North Carolina micro-market
Healthcare practice financing in Clemmons, North Carolina
Direct answer
Forsyth County carries 1 SBA healthcare approvals worth $112,000, and inside Clemmons the census shows 234 enumerated clinicians against 22,471 residents, 104.1 per 10,000, 20 percent of them in physical, occupational, and speech therapy. Winston-Salem, NC lies 9 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in North Carolina, and how many partners see it, is set out on the North Carolina page.
- Population: 22,471 residents (10K-25K band)1
- Healthcare providers registered here: 234 across 24 fields2
- Median household income: $84,3263
- Largest provider field: Physical, occupational, and speech therapy: 47 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Winston-Salem, NC, 9 miles1
Who is enumerated in Clemmons
The NPPES file puts 234 enumerated clinicians inside Clemmons, spread over 24 fields at 104.1 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 47 | 20.9 | NPPES [2] |
| Primary care and family medicine | 30 | 13.4 | NPPES [2] |
| Chiropractic | 20 | 8.9 | NPPES [2] |
| General dentistry | 20 | 8.9 | NPPES [2] |
| ABA and autism therapy | 19 | 8.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 15 | 6.7 | NPPES [2] |
| DME and HME suppliers | 14 | 6.2 | NPPES [2] |
| Optometry and ophthalmology | 13 | 5.8 | NPPES [2] |
| Specialty physician groups | 11 | 4.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 9 | 4.0 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 2.7 | NPPES [2] |
| Audiology and hearing centers | 5 | 2.2 | NPPES [2] |
| Non-medical home care | 5 | 2.2 | NPPES [2] |
| Independent pharmacy | 4 | 1.8 | NPPES [2] |
| Podiatry | 3 | 1.3 | NPPES [2] |
| Dental specialties | 3 | 1.3 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.9 | NPPES [2] |
| Plastic and cosmetic surgery | 2 | 0.9 | NPPES [2] |
| Dermatology | 1 | 0.4 | NPPES [2] |
| Home health | 1 | 0.4 | NPPES [2] |
| ASCs and OBLs | 1 | 0.4 | NPPES [2] |
| Mobile diagnostics | 1 | 0.4 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 9 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] |
Several of the 47 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Forsyth County approvals, dollars, and lending establishments
With 1 healthcare approvals recorded, Forsyth County gives a valuation almost nothing local to lean on
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 1 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $112,000 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $112,000 | The dollar column over the approval column [5] |
| Credit offices operating locally | 219 | Places that write credit locally, NAICS 522 [6] |
Reading Clemmons the way a credit committee does
At 104.1 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A short county record of 1 approvals usually means more documentation and a lower advance against the same collateral. With $84,326 as the median household income, the payer mix in a projection has to match what Clemmons households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Clemmons's own provider mix, which physical, occupational, and speech therapy dominates at 20 percent. What a partner can actually place in North Carolina is a separate question.
The first pages of a Clemmons file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, chiropractic
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (47) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (30) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (20) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Column one counts Clemmons clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Clemmons file differently.
Density beside the neighboring North Carolina towns
104.1 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Clemmons
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Clemmons (current) | 22,471 | 234 | 104.1 | |
| Lewisville | 14,203 | 58 | 40.8 | 5 |
| Lexington | 19,904 | 362 | 181.9 | 17 |
| Kernersville | 28,760 | 416 | 144.6 | 18 |
| Thomasville | 27,605 | 221 | 80.1 | 20 |
| Archdale | 12,147 | 82 | 67.5 | 25 |
| Salisbury | 36,579 | 747 | 204.2 | 26 |
Distance, income, and the wage floor around Clemmons
Winston-Salem, NC lies 9 miles from Clemmons, close enough that appraisers price the lease against Winston-Salem, NC rents while 22,471 residents set the revenue ceiling. Households here carry $84,326 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Clemmons, which a projection needs to state plainly.
Nearby North Carolina towns
- Lewisville 14,203 residents
- Lexington 19,904 residents
- Kernersville 28,760 residents
- Thomasville 27,605 residents
- Archdale 12,147 residents
- Salisbury 36,579 residents
Clemmons owners, answered
01How many providers practice in Clemmons, and in what?
Across 24 fields, Clemmons carries 234 enumerated clinicians, 104.1 per 10,000 of the 22,471 people living here. The concentration is in physical, occupational, and speech therapy, 47 of the total, then primary care and family medicine at 30. Count practices from that only with care.
02What does Forsyth County's shortage designation change?
HRSA designates Forsyth County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Clemmons and evidences a staffing ramp in a 22,471 resident market.
03Why does Forsyth County show so little SBA activity?
Forsyth County shows 1 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 219 lending establishments operate locally.
04Is Clemmons underwritten as part of Winston-Salem, NC?
Winston-Salem, NC sits 9 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Winston-Salem, NC; the 22,471 residents set the ceiling a projection can defend.
05Is there local lending capacity in Forsyth County?
County Business Patterns records 219 credit intermediation establishments in Forsyth County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Clemmons rents and resale before or by somebody working from a screen.
06Which fields carry the volume in Clemmons?
The 24 enumerated fields are led by physical, occupational, and speech therapy at 47, with primary care and family medicine at 30 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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