Arkansas micro-market
Healthcare practice financing in Sherwood, Arkansas
Direct answer
A Sherwood file is read against 256 local clinicians, 76.9 for every 10,000 of its 33,281 residents, 52 percent of them in physical, occupational, and speech therapy, plus the 10 SBA healthcare approvals worth $4,963,200 already recorded in Pulaski County, 12 miles from Little Rock-North Little Rock-Conway, AR.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Arkansas, and how many partners see it, is set out on the Arkansas page.
- Population: 33,281 residents (25K-50K band)1
- Healthcare providers registered here: 256 across 23 fields2
- Median household income: $79,1573
- Largest provider field: Physical, occupational, and speech therapy: 134 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Little Rock-North Little Rock-Conway, AR, 12 miles1
Fields practicing inside Sherwood
76.9 providers per 10,000 residents is what 256 enumerations across 23 fields works out to in a town of 33,281
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 134 | 40.3 | NPPES [2] |
| Optometry and ophthalmology | 19 | 5.7 | NPPES [2] |
| General dentistry | 15 | 4.5 | NPPES [2] |
| Primary care and family medicine | 13 | 3.9 | NPPES [2] |
| Non-medical home care | 10 | 3.0 | NPPES [2] |
| ABA and autism therapy | 9 | 2.7 | NPPES [2] |
| DME and HME suppliers | 7 | 2.1 | NPPES [2] |
| Chiropractic | 7 | 2.1 | NPPES [2] |
| Independent pharmacy | 7 | 2.1 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 2.1 | NPPES [2] |
| Specialty physician groups | 6 | 1.8 | NPPES [2] |
| Home health | 4 | 1.2 | NPPES [2] |
| Clinical and toxicology labs | 4 | 1.2 | NPPES [2] |
| Podiatry | 2 | 0.6 | NPPES [2] |
| Urgent care | 2 | 0.6 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.6 | NPPES [2] |
| IDD services | 1 | 0.3 | NPPES [2] |
| ASCs and OBLs | 1 | 0.3 | NPPES [2] |
| Pain management and interventional | 1 | 0.3 | NPPES [2] |
| Dental specialties | 1 | 0.3 | NPPES [2] |
| NEMT and ambulance | 1 | 0.3 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] |
A single Sherwood practice can hold more than one of these numbers. 52 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Sherwood
Lenders in Pulaski County have already closed 10 healthcare approvals, averaging $496,320, which is the size a new file gets read beside
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 10 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $4,963,200 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $496,320 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 342 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
Underwriting starts with 76.9 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Pulaski County already carries $4,963,200 across 10 healthcare approvals, a request near that average moves faster than one well above it. Household income of $79,157 in Sherwood is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Sherwood mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Expansion, relocation, and build-out
Built from what is enumerated here rather than from a national list, so a field with no presence in Sherwood does not appear. Availability is still a Arkansas question.
The first pages of a Sherwood file
physical, occupational, and speech therapy, optometry and ophthalmology, general dentistry account for most of what is enumerated in Sherwood, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (134) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Optometry and ophthalmology (19) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
| General dentistry (15) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Column one counts Sherwood clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Sherwood file differently.
Sherwood against nearby Arkansas markets
76.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Sherwood
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Sherwood (current) | 33,281 | 256 | 76.9 | |
| Jacksonville | 29,129 | 241 | 82.7 | 5 |
| Maumelle | 19,541 | 127 | 65.0 | 11 |
| Cabot | 27,575 | 222 | 80.5 | 13 |
| Bryant | 22,271 | 269 | 120.8 | 23 |
| Benton | 38,088 | 444 | 116.6 | 28 |
| Searcy | 23,997 | 511 | 212.9 | 38 |
How Sherwood sits against the nearest metro
12 miles separate Sherwood from Little Rock-North Little Rock-Conway, AR. Lease pricing follows Little Rock-North Little Rock-Conway, AR, while revenue stays capped by the 33,281 residents here. Households here carry $79,157 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. The hospital fixes two inputs a lender would otherwise estimate in a 33,281 resident town: where referrals originate, and what staff cost. A college in Sherwood puts a term-shaped curve into monthly collections.
Other Arkansas markets
What owners in Sherwood ask
01How many providers practice in Sherwood, and in what?
Across 23 fields, Sherwood carries 256 enumerated clinicians, 76.9 per 10,000 of the 33,281 people living here. The concentration is in physical, occupational, and speech therapy, 134 of the total, then optometry and ophthalmology at 19. Count practices from that only with care.
02What does Pulaski County's shortage designation change?
Pulaski County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Sherwood can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03How does the hospital in Sherwood affect a practice file?
It makes the staffing and referral lines checkable. 1 Medicare-certified providers hold Sherwood addresses, and the hospital sets the wage a clinical hire is bid against in a 76.9 per 10,000 market.
04Which fields carry the volume in Sherwood?
The 23 enumerated fields are led by physical, occupational, and speech therapy at 134, with optometry and ophthalmology at 19 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
05Is Sherwood underwritten as part of Little Rock-North Little Rock-Conway, AR?
Little Rock-North Little Rock-Conway, AR sits 12 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Little Rock-North Little Rock-Conway, AR; the 33,281 residents set the ceiling a projection can defend.
06Is there local lending capacity in Pulaski County?
County Business Patterns records 342 credit intermediation establishments in Pulaski County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Sherwood rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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