Missouri micro-market
Healthcare practice financing in Neosho, Missouri
Direct answer
Newton County carries 0 SBA healthcare approvals worth $0, and inside Neosho the census shows 112 enumerated clinicians against 13,782 residents, 81.3 per 10,000, 21 percent of them in physical, occupational, and speech therapy. Joplin, MO-KS lies 17 miles away.
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- Population: 13,782 residents (10K-25K band)1
- Healthcare providers registered here: 112 across 18 fields2
- Median household income: $55,1593
- Largest provider field: Physical, occupational, and speech therapy: 23 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Joplin, MO-KS, 17 miles1
The clinical base a lender can verify here
112 providers across 18 fields, 81.3 per 10,000 residents, counted at Neosho addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 23 | 16.7 | NPPES [2] |
| Primary care and family medicine | 21 | 15.2 | NPPES [2] |
| General dentistry | 14 | 10.2 | NPPES [2] |
| Chiropractic | 11 | 8.0 | NPPES [2] |
| Specialty physician groups | 9 | 6.5 | NPPES [2] |
| Independent pharmacy | 8 | 5.8 | NPPES [2] |
| DME and HME suppliers | 7 | 5.1 | NPPES [2] |
| Optometry and ophthalmology | 3 | 2.2 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 3 | 2.2 | NPPES [2] |
| ABA and autism therapy | 2 | 1.5 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.5 | NPPES [2] |
| Home health | 1 | 0.7 | NPPES [2] |
| Urgent care | 1 | 0.7 | NPPES [2] |
| Dental specialties | 1 | 0.7 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.7 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.7 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 23 of the 112 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Newton County approvals, dollars, and lending establishments
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 0 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | No approvals recorded | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 49 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
Underwriting starts with 81.3 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. With 0 approvals on record in Newton County, expect a longer appraisal and a wider collateral discount. Household income of $55,159 in Neosho is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Weighted by how often each of the 18 local fields reaches for a program, not by what is easiest to refer. Missouri rules and the partner decide availability.
Underwriting by field in Neosho
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (23) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (21) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (14) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Neosho counts. The reading columns describe the field in general, and no partner reviewing a Neosho file is bound by them.
Neosho against nearby Missouri markets
The neighboring markets below are the ones a valuation borrows from when Neosho has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Neosho (current) | 13,782 | 112 | 81.3 | |
| Joplin | 53,605 | 747 | 139.4 | 17 |
| Carthage | 15,703 | 102 | 65.0 | 21 |
| Monett | 10,108 | 113 | 111.8 | 25 |
| Republic | 21,392 | 79 | 36.9 | 58 |
| Nixa | 26,352 | 179 | 67.9 | 61 |
| Branson | 12,869 | 273 | 212.1 | 62 |
Distance, income, and the wage floor around Neosho
Distance to Joplin, MO-KS is 17 miles. Appraisers borrow Joplin, MO-KS rents, and the 13,782 residents set the ceiling on collections. Median household income runs $55,159, which is the number a funder converts into case acceptance on anything elective or cash-pay. The hospital fixes two inputs a lender would otherwise estimate in a 13,782 resident town: where referrals originate, and what staff cost. Campus terms, not calendar quarters, set the busy months in Neosho. Neosho is the Newton County seat, so county employment steadies the payer mix.
More of Missouri
Questions from Neosho
01How many providers practice in Neosho, and in what?
112 enumerations sit at Neosho addresses in the monthly NPPES file, working out to 81.3 for every 10,000 residents. 21 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 21. An enumeration is a clinician, so the 112 here cover fewer than 112 practices.
02Why does Newton County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Newton County. That tracks how few Newton County practices changed hands that year, not credit quality. 49 credit intermediation establishments operate in Newton County, so the lending capacity is local even where the healthcare history is not.
03Is Neosho underwritten as part of Joplin, MO-KS?
Comparables and demand split at 17 miles. An appraiser prices the lease and the equipment off Joplin, MO-KS; the revenue line has to hold up against 13,782 local residents.
04What does Newton County's shortage designation change?
Designated for primary care, dental, mental health, Newton County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05How does the hospital in Neosho affect a practice file?
It makes the staffing and referral lines checkable. 1 Medicare-certified providers hold Neosho addresses, and the hospital sets the wage a clinical hire is bid against in a 81.3 per 10,000 market.
06What does a $55,159 median income mean for case acceptance?
Median household income in Neosho runs $55,159. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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