California micro-market
Healthcare practice financing in Dixon, California
Direct answer
Solano County carries 9 SBA healthcare approvals worth $3,623,900, and inside Dixon the census shows 62 enumerated clinicians against 20,296 residents, 30.5 per 10,000, 35 percent of them in physical, occupational, and speech therapy. Sacramento-Roseville-Folsom, CA lies 21 miles away.
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- Population: 20,296 residents (10K-25K band)1
- Healthcare providers registered here: 62 across 13 fields2
- Median household income: $98,7983
- Largest provider field: Physical, occupational, and speech therapy: 22 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Sacramento-Roseville-Folsom, CA, 21 miles1
Dixon clinicians, by field
62 providers across 13 fields, 30.5 per 10,000 residents, counted at Dixon addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 22 | 10.8 | NPPES [2] |
| Primary care and family medicine | 9 | 4.4 | NPPES [2] |
| General dentistry | 7 | 3.4 | NPPES [2] |
| Chiropractic | 4 | 2.0 | NPPES [2] |
| SUD treatment and residential | 4 | 2.0 | NPPES [2] |
| ABA and autism therapy | 3 | 1.5 | NPPES [2] |
| Optometry and ophthalmology | 3 | 1.5 | NPPES [2] |
| Independent pharmacy | 2 | 1.0 | NPPES [2] |
| Non-medical home care | 2 | 1.0 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 1.0 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.0 | NPPES [2] |
| DME and HME suppliers | 1 | 0.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 22 of the 62 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Solano County
The county file holds 9 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 9 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $3,623,900 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $402,656 | The dollar column over the approval column [5] |
| Lenders sited in the county | 161 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
Density of 30.5 per 10,000 sets the patient draw a projection can claim without an argument. With 9 approvals on record in Solano County, expect a longer appraisal and a wider collateral discount. Household income of $98,798 in Dixon is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Dixon's own provider mix, which physical, occupational, and speech therapy dominates at 35 percent. What a partner can actually place in California is a separate question.
The first pages of a Dixon file
What a funder opens first depends on the field. In Dixon that means physical, occupational, and speech therapy, primary care and family medicine, general dentistry.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (22) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (9) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (7) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Column one counts Dixon clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Dixon file differently.
Dixon against nearby California markets
Set Dixon's 30.5 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Dixon (current) | 20,296 | 62 | 30.5 | |
| Davis | 67,125 | 529 | 78.8 | 9 |
| Woodland | 62,983 | 372 | 59.1 | 16 |
| Rio Vista | 10,248 | 8 | 7.8 | 20 |
| Napa | 76,921 | 779 | 101.3 | 28 |
| Pittsburg | 77,131 | 197 | 25.5 | 30 |
| American Canyon | 21,742 | 76 | 35.0 | 30 |
What the geography does to a Dixon projection
21 miles separate Dixon from Sacramento-Roseville-Folsom, CA. Lease pricing follows Sacramento-Roseville-Folsom, CA, while revenue stays capped by the 20,296 residents here. Median household income runs $98,798, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Dixon, which a projection needs to state plainly.
Nearby California towns
Questions from Dixon
01How many providers practice in Dixon, and in what?
62 enumerations sit at Dixon addresses in the monthly NPPES file, working out to 30.5 for every 10,000 residents. 35 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 9. An enumeration is a clinician, so the 62 here cover fewer than 62 practices.
02Why does Solano County show so little SBA activity?
Only 9 healthcare approvals appear for Solano County in the published 7(a) and 504 file. Thin volume in Solano County is a transaction count, not a verdict on borrowers here. The county still holds 161 credit intermediation establishments.
03What does a $98,798 median income mean for case acceptance?
Median household income in Dixon runs $98,798. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
04What does Solano County's shortage designation change?
Solano County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Dixon can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05Is Dixon underwritten as part of Sacramento-Roseville-Folsom, CA?
Comparables and demand split at 21 miles. An appraiser prices the lease and the equipment off Sacramento-Roseville-Folsom, CA; the revenue line has to hold up against 20,296 local residents.
06Which fields carry the volume in Dixon?
Volume concentrates in physical, occupational, and speech therapy, 22 of them, ahead of primary care and family medicine at 9, across 13 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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