California micro-market
Healthcare practice financing in Davis, California
Direct answer
Density decides a lot here. Davis runs 78.8 providers per 10,000 residents, 529 clinicians against 67,125 people, 20 percent of them in primary care and family medicine, while Yolo County lenders have approved 6 healthcare files worth $2,108,700 and the nearest metro is 15 miles out.
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- Population: 67,125 residents (50K-100K band)1
- Healthcare providers registered here: 529 across 30 fields2
- Median household income: $87,4213
- Largest provider field: Primary care and family medicine: 104 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Sacramento-Roseville-Folsom, CA, 15 miles1
What NPPES records at Davis addresses
529 providers across 30 fields, 78.8 per 10,000 residents, counted at Davis addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Primary care and family medicine | 104 | 15.5 | NPPES [2] |
| Physical, occupational, and speech therapy | 85 | 12.7 | NPPES [2] |
| ABA and autism therapy | 53 | 7.9 | NPPES [2] |
| Behavioral and mental health group practices | 51 | 7.6 | NPPES [2] |
| Specialty physician groups | 43 | 6.4 | NPPES [2] |
| General dentistry | 36 | 5.4 | NPPES [2] |
| Optometry and ophthalmology | 36 | 5.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 29 | 4.3 | NPPES [2] |
| Chiropractic | 19 | 2.8 | NPPES [2] |
| Dental specialties | 14 | 2.1 | NPPES [2] |
| DME and HME suppliers | 8 | 1.2 | NPPES [2] |
| Independent pharmacy | 7 | 1.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 1.0 | NPPES [2] |
| Podiatry | 6 | 0.9 | NPPES [2] |
| Dermatology | 6 | 0.9 | NPPES [2] |
| Audiology and hearing centers | 3 | 0.4 | NPPES [2] |
| ASCs and OBLs | 2 | 0.3 | NPPES [2] |
| Sleep centers | 2 | 0.3 | NPPES [2] |
| Non-medical home care | 2 | 0.3 | NPPES [2] |
| Hospice and palliative | 2 | 0.3 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.3 | NPPES [2] |
| Clinical and toxicology labs | 2 | 0.3 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 2 | 0.3 | NPPES [2] |
| Home health | 1 | 0.1 | NPPES [2] |
| Urgent care | 1 | 0.1 | NPPES [2] |
| Imaging centers | 1 | 0.1 | NPPES [2] |
| Pain management and interventional | 1 | 0.1 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.1 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.1 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Primary care and family medicine carries 104 of the 529 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Yolo County credit files already show
The county file holds 6 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 6 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $2,108,700 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $351,450 | The dollar column over the approval column [5] |
| Lenders sited in the county | 80 | Places that write credit locally, NAICS 522 [6] |
Reading Davis the way a credit committee does
78.8 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. Yolo County has 6 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $87,421 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Expansion, relocation, and build-out
- Working capital term loan
- Startup and de novo
- Equipment financing and leasing
Weighted by how often each of the 30 local fields reaches for a program, not by what is easiest to refer. California rules and the partner decide availability.
Underwriting by field in Davis
Drawn from the fields that actually practice here: primary care and family medicine, physical, occupational, and speech therapy, aba and autism therapy
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Primary care and family medicine (104) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (85) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| ABA and autism therapy (53) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Davis against nearby California markets
78.8 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Davis
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Davis (current) | 67,125 | 529 | 78.8 | |
| Woodland | 62,983 | 372 | 59.1 | 8 |
| Dixon | 20,296 | 62 | 30.5 | 9 |
| Citrus Heights | 86,909 | 380 | 43.7 | 26 |
| Rio Vista | 10,248 | 8 | 7.8 | 26 |
| Galt | 26,589 | 60 | 22.6 | 31 |
| Rocklin | 75,129 | 517 | 68.8 | 32 |
What the geography does to a Davis projection
15 miles separate Davis from Sacramento-Roseville-Folsom, CA. Lease pricing follows Sacramento-Roseville-Folsom, CA, while revenue stays capped by the 67,125 residents here. At $87,421 median household income, the elective and cash-pay share of a projection is the line that gets tested first. The Medicare-certified hospital in Davis sets the local wage floor before you hire against it. A college in Davis puts a term-shaped curve into monthly collections.
Nearby California towns
Davis owners, answered
01How many providers practice in Davis, and in what?
529 enumerations sit at Davis addresses in the monthly NPPES file, working out to 78.8 for every 10,000 residents. 20 percent of them are primary care and family medicine, and physical, occupational, and speech therapy follows with 85. An enumeration is a clinician, so the 529 here cover fewer than 529 practices.
02Why does Yolo County show so little SBA activity?
Yolo County shows 6 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 80 lending establishments operate locally.
03Which fields carry the volume in Davis?
Volume concentrates in primary care and family medicine, 104 of them, ahead of physical, occupational, and speech therapy at 85, across 30 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
04What does Yolo County's shortage designation change?
Yolo County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Davis can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05How does the hospital in Davis affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 1 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 78.8 per 10,000 market.
06Is Davis underwritten as part of Sacramento-Roseville-Folsom, CA?
Partly. Sacramento-Roseville-Folsom, CA is 15 miles out, so rent and equipment comparables travel in from there while patients still come from the 67,125 residents around Davis. Cost side metro, revenue side local.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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