Ohio micro-market
Healthcare practice financing in Miamisburg, Ohio
Direct answer
Montgomery County carries 14 SBA healthcare approvals worth $6,556,500, and inside Miamisburg the census shows 297 enumerated clinicians against 20,253 residents, 146.6 per 10,000, 27 percent of them in physical, occupational, and speech therapy. Dayton-Kettering-Beavercreek, OH lies 11 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 20,253 residents (10K-25K band)1
- Healthcare providers registered here: 297 across 30 fields2
- Median household income: $82,0953
- Largest provider field: Physical, occupational, and speech therapy: 80 registered providers2
- Medicare-certified providers in town: 6 across 3 categories4
- Nearest metro: Dayton-Kettering-Beavercreek, OH, 11 miles1
The provider census in Miamisburg
Counted at the town's own addresses: 297 providers, 30 fields, 146.6 clinicians per 10,000 of the 20,253 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 80 | 39.5 | NPPES [2] |
| Specialty physician groups | 38 | 18.8 | NPPES [2] |
| ABA and autism therapy | 30 | 14.8 | NPPES [2] |
| Primary care and family medicine | 28 | 13.8 | NPPES [2] |
| Home health | 18 | 8.9 | NPPES [2] |
| General dentistry | 16 | 7.9 | NPPES [2] |
| DME and HME suppliers | 14 | 6.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 12 | 5.9 | NPPES [2] |
| Optometry and ophthalmology | 11 | 5.4 | NPPES [2] |
| Non-medical home care | 8 | 4.0 | NPPES [2] |
| Independent pharmacy | 6 | 3.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 2.5 | NPPES [2] |
| Podiatry | 4 | 2.0 | NPPES [2] |
| Chiropractic | 4 | 2.0 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 1.5 | NPPES [2] |
| Pain management and interventional | 2 | 1.0 | NPPES [2] |
| Mobile diagnostics | 2 | 1.0 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.0 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 1.0 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.0 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| ASCs and OBLs | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.5 | NPPES [2] |
| Hospice and palliative | 1 | 0.5 | NPPES [2] |
| IV hydration and infusion | 1 | 0.5 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.5 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.5 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Home health agencies | 4 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Miamisburg practice can hold more than one of these numbers. 27 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Miamisburg
The published file shows 14 healthcare approvals in Montgomery County, $6,556,500 in total, and that history is what an appraiser and a credit committee reach for
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 14 | Fiscal year published in the SBA file [5] |
| Total approved capital | $6,556,500 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $468,321 | Dollars divided by approvals [5] |
| Lenders sited in the county | 221 | Credit intermediation establishments, NAICS 522 [6] |
Reading Miamisburg the way a credit committee does
The ratio that matters up front is 146.6 per 10,000, which decides whether a ramp schedule reads as conservative. A request measured against 14 prior Montgomery County approvals is priced on precedent, which shortens the questions about valuation. A $82,095 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Miamisburg mix reaches for
- Practice acquisition
- Expansion, relocation, and build-out
- Working capital term loan
- Startup and de novo
- Equipment financing and leasing
Weighted by how often each of the 30 local fields reaches for a program, not by what is easiest to refer. Ohio rules and the partner decide availability.
What a funder reads first in Miamisburg
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, specialty physician groups, aba and autism therapy
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (80) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (38) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| ABA and autism therapy (30) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
NPPES supplies the Miamisburg counts. The reading columns describe the field in general, and no partner reviewing a Miamisburg file is bound by them.
Miamisburg against nearby Ohio markets
Comparables travel. These are the Ohio towns whose density, at 146.6 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Miamisburg (current) | 20,253 | 297 | 146.6 | |
| West Carrollton | 12,911 | 43 | 33.3 | 3 |
| Franklin | 11,758 | 95 | 80.8 | 5 |
| Springboro | 19,646 | 186 | 94.7 | 5 |
| Centerville | 26,311 | 398 | 151.3 | 7 |
| Middletown | 52,291 | 489 | 93.5 | 10 |
| Trotwood | 23,073 | 68 | 29.5 | 11 |
What the geography does to a Miamisburg projection
11 miles separate Miamisburg from Dayton-Kettering-Beavercreek, OH. Lease pricing follows Dayton-Kettering-Beavercreek, OH, while revenue stays capped by the 20,253 residents here. Households here carry $82,095 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Higher education here explains why summer looks unlike the rest of the year.
Nearby Ohio towns
- West Carrollton 12,911 residents
- Franklin 11,758 residents
- Springboro 19,646 residents
- Centerville 26,311 residents
- Middletown 52,291 residents
- Trotwood 23,073 residents
Miamisburg owners, answered
01How many providers practice in Miamisburg, and in what?
Across 30 fields, Miamisburg carries 297 enumerated clinicians, 146.6 per 10,000 of the 20,253 people living here. The concentration is in physical, occupational, and speech therapy, 80 of the total, then specialty physician groups at 38. Count practices from that only with care.
02What does Montgomery County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Montgomery County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 20,253 residents gets past the question of who would take the job.
03Is Miamisburg underwritten as part of Dayton-Kettering-Beavercreek, OH?
Comparables and demand split at 11 miles. An appraiser prices the lease and the equipment off Dayton-Kettering-Beavercreek, OH; the revenue line has to hold up against 20,253 local residents.
04Is there local lending capacity in Montgomery County?
County Business Patterns records 221 credit intermediation establishments in Montgomery County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Miamisburg rents and resale before or by somebody working from a screen.
05What does SBA lending look like around Miamisburg?
Healthcare borrowers in Montgomery County took 14 approvals worth $6,556,500 in the published fiscal year, averaging $468,321. That is the comparable set an appraiser near Miamisburg reaches for first.
06How does the hospital in Miamisburg affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 6 Medicare-certified providers in total. A Miamisburg projection that names the call arrangement reads better than one that assumes it.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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