California micro-market
Healthcare practice financing in South Pasadena, California
Direct answer
Density decides a lot here. South Pasadena runs 95.9 providers per 10,000 residents, 246 clinicians against 25,656 people, 20 percent of them in physical, occupational, and speech therapy, while Los Angeles County lenders have approved 298 healthcare files worth $229,015,900 and the nearest metro is 16 miles out.
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- Population: 25,656 residents (25K-50K band)1
- Healthcare providers registered here: 246 across 21 fields2
- Median household income: $128,1053
- Largest provider field: Physical, occupational, and speech therapy: 50 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Los Angeles-Long Beach-Anaheim, CA, 16 miles1
The provider census in South Pasadena
The NPPES file puts 246 enumerated clinicians inside South Pasadena, spread over 21 fields at 95.9 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 50 | 19.5 | NPPES [2] |
| Chiropractic | 33 | 12.9 | NPPES [2] |
| General dentistry | 31 | 12.1 | NPPES [2] |
| ABA and autism therapy | 31 | 12.1 | NPPES [2] |
| Dental specialties | 23 | 9.0 | NPPES [2] |
| Optometry and ophthalmology | 21 | 8.2 | NPPES [2] |
| Specialty physician groups | 10 | 3.9 | NPPES [2] |
| Behavioral and mental health group practices | 10 | 3.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 8 | 3.1 | NPPES [2] |
| Primary care and family medicine | 7 | 2.7 | NPPES [2] |
| DME and HME suppliers | 3 | 1.2 | NPPES [2] |
| Independent pharmacy | 3 | 1.2 | NPPES [2] |
| Non-medical home care | 3 | 1.2 | NPPES [2] |
| Dermatology | 2 | 0.8 | NPPES [2] |
| Hospice and palliative | 2 | 0.8 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.8 | NPPES [2] |
| Home health | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 50 of the 246 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in Los Angeles County
The published file shows 298 healthcare approvals in Los Angeles County, $229,015,900 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 298 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $229,015,900 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $768,510 | The dollar column over the approval column [5] |
| Lenders sited in the county | 4,689 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
95.9 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 298 approvals worth $229,015,900 in Los Angeles County means the size you are asking for has a local precedent to point at. With $128,105 as the median household income, the payer mix in a projection has to match what South Pasadena households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Equipment financing and leasing
- Working capital term loan
- Expansion, relocation, and build-out
Weighted by how often each of the 21 local fields reaches for a program, not by what is easiest to refer. California rules and the partner decide availability.
What a funder reads first in South Pasadena
physical, occupational, and speech therapy, chiropractic, general dentistry account for most of what is enumerated in South Pasadena, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (50) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (33) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| General dentistry (31) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Counts in the first column are South Pasadena providers from NPPES. The other two columns describe how funders read that field across markets like South Pasadena, not what any funder will do with your file.
How South Pasadena prices against its neighbors
Set South Pasadena's 95.9 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| South Pasadena (current) | 25,656 | 246 | 95.9 | |
| Alhambra | 80,279 | 690 | 86.0 | 2 |
| San Gabriel | 37,926 | 506 | 133.4 | 3 |
| San Marino | 12,105 | 99 | 81.8 | 3 |
| Monterey Park | 57,996 | 503 | 86.7 | 4 |
| Rosemead | 49,582 | 309 | 62.3 | 5 |
| Montebello | 60,617 | 451 | 74.4 | 7 |
What the geography does to a South Pasadena projection
16 miles separate South Pasadena from Los Angeles-Long Beach-Anaheim, CA. Lease pricing follows Los Angeles-Long Beach-Anaheim, CA, while revenue stays capped by the 25,656 residents here. At $128,105 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Referral flow comes from outside South Pasadena, which a projection needs to state plainly.
Nearby California towns
- Alhambra 80,279 residents
- San Gabriel 37,926 residents
- San Marino 12,105 residents
- Monterey Park 57,996 residents
- Rosemead 49,582 residents
- Montebello 60,617 residents
South Pasadena owners, answered
01How many providers practice in South Pasadena, and in what?
246 enumerations sit at South Pasadena addresses in the monthly NPPES file, working out to 95.9 for every 10,000 residents. 20 percent of them are physical, occupational, and speech therapy, and chiropractic follows with 33. An enumeration is a clinician, so the 246 here cover fewer than 246 practices.
02What does SBA lending look like around South Pasadena?
Healthcare borrowers in Los Angeles County took 298 approvals worth $229,015,900 in the published fiscal year, averaging $768,510. That is the comparable set an appraiser near South Pasadena reaches for first.
03What does Los Angeles County's shortage designation change?
Los Angeles County holds a HRSA designation covering primary care, dental, mental health. A pro forma for South Pasadena can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Is South Pasadena underwritten as part of Los Angeles-Long Beach-Anaheim, CA?
Los Angeles-Long Beach-Anaheim, CA sits 16 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Los Angeles-Long Beach-Anaheim, CA; the 25,656 residents set the ceiling a projection can defend.
05What does a $128,105 median income mean for case acceptance?
Median household income in South Pasadena runs $128,105. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Los Angeles County?
County Business Patterns records 4,689 credit intermediation establishments in Los Angeles County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen South Pasadena rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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