Ohio micro-market
Healthcare practice financing in Piqua, Ohio
Direct answer
112 healthcare providers hold a Piqua practice address, 53.5 per 10,000 of its 20,940 residents, 12 percent of them in non-medical home care. Miami County recorded 1 SBA healthcare approvals worth $96,000, and Dayton-Kettering-Beavercreek, OH sits 25 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 20,940 residents (10K-25K band)1
- Healthcare providers registered here: 112 across 20 fields2
- Median household income: $63,7703
- Largest provider field: Non-medical home care: 13 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Dayton-Kettering-Beavercreek, OH, 25 miles1
The clinical base a lender can verify here
53.5 providers per 10,000 residents is what 112 enumerations across 20 fields works out to in a town of 20,940
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Non-medical home care | 13 | 6.2 | NPPES [2] |
| Optometry and ophthalmology | 12 | 5.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 12 | 5.7 | NPPES [2] |
| Home health | 11 | 5.3 | NPPES [2] |
| Chiropractic | 11 | 5.3 | NPPES [2] |
| General dentistry | 10 | 4.8 | NPPES [2] |
| Primary care and family medicine | 8 | 3.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 2.9 | NPPES [2] |
| Specialty physician groups | 5 | 2.4 | NPPES [2] |
| DME and HME suppliers | 4 | 1.9 | NPPES [2] |
| Independent pharmacy | 4 | 1.9 | NPPES [2] |
| Podiatry | 3 | 1.4 | NPPES [2] |
| Dental specialties | 3 | 1.4 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 1.4 | NPPES [2] |
| ASCs and OBLs | 2 | 1.0 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.5 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Non-medical home care carries 13 of the 112 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Miami County credit files already show
With 1 healthcare approvals recorded, Miami County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 1 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $96,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $96,000 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 48 | Credit intermediation offices sited in the county [6] |
Reading Piqua the way a credit committee does
At 53.5 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 1 approvals on record in Miami County, expect a longer appraisal and a wider collateral discount. With $63,770 as the median household income, the payer mix in a projection has to match what Piqua households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Medical receivables factoring
- Equipment financing and leasing
- Working capital term loan
Built from what is enumerated here rather than from a national list, so a field with no presence in Piqua does not appear. Availability is still a Ohio question.
The first pages of a Piqua file
non-medical home care, optometry and ophthalmology, physical, occupational, and speech therapy account for most of what is enumerated in Piqua, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Non-medical home care (13) | Payer mix between waiver and private pay, Caregiver retention, Electronic visit verification compliance | Payroll funding against waiver and managed care receivables |
| Optometry and ophthalmology (12) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
| Physical, occupational, and speech therapy (12) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
Counts in the first column are Piqua providers from NPPES. The other two columns describe how funders read that field across markets like Piqua, not what any funder will do with your file.
Density beside the neighboring Ohio towns
Comparables travel. These are the Ohio towns whose density, at 53.5 per 10,000 here, gets weighed beside this one.
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Piqua (current) | 20,940 | 112 | 53.5 | |
| Troy | 27,122 | 306 | 112.8 | 7 |
| Sidney | 20,392 | 204 | 100.0 | 11 |
| Vandalia | 15,013 | 116 | 77.3 | 19 |
| Greenville | 12,701 | 220 | 173.2 | 20 |
| Englewood | 13,282 | 149 | 112.2 | 20 |
| Clayton | 13,296 | 13 | 9.8 | 20 |
Distance, income, and the wage floor around Piqua
Dayton-Kettering-Beavercreek, OH lies 25 miles from Piqua, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $63,770, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Piqua, which a projection needs to state plainly. Campus terms, not calendar quarters, set the busy months in Piqua.
Other Ohio markets
Piqua owners, answered
01How many providers practice in Piqua, and in what?
Across 20 fields, Piqua carries 112 enumerated clinicians, 53.5 per 10,000 of the 20,940 people living here. The concentration is in non-medical home care, 13 of the total, then optometry and ophthalmology at 12. Count practices from that only with care.
02Why does Miami County show so little SBA activity?
The published file records 1 7(a) and 504 approvals to healthcare borrowers in Miami County. That tracks how few Miami County practices changed hands that year, not credit quality. 48 credit intermediation establishments operate in Miami County, so the lending capacity is local even where the healthcare history is not.
03Is Piqua underwritten as part of Dayton-Kettering-Beavercreek, OH?
Partly. Dayton-Kettering-Beavercreek, OH is 25 miles out, so rent and equipment comparables travel in from there while patients still come from the 20,940 residents around Piqua. Cost side metro, revenue side local.
04What does Miami County's shortage designation change?
HRSA designates Miami County for primary care, mental health. That opens loan repayment programs for clinicians recruited into Piqua and evidences a staffing ramp in a 20,940 resident market.
05What does a $63,770 median income mean for case acceptance?
Median household income in Piqua runs $63,770. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06How does the college here show up in the numbers?
A campus in town means monthly collections rise and fall with terms. Say so in the projection for Piqua, because a summer trough that is explained is read as seasonality, and one that is not is read as decline.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.