actually practice in Jonesboro, weighted toward physical, occupational, and speech therapy. Availability still depends on Arkansas and on the funding partner.
The first pages of a Jonesboro file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, behavioral and mental health group practices
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (609) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (120) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Behavioral and mental health group practices (119) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
The first column is Jonesboro's own NPPES count. The rest is how the field is generally underwritten, whether the address is Jonesboro or anywhere else.
Jonesboro against nearby Arkansas markets
175.2 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Jonesboro
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Jonesboro (current) | 82,384 | 1,443 | 175.2 | |
| Paragould | 30,680 | 339 | 110.5 | 19 |
| Blytheville | 12,359 | 132 | 106.8 | 44 |
| Marion | 13,524 | 123 | 90.9 | 50 |
| Batesville | 11,539 | 327 | 283.4 | 53 |
| West Memphis | 23,538 | 261 | 110.9 | 53 |
| Searcy | 23,997 | 511 | 212.9 | 71 |
Distance, income, and the wage floor around Jonesboro
Jonesboro, AR lies 0 miles from Jonesboro, close enough that appraisers price the lease against Jonesboro, AR rents while 82,384 residents set the revenue ceiling. At $52,559 median household income, the elective and cash-pay share of a projection is the line that gets tested first. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Campus terms, not calendar quarters, set the busy months in Jonesboro. Jonesboro is the Craighead County seat, so county employment steadies the payer mix.
Nearby Arkansas towns
- Paragould 30,680 residents
- Blytheville 12,359 residents
- Marion 13,524 residents
- Batesville 11,539 residents
- West Memphis 23,538 residents
- Searcy 23,997 residents
What owners in Jonesboro ask
01How many providers practice in Jonesboro, and in what?
1,443 enumerations sit at Jonesboro addresses in the monthly NPPES file, working out to 175.2 for every 10,000 residents. 42 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 120. An enumeration is a clinician, so the 1,443 here cover fewer than 1,443 practices.
02What does Craighead County's shortage designation change?
Designated for primary care, dental, mental health, Craighead County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Craighead County show so little SBA activity?
Craighead County shows 1 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 74 lending establishments operate locally.
04How does the hospital in Jonesboro affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 16 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 175.2 per 10,000 market.
05Which fields carry the volume in Jonesboro?
Volume concentrates in physical, occupational, and speech therapy, 609 of them, ahead of primary care and family medicine at 120, across 33 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is there local lending capacity in Craighead County?
County Business Patterns records 74 credit intermediation establishments in Craighead County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Jonesboro rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.