Oregon micro-market
Healthcare practice financing in Hermiston, Oregon
Direct answer
19,746 residents, 172 enumerated clinicians, 87.1 per 10,000, 20 percent of them in physical, occupational, and speech therapy: that is the Hermiston market a funder prices. Umatilla County adds 1 healthcare approvals worth $674,000 and 26 miles of distance to Kennewick-Richland, WA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oregon, and how many partners see it, is set out on the Oregon page.
- Population: 19,746 residents (10K-25K band)1
- Healthcare providers registered here: 172 across 27 fields2
- Median household income: $67,1283
- Largest provider field: Physical, occupational, and speech therapy: 35 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Kennewick-Richland, WA, 26 miles1
What NPPES records at Hermiston addresses
172 providers across 27 fields, 87.1 per 10,000 residents, counted at Hermiston addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 35 | 17.7 | NPPES [2] |
| Primary care and family medicine | 28 | 14.2 | NPPES [2] |
| Chiropractic | 19 | 9.6 | NPPES [2] |
| Behavioral and mental health group practices | 15 | 7.6 | NPPES [2] |
| General dentistry | 13 | 6.6 | NPPES [2] |
| Optometry and ophthalmology | 10 | 5.1 | NPPES [2] |
| Specialty physician groups | 7 | 3.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 3.5 | NPPES [2] |
| Independent pharmacy | 6 | 3.0 | NPPES [2] |
| DME and HME suppliers | 5 | 2.5 | NPPES [2] |
| SUD treatment and residential | 3 | 1.5 | NPPES [2] |
| Dental specialties | 3 | 1.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 1.5 | NPPES [2] |
| Dialysis and infusion centers | 3 | 1.5 | NPPES [2] |
| ASCs and OBLs | 2 | 1.0 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.0 | NPPES [2] |
| Podiatry | 1 | 0.5 | NPPES [2] |
| Dermatology | 1 | 0.5 | NPPES [2] |
| Home health | 1 | 0.5 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| Imaging centers | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| ABA and autism therapy | 1 | 0.5 | NPPES [2] |
| Hospice and palliative | 1 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.5 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.5 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 35 of the 172 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Hermiston
The county file holds 1 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 1 | Fiscal year published in the SBA file [5] |
| Total approved capital | $674,000 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $674,000 | Dollars divided by approvals [5] |
| Lenders sited in the county | 47 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 87.1 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Umatilla County has 1 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $67,128 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Hermiston's own provider mix, which physical, occupational, and speech therapy dominates at 20 percent. What a partner can actually place in Oregon is a separate question.
Underwriting by field in Hermiston
What a funder opens first depends on the field. In Hermiston that means physical, occupational, and speech therapy, primary care and family medicine, chiropractic.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (35) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (28) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (19) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Counts in the first column are Hermiston providers from NPPES. The other two columns describe how funders read that field across markets like Hermiston, not what any funder will do with your file.
Density beside the neighboring Oregon towns
Comparables travel. These are the Oregon towns whose density, at 87.1 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Hermiston (current) | 19,746 | 172 | 87.1 | |
| Pendleton | 17,026 | 242 | 142.1 | 25 |
| La Grande | 13,058 | 208 | 159.3 | 67 |
| The Dalles | 15,884 | 194 | 122.1 | 91 |
| Prineville | 11,917 | 94 | 78.9 | 130 |
| Redmond | 37,626 | 397 | 105.5 | 142 |
| Sandy | 12,990 | 78 | 60.0 | 147 |
How Hermiston sits against the nearest metro
26 miles separate Hermiston from Kennewick-Richland, WA. Rent comparables cross that gap; patients mostly do not. Median household income runs $67,128, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Hermiston sets the local wage floor before you hire against it.
Other Oregon markets
- Pendleton 17,026 residents
- La Grande 13,058 residents
- The Dalles 15,884 residents
- Prineville 11,917 residents
- Redmond 37,626 residents
- Sandy 12,990 residents
Questions from Hermiston
01How many providers practice in Hermiston, and in what?
Across 27 fields, Hermiston carries 172 enumerated clinicians, 87.1 per 10,000 of the 19,746 people living here. The concentration is in physical, occupational, and speech therapy, 35 of the total, then primary care and family medicine at 28. Count practices from that only with care.
02What does Umatilla County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Umatilla County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 19,746 residents gets past the question of who would take the job.
03Why does Umatilla County show so little SBA activity?
Only 1 healthcare approvals appear for Umatilla County in the published 7(a) and 504 file. Thin volume in Umatilla County is a transaction count, not a verdict on borrowers here. The county still holds 47 credit intermediation establishments.
04Is Hermiston underwritten as part of Kennewick-Richland, WA?
Partly. Kennewick-Richland, WA is 26 miles out, so rent and equipment comparables travel in from there while patients still come from the 19,746 residents around Hermiston. Cost side metro, revenue side local.
05How does the hospital in Hermiston affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 3 Medicare-certified providers in total. A Hermiston projection that names the call arrangement reads better than one that assumes it.
06Is there local lending capacity in Umatilla County?
County Business Patterns records 47 credit intermediation establishments in Umatilla County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Hermiston rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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