Kansas micro-market
Healthcare practice financing in Atchison, Kansas
Direct answer
102 healthcare providers hold a Atchison practice address, 94.3 per 10,000 of its 10,813 residents, 24 percent of them in primary care and family medicine. Atchison County recorded 1 SBA healthcare approvals worth $77,500, and St. Joseph, MO-KS sits 22 miles out.
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- Population: 10,813 residents (10K-25K band)1
- Healthcare providers registered here: 102 across 19 fields2
- Median household income: $54,6953
- Largest provider field: Primary care and family medicine: 24 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: St. Joseph, MO-KS, 22 miles1
The clinical base a lender can verify here
The NPPES file puts 102 enumerated clinicians inside Atchison, spread over 19 fields at 94.3 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 24 | 22.2 | NPPES [2] |
| Physical, occupational, and speech therapy | 18 | 16.6 | NPPES [2] |
| Chiropractic | 11 | 10.2 | NPPES [2] |
| General dentistry | 10 | 9.2 | NPPES [2] |
| Optometry and ophthalmology | 8 | 7.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 5.5 | NPPES [2] |
| Podiatry | 3 | 2.8 | NPPES [2] |
| DME and HME suppliers | 3 | 2.8 | NPPES [2] |
| Home health | 3 | 2.8 | NPPES [2] |
| Independent pharmacy | 3 | 2.8 | NPPES [2] |
| Specialty physician groups | 3 | 2.8 | NPPES [2] |
| SUD treatment and residential | 2 | 1.8 | NPPES [2] |
| Hospice and palliative | 2 | 1.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.9 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.9 | NPPES [2] |
| Clinical research sites | 1 | 0.9 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.9 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Primary care and family medicine carries 24 of the 102 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Atchison County
The county file holds 1 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 1 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $77,500 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $77,500 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 13 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
A file from here opens on 94.3 providers per 10,000 residents, and everything about volume follows from it. Atchison County has 1 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $54,695 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
The 19 fields practicing locally set this order. A funding partner, not this list, decides what is available in Kansas.
What a funder reads first in Atchison
primary care and family medicine, physical, occupational, and speech therapy, chiropractic account for most of what is enumerated in Atchison, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (24) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (18) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (11) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
The first column is Atchison's own NPPES count. The rest is how the field is generally underwritten, whether the address is Atchison or anywhere else.
Density beside the neighboring Kansas towns
Comparables travel. These are the Kansas towns whose density, at 94.3 per 10,000 here, gets weighed beside this one.
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Atchison (current) | 10,813 | 102 | 94.3 | |
| Leavenworth | 37,370 | 238 | 63.7 | 20 |
| Lansing | 11,316 | 88 | 77.8 | 25 |
| Lawrence | 97,271 | 873 | 89.7 | 42 |
| Shawnee | 69,724 | 447 | 64.1 | 42 |
| Merriam | 11,560 | 261 | 225.8 | 44 |
| Mission | 10,013 | 130 | 129.8 | 45 |
Distance, income, and the wage floor around Atchison
St. Joseph, MO-KS lies 22 miles from Atchison, close enough that appraisers price the lease against St. Joseph, MO-KS rents while 10,813 residents set the revenue ceiling. At $54,695 median household income, the elective and cash-pay share of a projection is the line that gets tested first. The Medicare-certified hospital in Atchison sets the local wage floor before you hire against it. Higher education here explains why summer looks unlike the rest of the year. Atchison is the Atchison County seat, so county employment steadies the payer mix.
Other Kansas markets
What owners in Atchison ask
01How many providers practice in Atchison, and in what?
NPPES lists 102 providers at a Atchison practice address, 94.3 per 10,000 residents across 19 tracked fields. Primary care and family medicine accounts for 24 of them, 24 percent of the total, with physical, occupational, and speech therapy next at 18. Read that as clinicians: 102 enumerations, not 102 owners.
02Why does Atchison County show so little SBA activity?
The published file records 1 7(a) and 504 approvals to healthcare borrowers in Atchison County. That tracks how few Atchison County practices changed hands that year, not credit quality. 13 credit intermediation establishments operate in Atchison County, so the lending capacity is local even where the healthcare history is not.
03What does Atchison County's shortage designation change?
HRSA designates Atchison County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Atchison and evidences a staffing ramp in a 10,813 resident market.
04How does the hospital in Atchison affect a practice file?
It makes the staffing and referral lines checkable. 2 Medicare-certified providers hold Atchison addresses, and the hospital sets the wage a clinical hire is bid against in a 94.3 per 10,000 market.
05What does a $54,695 median income mean for case acceptance?
Median household income in Atchison runs $54,695. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Atchison?
Volume concentrates in primary care and family medicine, 24 of them, ahead of physical, occupational, and speech therapy at 18, across 19 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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