California micro-market
Healthcare practice financing in Danville, California
Direct answer
356 healthcare providers hold a Danville practice address, 82.0 per 10,000 of its 43,410 residents, 15 percent of them in physical, occupational, and speech therapy. Contra Costa County recorded 39 SBA healthcare approvals worth $25,197,200, and Vallejo, CA sits 26 miles out.
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- Population: 43,410 residents (25K-50K band)1
- Healthcare providers registered here: 356 across 26 fields2
- Median household income: $223,2063
- Largest provider field: Physical, occupational, and speech therapy: 54 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Vallejo, CA, 26 miles1
Fields practicing inside Danville
Counted at the town's own addresses: 356 providers, 26 fields, 82.0 clinicians per 10,000 of the 43,410 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 54 | 12.4 | NPPES [2] |
| Chiropractic | 50 | 11.5 | NPPES [2] |
| General dentistry | 40 | 9.2 | NPPES [2] |
| Specialty physician groups | 34 | 7.8 | NPPES [2] |
| Dental specialties | 32 | 7.4 | NPPES [2] |
| Primary care and family medicine | 26 | 6.0 | NPPES [2] |
| ABA and autism therapy | 24 | 5.5 | NPPES [2] |
| Optometry and ophthalmology | 22 | 5.1 | NPPES [2] |
| Dermatology | 12 | 2.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 10 | 2.3 | NPPES [2] |
| Plastic and cosmetic surgery | 8 | 1.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 1.8 | NPPES [2] |
| DME and HME suppliers | 7 | 1.6 | NPPES [2] |
| Podiatry | 5 | 1.2 | NPPES [2] |
| ASCs and OBLs | 5 | 1.2 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 1.2 | NPPES [2] |
| Independent pharmacy | 3 | 0.7 | NPPES [2] |
| SUD treatment and residential | 2 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.5 | NPPES [2] |
| Home health | 1 | 0.2 | NPPES [2] |
| Pain management and interventional | 1 | 0.2 | NPPES [2] |
| Fertility and IVF | 1 | 0.2 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.2 | NPPES [2] |
| Non-medical home care | 1 | 0.2 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.2 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Danville practice can hold more than one of these numbers. 15 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What Contra Costa County credit files already show
The published file shows 39 healthcare approvals in Contra Costa County, $25,197,200 in total, and that history is what an appraiser and a credit committee reach for
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 39 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $25,197,200 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $646,082 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 596 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
Underwriting starts with 82.0 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Contra Costa County already carries $25,197,200 across 39 healthcare approvals, a request near that average moves faster than one well above it. With $223,206 as the median household income, the payer mix in a projection has to match what Danville households actually spend.
Programs the Danville mix reaches for
- Practice acquisition
- Startup and de novo
- Equipment financing and leasing
- Expansion, relocation, and build-out
- Working capital term loan
Ranked from the 26 fields that actually practice in Danville, weighted toward physical, occupational, and speech therapy. Availability still depends on California and on the funding partner.
What a funder reads first in Danville
physical, occupational, and speech therapy, chiropractic, general dentistry account for most of what is enumerated in Danville, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (54) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (50) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| General dentistry (40) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Danville counts. The reading columns describe the field in general, and no partner reviewing a Danville file is bound by them.
How Danville prices against its neighbors
82.0 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Danville
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Danville (current) | 43,410 | 356 | 82.0 | |
| Dublin | 70,544 | 429 | 60.8 | 8 |
| Moraga | 16,698 | 40 | 24.0 | 9 |
| Clayton | 10,933 | 18 | 16.5 | 9 |
| Lafayette | 25,371 | 256 | 100.9 | 10 |
| Pleasant Hill | 34,169 | 344 | 100.7 | 11 |
| Orinda | 19,573 | 136 | 69.5 | 12 |
How Danville sits against the nearest metro
Distance to Vallejo, CA is 26 miles. That is close enough for rent in Danville to be compared against the metro and far enough that patient draw is not. Median household income runs $223,206, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. A degree-granting institution here moves volume on the academic calendar.
More of California
Questions from Danville
01How many providers practice in Danville, and in what?
NPPES lists 356 providers at a Danville practice address, 82.0 per 10,000 residents across 26 tracked fields. Physical, occupational, and speech therapy accounts for 54 of them, 15 percent of the total, with chiropractic next at 50. Read that as clinicians: 356 enumerations, not 356 owners.
02What does a $223,206 median income mean for case acceptance?
Median household income in Danville runs $223,206. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
03What does Contra Costa County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Contra Costa County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 43,410 residents gets past the question of who would take the job.
04Which fields carry the volume in Danville?
Volume concentrates in physical, occupational, and speech therapy, 54 of them, ahead of chiropractic at 50, across 26 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05What does SBA lending look like around Danville?
The county file behind Danville holds 39 healthcare approvals totaling $25,197,200, an average of $646,082. Those are the loan sizes lenders in Contra Costa County have already carried.
06Is Danville underwritten as part of Vallejo, CA?
Vallejo, CA sits 26 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Vallejo, CA; the 43,410 residents set the ceiling a projection can defend.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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