Illinois micro-market
Healthcare practice financing in East Moline, Illinois
Direct answer
Rock Island County carries 0 SBA healthcare approvals worth $0, and inside East Moline the census shows 112 enumerated clinicians against 20,995 residents, 53.3 per 10,000, 36 percent of them in physical, occupational, and speech therapy. Davenport-Moline-Rock Island, IA-IL lies 12 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Illinois, and how many partners see it, is set out on the Illinois page.
- Population: 20,995 residents (10K-25K band)1
- Healthcare providers registered here: 112 across 16 fields2
- Median household income: $63,3283
- Largest provider field: Physical, occupational, and speech therapy: 40 registered providers2
- Nearest metro: Davenport-Moline-Rock Island, IA-IL, 12 miles1
- Lending establishments in the county: 91 credit intermediation establishments4
Fields practicing inside East Moline
112 providers across 16 fields, 53.3 per 10,000 residents, counted at East Moline addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 40 | 19.1 | NPPES [2] |
| Chiropractic | 19 | 9.0 | NPPES [2] |
| General dentistry | 12 | 5.7 | NPPES [2] |
| Primary care and family medicine | 8 | 3.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 2.9 | NPPES [2] |
| ABA and autism therapy | 5 | 2.4 | NPPES [2] |
| DME and HME suppliers | 4 | 1.9 | NPPES [2] |
| Dental specialties | 4 | 1.9 | NPPES [2] |
| Behavioral and mental health group practices | 4 | 1.9 | NPPES [2] |
| Clinical and toxicology labs | 4 | 1.9 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| Independent pharmacy | 1 | 0.5 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.5 | NPPES [2] |
| Specialty physician groups | 1 | 0.5 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [5] |
A single East Moline practice can hold more than one of these numbers. 36 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind East Moline
With 0 healthcare approvals recorded, Rock Island County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 0 | Counted for the fiscal year the SBA publishes [6] |
| Total approved capital | $0 | Everything approved to healthcare borrowers, added up [6] |
| Mean deal size | No approvals recorded | The dollar column over the approval column [6] |
| Lenders sited in the county | 91 | Places that write credit locally, NAICS 522 [4] |
How this data lands in an underwriting decision
Density of 53.3 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. A $63,328 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the East Moline mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Built from what is enumerated here rather than from a national list, so a field with no presence in East Moline does not appear. Availability is still a Illinois question.
What a funder reads first in East Moline
What a funder opens first depends on the field. In East Moline that means physical, occupational, and speech therapy, chiropractic, general dentistry.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (40) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (19) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| General dentistry (12) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
The first column is East Moline's own NPPES count. The rest is how the field is generally underwritten, whether the address is East Moline or anywhere else.
Density beside the neighboring Illinois towns
The neighboring markets below are the ones a valuation borrows from when East Moline has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| East Moline (current) | 20,995 | 112 | 53.3 | |
| Moline | 42,442 | 580 | 136.7 | 6 |
| Rock Island | 36,434 | 388 | 106.5 | 11 |
| Kewanee | 12,146 | 106 | 87.3 | 31 |
| Galesburg | 29,289 | 286 | 97.6 | 39 |
| Sterling | 14,535 | 177 | 121.8 | 41 |
| Dixon | 15,156 | 202 | 133.3 | 52 |
What the geography does to a East Moline projection
12 miles separate East Moline from Davenport-Moline-Rock Island, IA-IL. Lease pricing follows Davenport-Moline-Rock Island, IA-IL, while revenue stays capped by the 20,995 residents here. Households here carry $63,328 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside East Moline, which a projection needs to state plainly.
Nearby Illinois towns
What owners in East Moline ask
01How many providers practice in East Moline, and in what?
Across 16 fields, East Moline carries 112 enumerated clinicians, 53.3 per 10,000 of the 20,995 people living here. The concentration is in physical, occupational, and speech therapy, 40 of the total, then chiropractic at 19. Count practices from that only with care.
02What does Rock Island County's shortage designation change?
HRSA designates Rock Island County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into East Moline and evidences a staffing ramp in a 20,995 resident market.
03Why does Rock Island County show so little SBA activity?
Rock Island County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 91 lending establishments operate locally.
04Is East Moline underwritten as part of Davenport-Moline-Rock Island, IA-IL?
Davenport-Moline-Rock Island, IA-IL sits 12 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Davenport-Moline-Rock Island, IA-IL; the 20,995 residents set the ceiling a projection can defend.
05Is there local lending capacity in Rock Island County?
County Business Patterns records 91 credit intermediation establishments in Rock Island County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen East Moline rents and resale before or by somebody working from a screen.
06What does a $63,328 median income mean for case acceptance?
Median household income in East Moline runs $63,328. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Census Bureau, County Business Patterns 2022
- 5CMS Care Compare provider datasets
- 6U.S. Small Business Administration, 7(a) and 504 approvals
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