Georgia micro-market
Healthcare practice financing in Bainbridge, Georgia
Direct answer
A Bainbridge file is read against 138 local clinicians, 94.6 for every 10,000 of its 14,586 residents, 24 percent of them in physical, occupational, and speech therapy, plus the 0 SBA healthcare approvals worth $0 already recorded in Decatur County, 37 miles from Tallahassee, FL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Georgia, and how many partners see it, is set out on the Georgia page.
- Population: 14,586 residents (10K-25K band)1
- Healthcare providers registered here: 138 across 21 fields2
- Median household income: $41,5313
- Largest provider field: Physical, occupational, and speech therapy: 33 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Tallahassee, FL, 37 miles1
Fields practicing inside Bainbridge
94.6 providers per 10,000 residents is what 138 enumerations across 21 fields works out to in a town of 14,586
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 33 | 22.6 | NPPES [2] |
| Primary care and family medicine | 16 | 11.0 | NPPES [2] |
| DME and HME suppliers | 10 | 6.9 | NPPES [2] |
| Optometry and ophthalmology | 10 | 6.9 | NPPES [2] |
| Occupational health and drug testing | 9 | 6.2 | NPPES [2] |
| Independent pharmacy | 7 | 4.8 | NPPES [2] |
| ABA and autism therapy | 7 | 4.8 | NPPES [2] |
| Home health | 6 | 4.1 | NPPES [2] |
| General dentistry | 6 | 4.1 | NPPES [2] |
| Chiropractic | 5 | 3.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 3.4 | NPPES [2] |
| Specialty physician groups | 4 | 2.7 | NPPES [2] |
| Behavioral and mental health group practices | 4 | 2.7 | NPPES [2] |
| Non-medical home care | 3 | 2.1 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.1 | NPPES [2] |
| Urgent care | 2 | 1.4 | NPPES [2] |
| Dental specialties | 2 | 1.4 | NPPES [2] |
| Hospice and palliative | 2 | 1.4 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.4 | NPPES [2] |
| Pain management and interventional | 1 | 0.7 | NPPES [2] |
| NEMT and ambulance | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 33 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What Decatur County credit files already show
With 0 healthcare approvals recorded, Decatur County gives a valuation almost nothing local to lean on
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 27 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
Underwriting starts with 94.6 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Decatur County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. With $41,531 as the median household income, the payer mix in a projection has to match what Bainbridge households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Equipment financing and leasing
The 21 fields practicing locally set this order. A funding partner, not this list, decides what is available in Georgia.
Underwriting by field in Bainbridge
physical, occupational, and speech therapy, primary care and family medicine, dme and hme suppliers account for most of what is enumerated in Bainbridge, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (33) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (16) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| DME and HME suppliers (10) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
Counts in the first column are Bainbridge providers from NPPES. The other two columns describe how funders read that field across markets like Bainbridge, not what any funder will do with your file.
Density beside the neighboring Georgia towns
94.6 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Bainbridge
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Bainbridge (current) | 14,586 | 138 | 94.6 | |
| Cairo | 10,057 | 93 | 92.5 | 22 |
| Thomasville | 18,604 | 356 | 191.4 | 35 |
| Moultrie | 14,756 | 220 | 149.1 | 50 |
| Albany | 66,705 | 671 | 100.6 | 52 |
| Tifton | 17,385 | 320 | 184.1 | 73 |
| Valdosta | 55,667 | 893 | 160.4 | 77 |
What the geography does to a Bainbridge projection
37 miles separate Bainbridge from Tallahassee, FL. Rent comparables cross that gap; patients mostly do not. At $41,531 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. Bainbridge is the Decatur County seat, so county employment steadies the payer mix.
Other Georgia markets
Questions from Bainbridge
01How many providers practice in Bainbridge, and in what?
NPPES lists 138 providers at a Bainbridge practice address, 94.6 per 10,000 residents across 21 tracked fields. Physical, occupational, and speech therapy accounts for 33 of them, 24 percent of the total, with primary care and family medicine next at 16. Read that as clinicians: 138 enumerations, not 138 owners.
02What does Decatur County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Decatur County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 14,586 residents gets past the question of who would take the job.
03Why does Decatur County show so little SBA activity?
Only 0 healthcare approvals appear for Decatur County in the published 7(a) and 504 file. Thin volume in Decatur County is a transaction count, not a verdict on borrowers here. The county still holds 27 credit intermediation establishments.
04How does the hospital in Bainbridge affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 4 Medicare-certified providers in total. A Bainbridge projection that names the call arrangement reads better than one that assumes it.
05What does a $41,531 median income mean for case acceptance?
Median household income in Bainbridge runs $41,531. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Bainbridge?
Physical, occupational, and speech therapy at 33 providers and primary care and family medicine at 16 lead the 21 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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