Ohio micro-market
Healthcare practice financing in Franklin, Ohio
Direct answer
Warren County carries 8 SBA healthcare approvals worth $8,413,300, and inside Franklin the census shows 95 enumerated clinicians against 11,758 residents, 80.8 per 10,000, 24 percent of them in primary care and family medicine. Dayton-Kettering-Beavercreek, OH lies 17 miles away.
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- Population: 11,758 residents (10K-25K band)1
- Healthcare providers registered here: 95 across 19 fields2
- Median household income: $58,1343
- Largest provider field: Primary care and family medicine: 23 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Dayton-Kettering-Beavercreek, OH, 17 miles1
What NPPES records at Franklin addresses
80.8 providers per 10,000 residents is what 95 enumerations across 19 fields works out to in a town of 11,758
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Primary care and family medicine | 23 | 19.6 | NPPES [2] |
| Non-medical home care | 12 | 10.2 | NPPES [2] |
| Home health | 9 | 7.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 9 | 7.7 | NPPES [2] |
| General dentistry | 8 | 6.8 | NPPES [2] |
| Chiropractic | 5 | 4.3 | NPPES [2] |
| Specialty physician groups | 4 | 3.4 | NPPES [2] |
| Optometry and ophthalmology | 4 | 3.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 3.4 | NPPES [2] |
| Independent pharmacy | 3 | 2.6 | NPPES [2] |
| DME and HME suppliers | 2 | 1.7 | NPPES [2] |
| Urgent care | 2 | 1.7 | NPPES [2] |
| ASCs and OBLs | 2 | 1.7 | NPPES [2] |
| ABA and autism therapy | 2 | 1.7 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.7 | NPPES [2] |
| NEMT and ambulance | 1 | 0.9 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.9 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] |
Primary care and family medicine carries 23 of the 95 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Warren County
With 8 healthcare approvals recorded, Warren County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 8 | Fiscal year published in the SBA file [5] |
| Total approved capital | $8,413,300 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $1,051,663 | Dollars divided by approvals [5] |
| Lenders sited in the county | 122 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
Density of 80.8 per 10,000 sets the patient draw a projection can claim without an argument. With 8 approvals on record in Warren County, expect a longer appraisal and a wider collateral discount. A $58,134 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Expansion, relocation, and build-out
- Working capital term loan
- Startup and de novo
- Medical receivables factoring
Built from what is enumerated here rather than from a national list, so a field with no presence in Franklin does not appear. Availability is still a Ohio question.
What a funder reads first in Franklin
primary care and family medicine, non-medical home care, home health account for most of what is enumerated in Franklin, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Primary care and family medicine (23) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Non-medical home care (12) | Payer mix between waiver and private pay, Caregiver retention, Electronic visit verification compliance | Payroll funding against waiver and managed care receivables |
| Home health (9) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Ohio towns
Set Franklin's 80.8 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Franklin (current) | 11,758 | 95 | 80.8 | |
| Springboro | 19,646 | 186 | 94.7 | 3 |
| Miamisburg | 20,253 | 297 | 146.6 | 5 |
| Middletown | 52,291 | 489 | 93.5 | 5 |
| Monroe | 15,950 | 52 | 32.6 | 8 |
| West Carrollton | 12,911 | 43 | 33.3 | 8 |
| Lebanon | 21,995 | 312 | 141.9 | 10 |
How Franklin sits against the nearest metro
17 miles separate Franklin from Dayton-Kettering-Beavercreek, OH. Lease pricing follows Dayton-Kettering-Beavercreek, OH, while revenue stays capped by the 11,758 residents here. Median household income runs $58,134, which is the number a funder converts into case acceptance on anything elective or cash-pay. Hospital coverage inside Franklin means a call schedule can be evidenced rather than described.
Other Ohio markets
- Springboro 19,646 residents
- Miamisburg 20,253 residents
- Middletown 52,291 residents
- Monroe 15,950 residents
- West Carrollton 12,911 residents
- Lebanon 21,995 residents
Questions from Franklin
01How many providers practice in Franklin, and in what?
Across 19 fields, Franklin carries 95 enumerated clinicians, 80.8 per 10,000 of the 11,758 people living here. The concentration is in primary care and family medicine, 23 of the total, then non-medical home care at 12. Count practices from that only with care.
02Why does Warren County show so little SBA activity?
Only 8 healthcare approvals appear for Warren County in the published 7(a) and 504 file. Thin volume in Warren County is a transaction count, not a verdict on borrowers here. The county still holds 122 credit intermediation establishments.
03Is Franklin underwritten as part of Dayton-Kettering-Beavercreek, OH?
Comparables and demand split at 17 miles. An appraiser prices the lease and the equipment off Dayton-Kettering-Beavercreek, OH; the revenue line has to hold up against 11,758 local residents.
04What does Warren County's shortage designation change?
Warren County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Franklin can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05Is there local lending capacity in Warren County?
County Business Patterns records 122 credit intermediation establishments in Warren County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Franklin rents and resale before or by somebody working from a screen.
06How does the hospital in Franklin affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 1 Medicare-certified providers in total. A Franklin projection that names the call arrangement reads better than one that assumes it.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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