Michigan micro-market
Healthcare practice financing in Marquette, Michigan
Direct answer
A Marquette file is read against 521 local clinicians, 238.5 for every 10,000 of its 21,845 residents, 22 percent of them in primary care and family medicine, plus the 0 SBA healthcare approvals worth $0 already recorded in Marquette County, 143 miles from Green Bay, WI.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Michigan, and how many partners see it, is set out on the Michigan page.
- Population: 21,845 residents (10K-25K band)1
- Healthcare providers registered here: 521 across 28 fields2
- Median household income: $55,8253
- Largest provider field: Primary care and family medicine: 115 registered providers2
- Medicare-certified providers in town: 8 across 4 categories4
- Nearest metro: Green Bay, WI, 143 miles1
The provider census in Marquette
521 providers across 28 fields, 238.5 per 10,000 residents, counted at Marquette addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 115 | 52.6 | NPPES [2] |
| Physical, occupational, and speech therapy | 105 | 48.1 | NPPES [2] |
| Chiropractic | 40 | 18.3 | NPPES [2] |
| General dentistry | 39 | 17.9 | NPPES [2] |
| Optometry and ophthalmology | 31 | 14.2 | NPPES [2] |
| ABA and autism therapy | 27 | 12.4 | NPPES [2] |
| Specialty physician groups | 26 | 11.9 | NPPES [2] |
| DME and HME suppliers | 20 | 9.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 19 | 8.7 | NPPES [2] |
| Behavioral and mental health group practices | 17 | 7.8 | NPPES [2] |
| Dental specialties | 13 | 6.0 | NPPES [2] |
| Independent pharmacy | 12 | 5.5 | NPPES [2] |
| Dermatology | 9 | 4.1 | NPPES [2] |
| Home health | 5 | 2.3 | NPPES [2] |
| SUD treatment and residential | 5 | 2.3 | NPPES [2] |
| Med spa and aesthetics | 5 | 2.3 | NPPES [2] |
| Podiatry | 4 | 1.8 | NPPES [2] |
| Audiology and hearing centers | 4 | 1.8 | NPPES [2] |
| Non-medical home care | 4 | 1.8 | NPPES [2] |
| Clinical and toxicology labs | 4 | 1.8 | NPPES [2] |
| Dialysis and infusion centers | 4 | 1.8 | NPPES [2] |
| Hospice and palliative | 3 | 1.4 | NPPES [2] |
| Plastic and cosmetic surgery | 3 | 1.4 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.9 | NPPES [2] |
| IDD services | 1 | 0.5 | NPPES [2] |
| ASCs and OBLs | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 16 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Marquette practice can hold more than one of these numbers. 22 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
Marquette County approvals, dollars, and lending establishments
With 0 healthcare approvals recorded, Marquette County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 42 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
A file from here opens on 238.5 providers per 10,000 residents, and everything about volume follows from it. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. With $55,825 as the median household income, the payer mix in a projection has to match what Marquette households actually spend.
Programs the Marquette mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 28 fields that actually practice in Marquette, weighted toward primary care and family medicine. Availability still depends on Michigan and on the funding partner.
What a funder reads first in Marquette
primary care and family medicine, physical, occupational, and speech therapy, chiropractic account for most of what is enumerated in Marquette, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (115) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (105) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (40) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Michigan towns
Density is the number that moves an appraisal: 238.5 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Marquette (current) | 21,845 | 521 | 238.5 | |
| Escanaba | 12,296 | 181 | 147.2 | 57 |
| Cadillac | 10,521 | 234 | 222.4 | 184 |
| Alpena | 10,116 | 259 | 256.0 | 213 |
| Muskegon | 37,287 | 711 | 190.7 | 236 |
| Mount Pleasant | 21,090 | 156 | 74.0 | 239 |
| Norton Shores | 25,070 | 222 | 88.6 | 240 |
What the geography does to a Marquette projection
143 miles separate Marquette from Green Bay, WI. Equipment sold at that distance has no local buyer, and the advance rate carries the discount. Households here carry $55,825 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. Higher education here explains why summer looks unlike the rest of the year. Marquette is the Marquette County seat, so county employment steadies the payer mix.
Other Michigan markets
- Escanaba 12,296 residents
- Cadillac 10,521 residents
- Alpena 10,116 residents
- Muskegon 37,287 residents
- Mount Pleasant 21,090 residents
- Norton Shores 25,070 residents
What owners in Marquette ask
01How many providers practice in Marquette, and in what?
521 enumerations sit at Marquette addresses in the monthly NPPES file, working out to 238.5 for every 10,000 residents. 22 percent of them are primary care and family medicine, and physical, occupational, and speech therapy follows with 105. An enumeration is a clinician, so the 521 here cover fewer than 521 practices.
02Why does Marquette County show so little SBA activity?
Only 0 healthcare approvals appear for Marquette County in the published 7(a) and 504 file. Thin volume in Marquette County is a transaction count, not a verdict on borrowers here. The county still holds 42 credit intermediation establishments.
03Does being 143 miles out change the underwriting?
At 143 miles from Green Bay, WI, collateral is priced without a nearby resale market. Expect a longer appraisal window in Marquette County and a wider discount on used equipment than a metro practice would see on the same list.
04Which fields carry the volume in Marquette?
The 28 enumerated fields are led by primary care and family medicine at 115, with physical, occupational, and speech therapy at 105 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
05What does Marquette County's shortage designation change?
HRSA designates Marquette County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Marquette and evidences a staffing ramp in a 21,845 resident market.
06How does the hospital in Marquette affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 8 Medicare-certified providers in total. A Marquette projection that names the call arrangement reads better than one that assumes it.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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