Illinois micro-market
Healthcare practice financing in Lombard, Illinois
Direct answer
716 healthcare providers hold a Lombard practice address, 160.9 per 10,000 of its 44,490 residents, 27 percent of them in physical, occupational, and speech therapy. DuPage County recorded 44 SBA healthcare approvals worth $21,678,600, and Chicago-Naperville-Elgin, IL-IN sits 17 miles out.
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- Population: 44,490 residents (25K-50K band)1
- Healthcare providers registered here: 716 across 33 fields2
- Median household income: $97,2533
- Largest provider field: Physical, occupational, and speech therapy: 192 registered providers2
- Medicare-certified providers in town: 19 across 4 categories4
- Nearest metro: Chicago-Naperville-Elgin, IL-IN, 17 miles1
Fields practicing inside Lombard
716 providers across 33 fields, 160.9 per 10,000 residents, counted at Lombard addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 192 | 43.2 | NPPES [2] |
| Chiropractic | 68 | 15.3 | NPPES [2] |
| Specialty physician groups | 63 | 14.2 | NPPES [2] |
| Primary care and family medicine | 46 | 10.3 | NPPES [2] |
| DME and HME suppliers | 42 | 9.4 | NPPES [2] |
| General dentistry | 42 | 9.4 | NPPES [2] |
| ABA and autism therapy | 38 | 8.5 | NPPES [2] |
| Optometry and ophthalmology | 31 | 7.0 | NPPES [2] |
| Behavioral and mental health group practices | 27 | 6.1 | NPPES [2] |
| Home health | 24 | 5.4 | NPPES [2] |
| Clinical and toxicology labs | 24 | 5.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 16 | 3.6 | NPPES [2] |
| Non-medical home care | 13 | 2.9 | NPPES [2] |
| Dermatology | 9 | 2.0 | NPPES [2] |
| Independent pharmacy | 9 | 2.0 | NPPES [2] |
| Podiatry | 8 | 1.8 | NPPES [2] |
| Dental specialties | 7 | 1.6 | NPPES [2] |
| Med spa and aesthetics | 7 | 1.6 | NPPES [2] |
| Mobile diagnostics | 6 | 1.3 | NPPES [2] |
| Hospice and palliative | 6 | 1.3 | NPPES [2] |
| Urgent care | 5 | 1.1 | NPPES [2] |
| Audiology and hearing centers | 5 | 1.1 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 1.1 | NPPES [2] |
| ASCs and OBLs | 4 | 0.9 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 4 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 0.7 | NPPES [2] |
| SUD treatment and residential | 2 | 0.4 | NPPES [2] |
| Pain management and interventional | 2 | 0.4 | NPPES [2] |
| NEMT and ambulance | 2 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 2 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.4 | NPPES [2] |
| Clinical research sites | 1 | 0.2 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.2 | NPPES [2] |
| Home health agencies | 14 | CMS [4] | |
| Medical equipment suppliers | 11 | CMS [4] | |
| Hospice providers | 3 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 192 of the 716 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What DuPage County credit files already show
44 healthcare approvals averaging $492,695 set the deal shape lenders in DuPage County have already underwritten
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 44 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $21,678,600 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $492,695 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 607 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
Density of 160.9 per 10,000 sets the patient draw a projection can claim without an argument. Because DuPage County already carries $21,678,600 across 44 healthcare approvals, a request near that average moves faster than one well above it. With $97,253 as the median household income, the payer mix in a projection has to match what Lombard households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Equipment financing and leasing
- Working capital term loan
- Expansion, relocation, and build-out
Ranked from the 33 fields that actually practice in Lombard, weighted toward physical, occupational, and speech therapy. Availability still depends on Illinois and on the funding partner.
The first pages of a Lombard file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, chiropractic, specialty physician groups
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (192) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (68) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Specialty physician groups (63) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Column one counts Lombard clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Lombard file differently.
Density beside the neighboring Illinois towns
160.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Lombard
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Lombard (current) | 44,490 | 716 | 160.9 | |
| Glen Ellyn | 28,872 | 364 | 126.1 | 2 |
| Villa Park | 22,020 | 212 | 96.3 | 2 |
| Elmhurst | 46,108 | 787 | 170.7 | 4 |
| Glendale Heights | 32,866 | 112 | 34.1 | 4 |
| Addison | 35,728 | 261 | 73.1 | 4 |
| Wheaton | 53,741 | 837 | 155.7 | 5 |
How Lombard sits against the nearest metro
Distance to Chicago-Naperville-Elgin, IL-IN is 17 miles. Appraisers borrow Chicago-Naperville-Elgin, IL-IN rents, and the 44,490 residents set the ceiling on collections. At $97,253 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Referral flow comes from outside Lombard, which a projection needs to state plainly. A degree-granting institution here moves volume on the academic calendar.
More of Illinois
- Glen Ellyn 28,872 residents
- Villa Park 22,020 residents
- Elmhurst 46,108 residents
- Glendale Heights 32,866 residents
- Addison 35,728 residents
- Wheaton 53,741 residents
Questions from Lombard
01How many providers practice in Lombard, and in what?
NPPES lists 716 providers at a Lombard practice address, 160.9 per 10,000 residents across 33 tracked fields. Physical, occupational, and speech therapy accounts for 192 of them, 27 percent of the total, with chiropractic next at 68. Read that as clinicians: 716 enumerations, not 716 owners.
02What does DuPage County's shortage designation change?
Designated for primary care, dental, mental health, DuPage County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Which fields carry the volume in Lombard?
The 33 enumerated fields are led by physical, occupational, and speech therapy at 192, with chiropractic at 68 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
04What does SBA lending look like around Lombard?
$21,678,600 went to healthcare borrowers in DuPage County across 44 approvals, $492,695 on average. Deals near Lombard get sized against that record before anything else.
05How many Medicare-certified providers are based in Lombard?
Care Compare lists 19 certified providers with a Lombard address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
06Is Lombard underwritten as part of Chicago-Naperville-Elgin, IL-IN?
Partly. Chicago-Naperville-Elgin, IL-IN is 17 miles out, so rent and equipment comparables travel in from there while patients still come from the 44,490 residents around Lombard. Cost side metro, revenue side local.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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