Georgia micro-market
Healthcare practice financing in Jesup, Georgia
Direct answer
Wayne County carries 0 SBA healthcare approvals worth $0, and inside Jesup the census shows 131 enumerated clinicians against 10,235 residents, 128.0 per 10,000, 24 percent of them in physical, occupational, and speech therapy. Hinesville, GA lies 23 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Georgia, and how many partners see it, is set out on the Georgia page.
- Population: 10,235 residents (10K-25K band)1
- Healthcare providers registered here: 131 across 24 fields2
- Median household income: $48,3063
- Largest provider field: Physical, occupational, and speech therapy: 31 registered providers2
- Medicare-certified providers in town: 6 across 4 categories4
- Nearest metro: Hinesville, GA, 23 miles1
Jesup clinicians, by field
Counted at the town's own addresses: 131 providers, 24 fields, 128.0 clinicians per 10,000 of the 10,235 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 31 | 30.3 | NPPES [2] |
| Primary care and family medicine | 20 | 19.5 | NPPES [2] |
| Specialty physician groups | 12 | 11.7 | NPPES [2] |
| Optometry and ophthalmology | 8 | 7.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 7.8 | NPPES [2] |
| DME and HME suppliers | 7 | 6.8 | NPPES [2] |
| Independent pharmacy | 7 | 6.8 | NPPES [2] |
| Chiropractic | 5 | 4.9 | NPPES [2] |
| Home health | 4 | 3.9 | NPPES [2] |
| General dentistry | 4 | 3.9 | NPPES [2] |
| ABA and autism therapy | 3 | 2.9 | NPPES [2] |
| Hospice and palliative | 3 | 2.9 | NPPES [2] |
| Med spa and aesthetics | 3 | 2.9 | NPPES [2] |
| Urgent care | 2 | 2.0 | NPPES [2] |
| NEMT and ambulance | 2 | 2.0 | NPPES [2] |
| Non-medical home care | 2 | 2.0 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 2.0 | NPPES [2] |
| Dialysis and infusion centers | 2 | 2.0 | NPPES [2] |
| Podiatry | 1 | 1.0 | NPPES [2] |
| ASCs and OBLs | 1 | 1.0 | NPPES [2] |
| SUD treatment and residential | 1 | 1.0 | NPPES [2] |
| Dental specialties | 1 | 1.0 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 1.0 | NPPES [2] |
| Occupational health and drug testing | 1 | 1.0 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Jesup practice can hold more than one of these numbers. 24 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What Wayne County credit files already show
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 0 | Fiscal year published in the SBA file [5] |
| Approved dollars | $0 | Sum of approvals to healthcare borrowers [5] |
| Average approval | No approvals recorded | Dollars divided by approvals [5] |
| Lending establishments in the county | 18 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
Underwriting starts with 128.0 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. With 0 approvals on record in Wayne County, expect a longer appraisal and a wider collateral discount. With $48,306 as the median household income, the payer mix in a projection has to match what Jesup households actually spend.
Programs the Jesup mix reaches for
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Jesup's own provider mix, which physical, occupational, and speech therapy dominates at 24 percent. What a partner can actually place in Georgia is a separate question.
What a funder reads first in Jesup
physical, occupational, and speech therapy, primary care and family medicine, specialty physician groups account for most of what is enumerated in Jesup, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (31) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (20) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Specialty physician groups (12) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Counts in the first column are Jesup providers from NPPES. The other two columns describe how funders read that field across markets like Jesup, not what any funder will do with your file.
How Jesup prices against its neighbors
Density is the number that moves an appraisal: 128.0 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Jesup (current) | 10,235 | 131 | 128.0 | |
| Hinesville | 36,583 | 249 | 68.1 | 23 |
| Waycross | 13,671 | 290 | 212.1 | 38 |
| Brunswick | 15,520 | 480 | 309.3 | 40 |
| Richmond Hill | 19,839 | 234 | 117.9 | 40 |
| Vidalia | 10,853 | 174 | 160.3 | 52 |
| Pooler | 31,171 | 317 | 101.7 | 52 |
How Jesup sits against the nearest metro
Distance to Hinesville, GA is 23 miles. Appraisers borrow Hinesville, GA rents, and the 10,235 residents set the ceiling on collections. Median household income runs $48,306, which is the number a funder converts into case acceptance on anything elective or cash-pay. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. Jesup is the Wayne County seat, so county employment steadies the payer mix.
Other Georgia markets
- Hinesville 36,583 residents
- Waycross 13,671 residents
- Brunswick 15,520 residents
- Richmond Hill 19,839 residents
- Vidalia 10,853 residents
- Pooler 31,171 residents
Questions from Jesup
01How many providers practice in Jesup, and in what?
131 enumerations sit at Jesup addresses in the monthly NPPES file, working out to 128.0 for every 10,000 residents. 24 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 20. An enumeration is a clinician, so the 131 here cover fewer than 131 practices.
02What does Wayne County's shortage designation change?
Wayne County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Jesup can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Wayne County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Wayne County. That tracks how few Wayne County practices changed hands that year, not credit quality. 18 credit intermediation establishments operate in Wayne County, so the lending capacity is local even where the healthcare history is not.
04How does the hospital in Jesup affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 6 Medicare-certified providers in total. A Jesup projection that names the call arrangement reads better than one that assumes it.
05What does a $48,306 median income mean for case acceptance?
Median household income in Jesup runs $48,306. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Jesup?
Physical, occupational, and speech therapy at 31 providers and primary care and family medicine at 20 lead the 24 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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