Georgia micro-market
Healthcare practice financing in Valdosta, Georgia
Direct answer
55,667 residents, 893 enumerated clinicians, 160.4 per 10,000, 28 percent of them in physical, occupational, and speech therapy: that is the Valdosta market a funder prices. Lowndes County adds 3 healthcare approvals worth $1,243,000 and 0 miles of distance to Valdosta, GA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Georgia, and how many partners see it, is set out on the Georgia page.
- Population: 55,667 residents (50K-100K band)1
- Healthcare providers registered here: 893 across 33 fields2
- Median household income: $45,8493
- Largest provider field: Physical, occupational, and speech therapy: 246 registered providers2
- Medicare-certified providers in town: 22 across 4 categories4
- Nearest metro: Valdosta, GA, 0 miles1
Who is enumerated in Valdosta
160.4 providers per 10,000 residents is what 893 enumerations across 33 fields works out to in a town of 55,667
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 246 | 44.2 | NPPES [2] |
| ABA and autism therapy | 111 | 19.9 | NPPES [2] |
| Specialty physician groups | 78 | 14.0 | NPPES [2] |
| Primary care and family medicine | 53 | 9.5 | NPPES [2] |
| Home health | 44 | 7.9 | NPPES [2] |
| General dentistry | 41 | 7.4 | NPPES [2] |
| Optometry and ophthalmology | 33 | 5.9 | NPPES [2] |
| DME and HME suppliers | 32 | 5.7 | NPPES [2] |
| Chiropractic | 31 | 5.6 | NPPES [2] |
| Behavioral and mental health group practices | 28 | 5.0 | NPPES [2] |
| Independent pharmacy | 24 | 4.3 | NPPES [2] |
| Med spa and aesthetics | 24 | 4.3 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 21 | 3.8 | NPPES [2] |
| Dental specialties | 17 | 3.1 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 13 | 2.3 | NPPES [2] |
| ASCs and OBLs | 12 | 2.2 | NPPES [2] |
| Non-medical home care | 11 | 2.0 | NPPES [2] |
| Occupational health and drug testing | 10 | 1.8 | NPPES [2] |
| Clinical and toxicology labs | 9 | 1.6 | NPPES [2] |
| Dermatology | 8 | 1.4 | NPPES [2] |
| Dialysis and infusion centers | 8 | 1.4 | NPPES [2] |
| Podiatry | 6 | 1.1 | NPPES [2] |
| Urgent care | 6 | 1.1 | NPPES [2] |
| Hospice and palliative | 6 | 1.1 | NPPES [2] |
| Telehealth and virtual clinics | 6 | 1.1 | NPPES [2] |
| SUD treatment and residential | 4 | 0.7 | NPPES [2] |
| Pain management and interventional | 2 | 0.4 | NPPES [2] |
| NEMT and ambulance | 2 | 0.4 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 2 | 0.4 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.2 | NPPES [2] |
| Clinical research sites | 1 | 0.2 | NPPES [2] |
| IV hydration and infusion | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 23 | CMS [4] | |
| Ambulatory surgical centers | 9 | CMS [4] | |
| Dialysis facilities | 6 | CMS [4] | |
| Hospice providers | 4 | CMS [4] | |
| Home health agencies | 3 | CMS [4] |
A single Valdosta practice can hold more than one of these numbers. 28 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
Loan activity in Lowndes County
3 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 3 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $1,243,000 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $414,333 | The dollar column over the approval column [5] |
| Credit offices operating locally | 75 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
Density of 160.4 per 10,000 sets the patient draw a projection can claim without an argument. With 3 approvals on record in Lowndes County, expect a longer appraisal and a wider collateral discount. With $45,849 as the median household income, the payer mix in a projection has to match what Valdosta households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Medical receivables factoring
Weighted by how often each of the 33 local fields reaches for a program, not by what is easiest to refer. Georgia rules and the partner decide availability.
What a funder reads first in Valdosta
What a funder opens first depends on the field. In Valdosta that means physical, occupational, and speech therapy, aba and autism therapy, specialty physician groups.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (246) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| ABA and autism therapy (111) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
| Specialty physician groups (78) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
How Valdosta prices against its neighbors
160.4 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Valdosta
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Valdosta (current) | 55,667 | 893 | 160.4 | |
| Moultrie | 14,756 | 220 | 149.1 | 38 |
| Thomasville | 18,604 | 356 | 191.4 | 41 |
| Tifton | 17,385 | 320 | 184.1 | 45 |
| Douglas | 11,828 | 214 | 180.9 | 52 |
| Cairo | 10,057 | 93 | 92.5 | 55 |
| Waycross | 13,671 | 290 | 212.1 | 60 |
What the geography does to a Valdosta projection
Valdosta, GA lies 0 miles from Valdosta, close enough that appraisers price the lease against Valdosta, GA rents while 55,667 residents set the revenue ceiling. Median household income runs $45,849, which is the number a funder converts into case acceptance on anything elective or cash-pay. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. A degree-granting institution here moves volume on the academic calendar. Valdosta is the Lowndes County seat, so county employment steadies the payer mix.
Nearby Georgia towns
What owners in Valdosta ask
01How many providers practice in Valdosta, and in what?
Across 33 fields, Valdosta carries 893 enumerated clinicians, 160.4 per 10,000 of the 55,667 people living here. The concentration is in physical, occupational, and speech therapy, 246 of the total, then aba and autism therapy at 111. Count practices from that only with care.
02Why does Lowndes County show so little SBA activity?
Lowndes County shows 3 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 75 lending establishments operate locally.
03How does the hospital in Valdosta affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 22 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 160.4 per 10,000 market.
04What does Lowndes County's shortage designation change?
The primary care, mental health designation HRSA carries on Lowndes County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 55,667 residents gets past the question of who would take the job.
05Which fields carry the volume in Valdosta?
The 33 enumerated fields are led by physical, occupational, and speech therapy at 246, with aba and autism therapy at 111 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06How many Medicare-certified providers are based in Valdosta?
22 Medicare-certified providers hold an address in the town across the Care Compare categories. Certified volume this close matters on a working-capital file, because it shows the payer-mix and the reimbursement lag a funder will price into a 55,667 resident market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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