Kentucky micro-market
Healthcare practice financing in Campbellsville, Kentucky
Direct answer
Density decides a lot here. Campbellsville runs 170.1 providers per 10,000 residents, 201 clinicians against 11,820 people, 32 percent of them in physical, occupational, and speech therapy, while Taylor County lenders have approved 0 healthcare files worth $0 and the nearest metro is 38 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Kentucky, and how many partners see it, is set out on the Kentucky page.
- Population: 11,820 residents (10K-25K band)1
- Healthcare providers registered here: 201 across 24 fields2
- Median household income: $49,3893
- Largest provider field: Physical, occupational, and speech therapy: 64 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Elizabethtown, KY, 38 miles1
The provider census in Campbellsville
201 providers across 24 fields, 170.1 per 10,000 residents, counted at Campbellsville addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 64 | 54.1 | NPPES [2] |
| Primary care and family medicine | 24 | 20.3 | NPPES [2] |
| Optometry and ophthalmology | 15 | 12.7 | NPPES [2] |
| Specialty physician groups | 14 | 11.8 | NPPES [2] |
| Chiropractic | 13 | 11.0 | NPPES [2] |
| Independent pharmacy | 9 | 7.6 | NPPES [2] |
| Podiatry | 7 | 5.9 | NPPES [2] |
| DME and HME suppliers | 6 | 5.1 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 5.1 | NPPES [2] |
| General dentistry | 5 | 4.2 | NPPES [2] |
| ABA and autism therapy | 5 | 4.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 4.2 | NPPES [2] |
| SUD treatment and residential | 4 | 3.4 | NPPES [2] |
| Dental specialties | 4 | 3.4 | NPPES [2] |
| Audiology and hearing centers | 4 | 3.4 | NPPES [2] |
| NEMT and ambulance | 3 | 2.5 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.5 | NPPES [2] |
| Home health | 2 | 1.7 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.7 | NPPES [2] |
| Dermatology | 1 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.8 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 10 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
Physical, occupational, and speech therapy carries 64 of the 201 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Taylor County
With 0 healthcare approvals recorded, Taylor County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 0 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $0 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | No approvals recorded | The dollar column over the approval column [5] |
| Lenders sited in the county | 22 | Places that write credit locally, NAICS 522 [6] |
Reading Campbellsville the way a credit committee does
Density of 170.1 per 10,000 sets the patient draw a projection can claim without an argument. Taylor County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $49,389 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Campbellsville does not appear. Availability is still a Kentucky question.
What a funder reads first in Campbellsville
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (64) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (24) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (15) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
Column one counts Campbellsville clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Campbellsville file differently.
Density beside the neighboring Kentucky towns
170.1 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Campbellsville
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Campbellsville (current) | 11,820 | 201 | 170.1 | |
| Bardstown | 14,104 | 251 | 178.0 | 33 |
| Danville | 17,562 | 293 | 166.8 | 38 |
| Elizabethtown | 34,565 | 700 | 202.5 | 38 |
| Glasgow | 15,388 | 243 | 157.9 | 39 |
| Somerset | 12,389 | 576 | 464.9 | 45 |
| Radcliff | 22,706 | 119 | 52.4 | 46 |
What the geography does to a Campbellsville projection
38 miles separate Campbellsville from Elizabethtown, KY. Rent comparables cross that gap; patients mostly do not. At $49,389 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Hospital coverage inside Campbellsville means a call schedule can be evidenced rather than described. Campus terms, not calendar quarters, set the busy months in Campbellsville. Campbellsville is the Taylor County seat, so county employment steadies the payer mix.
More of Kentucky
What owners in Campbellsville ask
01How many providers practice in Campbellsville, and in what?
201 enumerations sit at Campbellsville addresses in the monthly NPPES file, working out to 170.1 for every 10,000 residents. 32 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 24. An enumeration is a clinician, so the 201 here cover fewer than 201 practices.
02What does Taylor County's shortage designation change?
Designated for primary care, dental, mental health, Taylor County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Taylor County show so little SBA activity?
Taylor County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 22 lending establishments operate locally.
04Is Campbellsville underwritten as part of Elizabethtown, KY?
Comparables and demand split at 38 miles. An appraiser prices the lease and the equipment off Elizabethtown, KY; the revenue line has to hold up against 11,820 local residents.
05How does the hospital in Campbellsville affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 2 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 170.1 per 10,000 market.
06What does a $49,389 median income mean for case acceptance?
Median household income in Campbellsville runs $49,389. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.