Ohio micro-market
Healthcare practice financing in Upper Arlington, Ohio
Direct answer
158 healthcare providers hold a Upper Arlington practice address, 43.7 per 10,000 of its 36,140 residents, 58 percent of them in physical, occupational, and speech therapy. Franklin County recorded 66 SBA healthcare approvals worth $33,316,600, and Columbus, OH sits 5 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 36,140 residents (25K-50K band)1
- Healthcare providers registered here: 158 across 20 fields2
- Median household income: $150,9933
- Largest provider field: Physical, occupational, and speech therapy: 91 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Columbus, OH, 5 miles1
The clinical base a lender can verify here
158 providers across 20 fields, 43.7 per 10,000 residents, counted at Upper Arlington addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 91 | 25.2 | NPPES [2] |
| Primary care and family medicine | 15 | 4.2 | NPPES [2] |
| Optometry and ophthalmology | 10 | 2.8 | NPPES [2] |
| Home health | 5 | 1.4 | NPPES [2] |
| Non-medical home care | 5 | 1.4 | NPPES [2] |
| DME and HME suppliers | 4 | 1.1 | NPPES [2] |
| General dentistry | 4 | 1.1 | NPPES [2] |
| Behavioral and mental health group practices | 4 | 1.1 | NPPES [2] |
| Chiropractic | 3 | 0.8 | NPPES [2] |
| Med spa and aesthetics | 3 | 0.8 | NPPES [2] |
| Dermatology | 2 | 0.6 | NPPES [2] |
| Urgent care | 2 | 0.6 | NPPES [2] |
| Dental specialties | 2 | 0.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.6 | NPPES [2] |
| NEMT and ambulance | 1 | 0.3 | NPPES [2] |
| Independent pharmacy | 1 | 0.3 | NPPES [2] |
| ABA and autism therapy | 1 | 0.3 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.3 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Upper Arlington practice can hold more than one of these numbers. 58 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
Franklin County approvals, dollars, and lending establishments
Lenders in Franklin County have already closed 66 healthcare approvals, averaging $504,797, which is the size a new file gets read beside
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 66 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $33,316,600 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $504,797 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 658 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
At 43.7 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 66 prior Franklin County approvals is priced on precedent, which shortens the questions about valuation. With $150,993 as the median household income, the payer mix in a projection has to match what Upper Arlington households actually spend.
Programs the Upper Arlington mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Expansion, relocation, and build-out
Ranked from the 20 fields that actually practice in Upper Arlington, weighted toward physical, occupational, and speech therapy. Availability still depends on Ohio and on the funding partner.
What a funder reads first in Upper Arlington
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (91) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (15) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (10) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
Counts in the first column are Upper Arlington providers from NPPES. The other two columns describe how funders read that field across markets like Upper Arlington, not what any funder will do with your file.
Density beside the neighboring Ohio towns
Density is the number that moves an appraisal: 43.7 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Upper Arlington (current) | 36,140 | 158 | 43.7 | |
| Hilliard | 38,832 | 527 | 135.7 | 5 |
| Worthington | 14,649 | 474 | 323.6 | 5 |
| Dublin | 49,456 | 1,153 | 233.1 | 7 |
| Bexley | 12,793 | 37 | 28.9 | 8 |
| Gahanna | 35,544 | 548 | 154.2 | 10 |
| Powell | 14,613 | 318 | 217.6 | 10 |
How Upper Arlington sits against the nearest metro
Distance to Columbus, OH is 5 miles. Appraisers borrow Columbus, OH rents, and the 36,140 residents set the ceiling on collections. Households here carry $150,993 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Other Ohio markets
Upper Arlington owners, answered
01How many providers practice in Upper Arlington, and in what?
158 enumerations sit at Upper Arlington addresses in the monthly NPPES file, working out to 43.7 for every 10,000 residents. 58 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 15. An enumeration is a clinician, so the 158 here cover fewer than 158 practices.
02What does Franklin County's shortage designation change?
Designated for primary care, dental, mental health, Franklin County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03What does SBA lending look like around Upper Arlington?
The county file behind Upper Arlington holds 66 healthcare approvals totaling $33,316,600, an average of $504,797. Those are the loan sizes lenders in Franklin County have already carried.
04Is Upper Arlington underwritten as part of Columbus, OH?
Columbus, OH sits 5 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Columbus, OH; the 36,140 residents set the ceiling a projection can defend.
05What does a $150,993 median income mean for case acceptance?
Median household income in Upper Arlington runs $150,993. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Franklin County?
County Business Patterns records 658 credit intermediation establishments in Franklin County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Upper Arlington rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.