Ohio micro-market
Healthcare practice financing in Greenville, Ohio
Direct answer
220 healthcare providers hold a Greenville practice address, 173.2 per 10,000 of its 12,701 residents, 29 percent of them in physical, occupational, and speech therapy. Darke County recorded 0 SBA healthcare approvals worth $0, and Dayton-Kettering-Beavercreek, OH sits 31 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 12,701 residents (10K-25K band)1
- Healthcare providers registered here: 220 across 25 fields2
- Median household income: $46,6643
- Largest provider field: Physical, occupational, and speech therapy: 63 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Dayton-Kettering-Beavercreek, OH, 31 miles1
The clinical base a lender can verify here
Counted at the town's own addresses: 220 providers, 25 fields, 173.2 clinicians per 10,000 of the 12,701 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 63 | 49.6 | NPPES [2] |
| Primary care and family medicine | 23 | 18.1 | NPPES [2] |
| Chiropractic | 15 | 11.8 | NPPES [2] |
| General dentistry | 15 | 11.8 | NPPES [2] |
| Optometry and ophthalmology | 14 | 11.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 13 | 10.2 | NPPES [2] |
| Home health | 10 | 7.9 | NPPES [2] |
| Non-medical home care | 10 | 7.9 | NPPES [2] |
| Specialty physician groups | 10 | 7.9 | NPPES [2] |
| Sleep centers | 7 | 5.5 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 4.7 | NPPES [2] |
| Podiatry | 5 | 3.9 | NPPES [2] |
| DME and HME suppliers | 5 | 3.9 | NPPES [2] |
| Dental specialties | 3 | 2.4 | NPPES [2] |
| NEMT and ambulance | 3 | 2.4 | NPPES [2] |
| Independent pharmacy | 3 | 2.4 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.4 | NPPES [2] |
| Audiology and hearing centers | 2 | 1.6 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.6 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.6 | NPPES [2] |
| Pain management and interventional | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Clinical research sites | 1 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Greenville practice can hold more than one of these numbers. 29 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
Loan activity in Darke County
With 0 healthcare approvals recorded, Darke County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 0 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | No approvals recorded | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 33 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
173.2 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. With $46,664 as the median household income, the payer mix in a projection has to match what Greenville households actually spend.
Programs the Greenville mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Greenville's own provider mix, which physical, occupational, and speech therapy dominates at 29 percent. What a partner can actually place in Ohio is a separate question.
The first pages of a Greenville file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, chiropractic
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (63) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (23) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (15) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Column one counts Greenville clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Greenville file differently.
Density beside the neighboring Ohio towns
173.2 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Greenville
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Greenville (current) | 12,701 | 220 | 173.2 | |
| Piqua | 20,940 | 112 | 53.5 | 20 |
| Troy | 27,122 | 306 | 112.8 | 22 |
| Englewood | 13,282 | 149 | 112.2 | 23 |
| Clayton | 13,296 | 13 | 9.8 | 23 |
| Vandalia | 15,013 | 116 | 77.3 | 27 |
| Sidney | 20,392 | 204 | 100.0 | 27 |
What the geography does to a Greenville projection
31 miles separate Greenville from Dayton-Kettering-Beavercreek, OH. Rent comparables cross that gap; patients mostly do not. Households here carry $46,664 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. Greenville is the Darke County seat, so county employment steadies the payer mix.
More of Ohio
What owners in Greenville ask
01How many providers practice in Greenville, and in what?
NPPES lists 220 providers at a Greenville practice address, 173.2 per 10,000 residents across 25 tracked fields. Physical, occupational, and speech therapy accounts for 63 of them, 29 percent of the total, with primary care and family medicine next at 23. Read that as clinicians: 220 enumerations, not 220 owners.
02What does Darke County's shortage designation change?
Designated for primary care, dental, mental health, Darke County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Darke County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Darke County. That tracks how few Darke County practices changed hands that year, not credit quality. 33 credit intermediation establishments operate in Darke County, so the lending capacity is local even where the healthcare history is not.
04How does the hospital in Greenville affect a practice file?
It makes the staffing and referral lines checkable. 3 Medicare-certified providers hold Greenville addresses, and the hospital sets the wage a clinical hire is bid against in a 173.2 per 10,000 market.
05Which fields carry the volume in Greenville?
Volume concentrates in physical, occupational, and speech therapy, 63 of them, ahead of primary care and family medicine at 23, across 25 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is Greenville underwritten as part of Dayton-Kettering-Beavercreek, OH?
Dayton-Kettering-Beavercreek, OH sits 31 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Dayton-Kettering-Beavercreek, OH; the 12,701 residents set the ceiling a projection can defend.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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