Michigan micro-market
Healthcare practice financing in Flint, Michigan
Direct answer
Genesee County carries 17 SBA healthcare approvals worth $10,118,200, and inside Flint the census shows 1,743 enumerated clinicians against 79,735 residents, 218.6 per 10,000, 17 percent of them in physical, occupational, and speech therapy. Flint, MI lies 0 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Michigan, and how many partners see it, is set out on the Michigan page.
- Population: 79,735 residents (50K-100K band)1
- Healthcare providers registered here: 1,743 across 35 fields2
- Median household income: $36,1943
- Largest provider field: Physical, occupational, and speech therapy: 305 registered providers2
- Medicare-certified providers in town: 28 across 4 categories4
- Nearest metro: Flint, MI, 0 miles1
The clinical base a lender can verify here
1,743 providers across 35 fields, 218.6 per 10,000 residents, counted at Flint addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 305 | 38.3 | NPPES [2] |
| Specialty physician groups | 286 | 35.9 | NPPES [2] |
| Primary care and family medicine | 131 | 16.4 | NPPES [2] |
| Behavioral and mental health group practices | 121 | 15.2 | NPPES [2] |
| General dentistry | 109 | 13.7 | NPPES [2] |
| Home health | 102 | 12.8 | NPPES [2] |
| ABA and autism therapy | 83 | 10.4 | NPPES [2] |
| Independent pharmacy | 78 | 9.8 | NPPES [2] |
| Optometry and ophthalmology | 71 | 8.9 | NPPES [2] |
| Chiropractic | 53 | 6.6 | NPPES [2] |
| Non-medical home care | 52 | 6.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 46 | 5.8 | NPPES [2] |
| Dental specialties | 41 | 5.1 | NPPES [2] |
| DME and HME suppliers | 39 | 4.9 | NPPES [2] |
| Med spa and aesthetics | 25 | 3.1 | NPPES [2] |
| SUD treatment and residential | 24 | 3.0 | NPPES [2] |
| Hospice and palliative | 23 | 2.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 17 | 2.1 | NPPES [2] |
| Dermatology | 16 | 2.0 | NPPES [2] |
| Clinical and toxicology labs | 16 | 2.0 | NPPES [2] |
| Urgent care | 13 | 1.6 | NPPES [2] |
| Podiatry | 11 | 1.4 | NPPES [2] |
| Imaging centers | 11 | 1.4 | NPPES [2] |
| Occupational health and drug testing | 10 | 1.3 | NPPES [2] |
| ASCs and OBLs | 9 | 1.1 | NPPES [2] |
| Telehealth and virtual clinics | 9 | 1.1 | NPPES [2] |
| Pain management and interventional | 8 | 1.0 | NPPES [2] |
| Dialysis and infusion centers | 8 | 1.0 | NPPES [2] |
| NEMT and ambulance | 6 | 0.8 | NPPES [2] |
| Audiology and hearing centers | 5 | 0.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 5 | 0.6 | NPPES [2] |
| Fertility and IVF | 3 | 0.4 | NPPES [2] |
| Clinical research sites | 3 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 3 | 0.4 | NPPES [2] |
| IV hydration and infusion | 1 | 0.1 | NPPES [2] |
| Medical equipment suppliers | 28 | CMS [4] | |
| Hospice providers | 10 | CMS [4] | |
| Ambulatory surgical centers | 7 | CMS [4] | |
| Home health agencies | 6 | CMS [4] | |
| Dialysis facilities | 5 | CMS [4] |
Physical, occupational, and speech therapy carries 305 of the 1,743 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Genesee County approvals, dollars, and lending establishments
17 healthcare approvals averaging $595,188 set the deal shape lenders in Genesee County have already underwritten
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 17 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $10,118,200 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $595,188 | The dollar column over the approval column [5] |
| Lenders sited in the county | 158 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
At 218.6 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 17 prior Genesee County approvals is priced on precedent, which shortens the questions about valuation. A $36,194 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Expansion, relocation, and build-out
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
The order comes from Flint's own provider mix, which physical, occupational, and speech therapy dominates at 17 percent. What a partner can actually place in Michigan is a separate question.
Underwriting by field in Flint
physical, occupational, and speech therapy, specialty physician groups, primary care and family medicine account for most of what is enumerated in Flint, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (305) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (286) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Primary care and family medicine (131) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
NPPES supplies the Flint counts. The reading columns describe the field in general, and no partner reviewing a Flint file is bound by them.
Flint against nearby Michigan markets
218.6 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Flint
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Flint (current) | 79,735 | 1,743 | 218.6 | |
| Burton | 29,420 | 262 | 89.1 | 4 |
| Fenton | 11,882 | 277 | 233.1 | 15 |
| Owosso | 14,544 | 256 | 176.0 | 24 |
| Saginaw | 43,001 | 1,716 | 399.1 | 30 |
| Auburn Hills | 26,047 | 199 | 76.4 | 33 |
| Wixom | 17,486 | 77 | 44.0 | 36 |
What the geography does to a Flint projection
0 miles separate Flint from Flint, MI. Lease pricing follows Flint, MI, while revenue stays capped by the 79,735 residents here. At $36,194 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Hospital coverage inside Flint means a call schedule can be evidenced rather than described. Campus terms, not calendar quarters, set the busy months in Flint. Flint is the Genesee County seat, so county employment steadies the payer mix.
More of Michigan
Flint owners, answered
01How many providers practice in Flint, and in what?
1,743 enumerations sit at Flint addresses in the monthly NPPES file, working out to 218.6 for every 10,000 residents. 17 percent of them are physical, occupational, and speech therapy, and specialty physician groups follows with 286. An enumeration is a clinician, so the 1,743 here cover fewer than 1,743 practices.
02What does Genesee County's shortage designation change?
HRSA designates Genesee County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Flint and evidences a staffing ramp in a 79,735 resident market.
03How does the hospital in Flint affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 28 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 218.6 per 10,000 market.
04How many Medicare-certified providers are based in Flint?
28 Medicare-certified providers hold an address in the town across the Care Compare categories. Certified volume this close matters on a working-capital file, because it shows the payer-mix and the reimbursement lag a funder will price into a 79,735 resident market.
05Which fields carry the volume in Flint?
Physical, occupational, and speech therapy at 305 providers and specialty physician groups at 286 lead the 35 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is there local lending capacity in Genesee County?
County Business Patterns records 158 credit intermediation establishments in Genesee County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Flint rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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