Georgia micro-market
Healthcare practice financing in Cairo, Georgia
Direct answer
A Cairo file is read against 93 local clinicians, 92.5 for every 10,000 of its 10,057 residents, 23 percent of them in primary care and family medicine, plus the 1 SBA healthcare approvals worth $50,000 already recorded in Grady County, 30 miles from Tallahassee, FL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Georgia, and how many partners see it, is set out on the Georgia page.
- Population: 10,057 residents (10K-25K band)1
- Healthcare providers registered here: 93 across 20 fields2
- Median household income: $40,4963
- Largest provider field: Primary care and family medicine: 21 registered providers2
- Nearest metro: Tallahassee, FL, 30 miles1
- Hospital: A Medicare-certified hospital operates in the town4
Cairo clinicians, by field
The NPPES file puts 93 enumerated clinicians inside Cairo, spread over 20 fields at 92.5 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 21 | 20.9 | NPPES [2] |
| Physical, occupational, and speech therapy | 11 | 10.9 | NPPES [2] |
| DME and HME suppliers | 10 | 9.9 | NPPES [2] |
| Chiropractic | 8 | 8.0 | NPPES [2] |
| General dentistry | 8 | 8.0 | NPPES [2] |
| Specialty physician groups | 7 | 7.0 | NPPES [2] |
| Independent pharmacy | 6 | 6.0 | NPPES [2] |
| Optometry and ophthalmology | 4 | 4.0 | NPPES [2] |
| Home health | 3 | 3.0 | NPPES [2] |
| Non-medical home care | 3 | 3.0 | NPPES [2] |
| Clinical and toxicology labs | 2 | 2.0 | NPPES [2] |
| Dialysis and infusion centers | 2 | 2.0 | NPPES [2] |
| Urgent care | 1 | 1.0 | NPPES [2] |
| ASCs and OBLs | 1 | 1.0 | NPPES [2] |
| NEMT and ambulance | 1 | 1.0 | NPPES [2] |
| Clinical research sites | 1 | 1.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 1.0 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 1.0 | NPPES [2] |
| Occupational health and drug testing | 1 | 1.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 1.0 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] |
Primary care and family medicine carries 21 of the 93 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in Grady County
With 1 healthcare approvals recorded, Grady County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 1 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $50,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $50,000 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 16 | Credit intermediation offices sited in the county [6] |
Reading Cairo the way a credit committee does
A file from here opens on 92.5 providers per 10,000 residents, and everything about volume follows from it. With 1 approvals on record in Grady County, expect a longer appraisal and a wider collateral discount. A $40,496 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Startup and de novo
- Working capital term loan
Ranked from the 20 fields that actually practice in Cairo, weighted toward primary care and family medicine. Availability still depends on Georgia and on the funding partner.
What a funder reads first in Cairo
What a funder opens first depends on the field. In Cairo that means primary care and family medicine, physical, occupational, and speech therapy, dme and hme suppliers.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (21) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (11) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| DME and HME suppliers (10) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
NPPES supplies the Cairo counts. The reading columns describe the field in general, and no partner reviewing a Cairo file is bound by them.
Density beside the neighboring Georgia towns
The neighboring markets below are the ones a valuation borrows from when Cairo has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Cairo (current) | 10,057 | 93 | 92.5 | |
| Thomasville | 18,604 | 356 | 191.4 | 14 |
| Bainbridge | 14,586 | 138 | 94.6 | 22 |
| Moultrie | 14,756 | 220 | 149.1 | 32 |
| Albany | 66,705 | 671 | 100.6 | 48 |
| Valdosta | 55,667 | 893 | 160.4 | 55 |
| Tifton | 17,385 | 320 | 184.1 | 57 |
Distance, income, and the wage floor around Cairo
Distance to Tallahassee, FL is 30 miles. That is close enough for rent in Cairo to be compared against the metro and far enough that patient draw is not. Median household income runs $40,496, which is the number a funder converts into case acceptance on anything elective or cash-pay. Hospital coverage inside Cairo means a call schedule can be evidenced rather than described. Cairo is the Grady County seat, so county employment steadies the payer mix.
Other Georgia markets
- Thomasville 18,604 residents
- Bainbridge 14,586 residents
- Moultrie 14,756 residents
- Albany 66,705 residents
- Valdosta 55,667 residents
- Tifton 17,385 residents
What owners in Cairo ask
01How many providers practice in Cairo, and in what?
NPPES lists 93 providers at a Cairo practice address, 92.5 per 10,000 residents across 20 tracked fields. Primary care and family medicine accounts for 21 of them, 23 percent of the total, with physical, occupational, and speech therapy next at 11. Read that as clinicians: 93 enumerations, not 93 owners.
02What does Grady County's shortage designation change?
HRSA designates Grady County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Cairo and evidences a staffing ramp in a 10,057 resident market.
03Why does Grady County show so little SBA activity?
The published file records 1 7(a) and 504 approvals to healthcare borrowers in Grady County. That tracks how few Grady County practices changed hands that year, not credit quality. 16 credit intermediation establishments operate in Grady County, so the lending capacity is local even where the healthcare history is not.
04How does the hospital in Cairo affect a practice file?
It makes the staffing and referral lines checkable. and the hospital sets the wage a clinical hire is bid against in a 92.5 per 10,000 market.
05Is Cairo underwritten as part of Tallahassee, FL?
Comparables and demand split at 30 miles. An appraiser prices the lease and the equipment off Tallahassee, FL; the revenue line has to hold up against 10,057 local residents.
06Which fields carry the volume in Cairo?
Volume concentrates in primary care and family medicine, 21 of them, ahead of physical, occupational, and speech therapy at 11, across 20 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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