Oregon micro-market
Healthcare practice financing in Redmond, Oregon
Direct answer
37,626 residents, 397 enumerated clinicians, 105.5 per 10,000, 41 percent of them in physical, occupational, and speech therapy: that is the Redmond market a funder prices. Deschutes County adds 11 healthcare approvals worth $3,597,800 and 15 miles of distance to Bend, OR.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oregon, and how many partners see it, is set out on the Oregon page.
- Population: 37,626 residents (25K-50K band)1
- Healthcare providers registered here: 397 across 24 fields2
- Median household income: $79,7893
- Largest provider field: Physical, occupational, and speech therapy: 164 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Bend, OR, 15 miles1
The clinical base a lender can verify here
397 providers across 24 fields, 105.5 per 10,000 residents, counted at Redmond addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 164 | 43.6 | NPPES [2] |
| Primary care and family medicine | 34 | 9.0 | NPPES [2] |
| Behavioral and mental health group practices | 31 | 8.2 | NPPES [2] |
| Chiropractic | 30 | 8.0 | NPPES [2] |
| General dentistry | 30 | 8.0 | NPPES [2] |
| Specialty physician groups | 17 | 4.5 | NPPES [2] |
| Optometry and ophthalmology | 16 | 4.3 | NPPES [2] |
| DME and HME suppliers | 11 | 2.9 | NPPES [2] |
| ABA and autism therapy | 11 | 2.9 | NPPES [2] |
| Independent pharmacy | 10 | 2.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 9 | 2.4 | NPPES [2] |
| Dental specialties | 8 | 2.1 | NPPES [2] |
| Urgent care | 4 | 1.1 | NPPES [2] |
| Non-medical home care | 4 | 1.1 | NPPES [2] |
| Clinical and toxicology labs | 3 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 0.8 | NPPES [2] |
| ASCs and OBLs | 2 | 0.5 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.5 | NPPES [2] |
| Hospice and palliative | 2 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.3 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.3 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 10 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 164 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What Deschutes County credit files already show
11 healthcare approvals averaging $327,073 set the deal shape lenders in Deschutes County have already underwritten
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 11 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $3,597,800 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $327,073 | The dollar column over the approval column [5] |
| Credit offices operating locally | 141 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
The ratio that matters up front is 105.5 per 10,000, which decides whether a ramp schedule reads as conservative. A request measured against 11 prior Deschutes County approvals is priced on precedent, which shortens the questions about valuation. Household income of $79,789 in Redmond is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 24 fields that actually practice in Redmond, weighted toward physical, occupational, and speech therapy. Availability still depends on Oregon and on the funding partner.
The first pages of a Redmond file
What a funder opens first depends on the field. In Redmond that means physical, occupational, and speech therapy, primary care and family medicine, behavioral and mental health group practices.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (164) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (34) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Behavioral and mental health group practices (31) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Column one counts Redmond clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Redmond file differently.
Redmond against nearby Oregon markets
Set Redmond's 105.5 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Redmond (current) | 37,626 | 397 | 105.5 | |
| Prineville | 11,917 | 94 | 78.9 | 16 |
| Sweet Home | 10,265 | 31 | 30.2 | 76 |
| Lebanon | 19,950 | 173 | 86.7 | 87 |
| Springfield | 61,182 | 548 | 89.6 | 90 |
| The Dalles | 15,884 | 194 | 122.1 | 92 |
| Molalla | 10,134 | 58 | 57.2 | 93 |
Distance, income, and the wage floor around Redmond
Bend, OR lies 15 miles from Redmond, close enough that appraisers price the lease against Bend, OR rents while 37,626 residents set the revenue ceiling. Households here carry $79,789 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Redmond, which a projection needs to state plainly.
Nearby Oregon towns
- Prineville 11,917 residents
- Sweet Home 10,265 residents
- Lebanon 19,950 residents
- Springfield 61,182 residents
- The Dalles 15,884 residents
- Molalla 10,134 residents
Questions from Redmond
01How many providers practice in Redmond, and in what?
Across 24 fields, Redmond carries 397 enumerated clinicians, 105.5 per 10,000 of the 37,626 people living here. The concentration is in physical, occupational, and speech therapy, 164 of the total, then primary care and family medicine at 34. Count practices from that only with care.
02Is Redmond underwritten as part of Bend, OR?
Partly. Bend, OR is 15 miles out, so rent and equipment comparables travel in from there while patients still come from the 37,626 residents around Redmond. Cost side metro, revenue side local.
03What does SBA lending look like around Redmond?
$3,597,800 went to healthcare borrowers in Deschutes County across 11 approvals, $327,073 on average. Deals near Redmond get sized against that record before anything else.
04What does Deschutes County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Deschutes County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 37,626 residents gets past the question of who would take the job.
05Which fields carry the volume in Redmond?
The 24 enumerated fields are led by physical, occupational, and speech therapy at 164, with primary care and family medicine at 34 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06How many Medicare-certified providers are based in Redmond?
The town carries 3 Medicare-certified providers. On a receivables request that number sets the expected collection lag, which is priced before anything about the practice itself is read.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.