Illinois micro-market
Healthcare practice financing in Rock Island, Illinois
Direct answer
A Rock Island file is read against 388 local clinicians, 106.5 for every 10,000 of its 36,434 residents, 41 percent of them in behavioral and mental health group practices, plus the 0 SBA healthcare approvals worth $0 already recorded in Rock Island County, 6 miles from Davenport-Moline-Rock Island, IA-IL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Illinois, and how many partners see it, is set out on the Illinois page.
- Population: 36,434 residents (25K-50K band)1
- Healthcare providers registered here: 388 across 26 fields2
- Median household income: $57,2923
- Largest provider field: Behavioral and mental health group practices: 158 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Davenport-Moline-Rock Island, IA-IL, 6 miles1
What NPPES records at Rock Island addresses
388 providers across 26 fields, 106.5 per 10,000 residents, counted at Rock Island addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Behavioral and mental health group practices | 158 | 43.4 | NPPES [2] |
| Physical, occupational, and speech therapy | 67 | 18.4 | NPPES [2] |
| Chiropractic | 36 | 9.9 | NPPES [2] |
| Specialty physician groups | 19 | 5.2 | NPPES [2] |
| Optometry and ophthalmology | 19 | 5.2 | NPPES [2] |
| Primary care and family medicine | 10 | 2.7 | NPPES [2] |
| DME and HME suppliers | 8 | 2.2 | NPPES [2] |
| General dentistry | 8 | 2.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 2.2 | NPPES [2] |
| SUD treatment and residential | 7 | 1.9 | NPPES [2] |
| Home health | 6 | 1.6 | NPPES [2] |
| Dental specialties | 6 | 1.6 | NPPES [2] |
| Non-medical home care | 5 | 1.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 1.4 | NPPES [2] |
| Clinical and toxicology labs | 5 | 1.4 | NPPES [2] |
| Urgent care | 4 | 1.1 | NPPES [2] |
| NEMT and ambulance | 3 | 0.8 | NPPES [2] |
| Audiology and hearing centers | 3 | 0.8 | NPPES [2] |
| Independent pharmacy | 2 | 0.5 | NPPES [2] |
| ABA and autism therapy | 2 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.5 | NPPES [2] |
| Podiatry | 1 | 0.3 | NPPES [2] |
| Sleep centers | 1 | 0.3 | NPPES [2] |
| Clinical research sites | 1 | 0.3 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Rock Island practice can hold more than one of these numbers. 41 percent sit in behavioral and mental health group practices, counted as clinicians rather than as owners.
What lenders have already approved in Rock Island County
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 0 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | No approvals recorded | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 91 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
At 106.5 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. A $57,292 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Rock Island mix reaches for
- Working capital term loan
- Practice acquisition
- Startup and de novo
- Business line of credit
- Equipment financing and leasing
The order comes from Rock Island's own provider mix, which behavioral and mental health group practices dominates at 41 percent. What a partner can actually place in Illinois is a separate question.
Underwriting by field in Rock Island
Drawn from the fields that actually practice here: behavioral and mental health group practices, physical, occupational, and speech therapy, chiropractic
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Behavioral and mental health group practices (158) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Physical, occupational, and speech therapy (67) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (36) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
NPPES supplies the Rock Island counts. The reading columns describe the field in general, and no partner reviewing a Rock Island file is bound by them.
Rock Island against nearby Illinois markets
Set Rock Island's 106.5 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Rock Island (current) | 36,434 | 388 | 106.5 | |
| Moline | 42,442 | 580 | 136.7 | 5 |
| East Moline | 20,995 | 112 | 53.3 | 11 |
| Galesburg | 29,289 | 286 | 97.6 | 37 |
| Kewanee | 12,146 | 106 | 87.3 | 38 |
| Sterling | 14,535 | 177 | 121.8 | 51 |
| Dixon | 15,156 | 202 | 133.3 | 63 |
What the geography does to a Rock Island projection
Davenport-Moline-Rock Island, IA-IL lies 6 miles from Rock Island, close enough that appraisers price the lease against Davenport-Moline-Rock Island, IA-IL rents while 36,434 residents set the revenue ceiling. Households here carry $57,292 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. The Medicare-certified hospital in Rock Island sets the local wage floor before you hire against it. A college in Rock Island puts a term-shaped curve into monthly collections. Rock Island is the Rock Island County seat, so county employment steadies the payer mix.
More of Illinois
Questions from Rock Island
01How many providers practice in Rock Island, and in what?
NPPES lists 388 providers at a Rock Island practice address, 106.5 per 10,000 residents across 26 tracked fields. Behavioral and mental health group practices accounts for 158 of them, 41 percent of the total, with physical, occupational, and speech therapy next at 67. Read that as clinicians: 388 enumerations, not 388 owners.
02What does Rock Island County's shortage designation change?
Rock Island County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Rock Island can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Rock Island County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Rock Island County. That tracks how few Rock Island County practices changed hands that year, not credit quality. 91 credit intermediation establishments operate in Rock Island County, so the lending capacity is local even where the healthcare history is not.
04Is Rock Island underwritten as part of Davenport-Moline-Rock Island, IA-IL?
Partly. Davenport-Moline-Rock Island, IA-IL is 6 miles out, so rent and equipment comparables travel in from there while patients still come from the 36,434 residents around Rock Island. Cost side metro, revenue side local.
05Which fields carry the volume in Rock Island?
The 26 enumerated fields are led by behavioral and mental health group practices at 158, with physical, occupational, and speech therapy at 67 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06How does the hospital in Rock Island affect a practice file?
It makes the staffing and referral lines checkable. 1 Medicare-certified providers hold Rock Island addresses, and the hospital sets the wage a clinical hire is bid against in a 106.5 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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