Georgia micro-market
Healthcare practice financing in Kingsland, Georgia
Direct answer
A Kingsland file is read against 109 local clinicians, 52.4 for every 10,000 of its 20,789 residents, 39 percent of them in physical, occupational, and speech therapy, plus the 0 SBA healthcare approvals worth $0 already recorded in Camden County, 28 miles from Brunswick-St. Simons, GA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Georgia, and how many partners see it, is set out on the Georgia page.
- Population: 20,789 residents (10K-25K band)1
- Healthcare providers registered here: 109 across 20 fields2
- Median household income: $80,3953
- Largest provider field: Physical, occupational, and speech therapy: 42 registered providers2
- Nearest metro: Brunswick-St. Simons, GA, 28 miles1
- Lending establishments in the county: 30 credit intermediation establishments4
The clinical base a lender can verify here
109 providers across 20 fields, 52.4 per 10,000 residents, counted at Kingsland addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 42 | 20.2 | NPPES [2] |
| Primary care and family medicine | 10 | 4.8 | NPPES [2] |
| Optometry and ophthalmology | 9 | 4.3 | NPPES [2] |
| Chiropractic | 7 | 3.4 | NPPES [2] |
| Specialty physician groups | 6 | 2.9 | NPPES [2] |
| General dentistry | 4 | 1.9 | NPPES [2] |
| ABA and autism therapy | 4 | 1.9 | NPPES [2] |
| Behavioral and mental health group practices | 4 | 1.9 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 1.9 | NPPES [2] |
| Home health | 3 | 1.4 | NPPES [2] |
| Dental specialties | 3 | 1.4 | NPPES [2] |
| DME and HME suppliers | 2 | 1.0 | NPPES [2] |
| NEMT and ambulance | 2 | 1.0 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.0 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| ASCs and OBLs | 1 | 0.5 | NPPES [2] |
| Pain management and interventional | 1 | 0.5 | NPPES [2] |
| Independent pharmacy | 1 | 0.5 | NPPES [2] |
| Non-medical home care | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [5] |
Physical, occupational, and speech therapy carries 42 of the 109 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Camden County
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 0 | Fiscal year published in the SBA file [6] |
| Dollars behind them | $0 | Sum of approvals to healthcare borrowers [6] |
| Typical approval size | No approvals recorded | Dollars divided by approvals [6] |
| Credit offices operating locally | 30 | Credit intermediation establishments, NAICS 522 [4] |
The consequence of these numbers
52.4 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. Camden County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $80,395 in Kingsland is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 20 fields that actually practice in Kingsland, weighted toward physical, occupational, and speech therapy. Availability still depends on Georgia and on the funding partner.
What a funder reads first in Kingsland
What a funder opens first depends on the field. In Kingsland that means physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (42) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (10) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (9) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
Counts in the first column are Kingsland providers from NPPES. The other two columns describe how funders read that field across markets like Kingsland, not what any funder will do with your file.
Kingsland against nearby Georgia markets
Set Kingsland's 52.4 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Kingsland (current) | 20,789 | 109 | 52.4 | |
| St. Marys | 20,119 | 8 | 4.0 | 14 |
| Brunswick | 15,520 | 480 | 309.3 | 28 |
| Waycross | 13,671 | 290 | 212.1 | 42 |
| Jesup | 10,235 | 131 | 128.0 | 52 |
| Hinesville | 36,583 | 249 | 68.1 | 68 |
| Douglas | 11,828 | 214 | 180.9 | 78 |
Distance, income, and the wage floor around Kingsland
Brunswick-St. Simons, GA lies 28 miles from Kingsland, close enough for rent comparables to travel and far enough that patient draw does not. At $80,395 median household income, the elective and cash-pay share of a projection is the line that gets tested first. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Other Georgia markets
What owners in Kingsland ask
01How many providers practice in Kingsland, and in what?
NPPES lists 109 providers at a Kingsland practice address, 52.4 per 10,000 residents across 20 tracked fields. Physical, occupational, and speech therapy accounts for 42 of them, 39 percent of the total, with primary care and family medicine next at 10. Read that as clinicians: 109 enumerations, not 109 owners.
02What does Camden County's shortage designation change?
Camden County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Kingsland can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Camden County show so little SBA activity?
Only 0 healthcare approvals appear for Camden County in the published 7(a) and 504 file. Thin volume in Camden County is a transaction count, not a verdict on borrowers here. The county still holds 30 credit intermediation establishments.
04Is Kingsland underwritten as part of Brunswick-St. Simons, GA?
Brunswick-St. Simons, GA sits 28 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Brunswick-St. Simons, GA; the 20,789 residents set the ceiling a projection can defend.
05What does the underserved designation in Camden County support?
Camden County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
06There is no hospital here. Does that hurt a loan?
No Medicare-certified hospital operates in Kingsland, so referral flow and staffing come from Camden County and from Brunswick-St. Simons, GA. Name the referral sources and the call arrangement and it stays a logistics question.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Census Bureau, County Business Patterns 2022
- 5CMS Care Compare provider datasets
- 6U.S. Small Business Administration, 7(a) and 504 approvals
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.