Illinois micro-market
Healthcare practice financing in Huntley, Illinois
Direct answer
Density decides a lot here. Huntley runs 59.7 providers per 10,000 residents, 170 clinicians against 28,495 people, 28 percent of them in physical, occupational, and speech therapy, while McHenry County lenders have approved 12 healthcare files worth $8,908,400 and the nearest metro is 33 miles out.
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- Population: 28,495 residents (25K-50K band)1
- Healthcare providers registered here: 170 across 22 fields2
- Median household income: $86,3493
- Largest provider field: Physical, occupational, and speech therapy: 47 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Rockford, IL, 33 miles1
Huntley clinicians, by field
170 providers across 22 fields, 59.7 per 10,000 residents, counted at Huntley addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 47 | 16.5 | NPPES [2] |
| Specialty physician groups | 29 | 10.2 | NPPES [2] |
| Primary care and family medicine | 21 | 7.4 | NPPES [2] |
| Chiropractic | 19 | 6.7 | NPPES [2] |
| General dentistry | 12 | 4.2 | NPPES [2] |
| Optometry and ophthalmology | 10 | 3.5 | NPPES [2] |
| DME and HME suppliers | 5 | 1.8 | NPPES [2] |
| Independent pharmacy | 3 | 1.1 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 3 | 1.1 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 1.1 | NPPES [2] |
| Clinical and toxicology labs | 3 | 1.1 | NPPES [2] |
| Non-medical home care | 2 | 0.7 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.7 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 0.7 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.7 | NPPES [2] |
| Home health | 1 | 0.4 | NPPES [2] |
| Imaging centers | 1 | 0.4 | NPPES [2] |
| Dental specialties | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 47 of the 170 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in McHenry County
The published file shows 12 healthcare approvals in McHenry County, $8,908,400 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 12 | Fiscal year published in the SBA file [5] |
| Approved dollars | $8,908,400 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $742,367 | Dollars divided by approvals [5] |
| Lending establishments in the county | 132 | Credit intermediation establishments, NAICS 522 [6] |
Reading Huntley the way a credit committee does
59.7 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 12 approvals worth $8,908,400 in McHenry County means the size you are asking for has a local precedent to point at. With $86,349 as the median household income, the payer mix in a projection has to match what Huntley households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Weighted by how often each of the 22 local fields reaches for a program, not by what is easiest to refer. Illinois rules and the partner decide availability.
What a funder reads first in Huntley
What a funder opens first depends on the field. In Huntley that means physical, occupational, and speech therapy, specialty physician groups, primary care and family medicine.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (47) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (29) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Primary care and family medicine (21) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Huntley providers from NPPES. The other two columns describe how funders read that field across markets like Huntley, not what any funder will do with your file.
How Huntley prices against its neighbors
Set Huntley's 59.7 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Huntley (current) | 28,495 | 170 | 59.7 | |
| Pingree Grove | 11,512 | 15 | 13.0 | 5 |
| Algonquin | 30,539 | 302 | 98.9 | 6 |
| Lake in the Hills | 28,706 | 163 | 56.8 | 6 |
| Crystal Lake | 41,513 | 710 | 171.0 | 7 |
| Carpentersville | 37,144 | 61 | 16.4 | 8 |
| Cary | 18,031 | 104 | 57.7 | 10 |
How Huntley sits against the nearest metro
Distance to Rockford, IL is 33 miles. That is close enough for rent in Huntley to be compared against the metro and far enough that patient draw is not. At $86,349 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Referral flow comes from outside Huntley, which a projection needs to state plainly.
Other Illinois markets
- Pingree Grove 11,512 residents
- Algonquin 30,539 residents
- Lake in the Hills 28,706 residents
- Crystal Lake 41,513 residents
- Carpentersville 37,144 residents
- Cary 18,031 residents
What owners in Huntley ask
01How many providers practice in Huntley, and in what?
Across 22 fields, Huntley carries 170 enumerated clinicians, 59.7 per 10,000 of the 28,495 people living here. The concentration is in physical, occupational, and speech therapy, 47 of the total, then specialty physician groups at 29. Count practices from that only with care.
02Is Huntley underwritten as part of Rockford, IL?
Partly. Rockford, IL is 33 miles out, so rent and equipment comparables travel in from there while patients still come from the 28,495 residents around Huntley. Cost side metro, revenue side local.
03What does SBA lending look like around Huntley?
Healthcare borrowers in McHenry County took 12 approvals worth $8,908,400 in the published fiscal year, averaging $742,367. That is the comparable set an appraiser near Huntley reaches for first.
04Which fields carry the volume in Huntley?
Physical, occupational, and speech therapy at 47 providers and specialty physician groups at 29 lead the 22 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
05What does McHenry County's shortage designation change?
Designated for mental health, McHenry County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
06How many Medicare-certified providers are based in Huntley?
The town carries 2 Medicare-certified providers. On a receivables request that number sets the expected collection lag, which is priced before anything about the practice itself is read.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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