Oregon micro-market
Healthcare practice financing in Springfield, Oregon
Direct answer
61,182 residents, 548 enumerated clinicians, 89.6 per 10,000, 17 percent of them in physical, occupational, and speech therapy: that is the Springfield market a funder prices. Lane County adds 13 healthcare approvals worth $6,597,600 and 7 miles of distance to Eugene-Springfield, OR.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oregon, and how many partners see it, is set out on the Oregon page.
- Population: 61,182 residents (50K-100K band)1
- Healthcare providers registered here: 548 across 30 fields2
- Median household income: $67,2113
- Largest provider field: Physical, occupational, and speech therapy: 94 registered providers2
- Medicare-certified providers in town: 10 across 4 categories4
- Nearest metro: Eugene-Springfield, OR, 7 miles1
The clinical base a lender can verify here
548 providers across 30 fields, 89.6 per 10,000 residents, counted at Springfield addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 94 | 15.4 | NPPES [2] |
| Specialty physician groups | 93 | 15.2 | NPPES [2] |
| Primary care and family medicine | 81 | 13.2 | NPPES [2] |
| General dentistry | 48 | 7.8 | NPPES [2] |
| Behavioral and mental health group practices | 43 | 7.0 | NPPES [2] |
| DME and HME suppliers | 32 | 5.2 | NPPES [2] |
| Optometry and ophthalmology | 20 | 3.3 | NPPES [2] |
| ABA and autism therapy | 16 | 2.6 | NPPES [2] |
| Chiropractic | 15 | 2.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 12 | 2.0 | NPPES [2] |
| Dermatology | 9 | 1.5 | NPPES [2] |
| Independent pharmacy | 9 | 1.5 | NPPES [2] |
| Med spa and aesthetics | 9 | 1.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 9 | 1.5 | NPPES [2] |
| Dental specialties | 8 | 1.3 | NPPES [2] |
| Home health | 7 | 1.1 | NPPES [2] |
| ASCs and OBLs | 6 | 1.0 | NPPES [2] |
| Non-medical home care | 5 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 5 | 0.8 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 4 | 0.7 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 0.7 | NPPES [2] |
| Hospice and palliative | 3 | 0.5 | NPPES [2] |
| Clinical research sites | 3 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 3 | 0.5 | NPPES [2] |
| Urgent care | 2 | 0.3 | NPPES [2] |
| Pain management and interventional | 2 | 0.3 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 2 | 0.3 | NPPES [2] |
| Podiatry | 1 | 0.2 | NPPES [2] |
| SUD treatment and residential | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 21 | CMS [4] | |
| Ambulatory surgical centers | 5 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Springfield practice can hold more than one of these numbers. 17 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What Lane County credit files already show
13 healthcare approvals averaging $507,508 set the deal shape lenders in Lane County have already underwritten
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 13 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $6,597,600 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $507,508 | The dollar column over the approval column [5] |
| Lenders sited in the county | 168 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
A file from here opens on 89.6 providers per 10,000 residents, and everything about volume follows from it. 13 approvals worth $6,597,600 in Lane County means the size you are asking for has a local precedent to point at. Household income of $67,211 in Springfield is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Springfield mix reaches for
- Practice acquisition
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Startup and de novo
- Working capital term loan
Weighted by how often each of the 30 local fields reaches for a program, not by what is easiest to refer. Oregon rules and the partner decide availability.
What a funder reads first in Springfield
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, specialty physician groups, primary care and family medicine
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (94) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (93) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Primary care and family medicine (81) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Springfield providers from NPPES. The other two columns describe how funders read that field across markets like Springfield, not what any funder will do with your file.
Springfield against nearby Oregon markets
89.6 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Springfield
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Springfield (current) | 61,182 | 548 | 89.6 | |
| Cottage Grove | 10,690 | 77 | 72.0 | 18 |
| Sweet Home | 10,265 | 31 | 30.2 | 28 |
| Lebanon | 19,950 | 173 | 86.7 | 33 |
| Corvallis | 61,993 | 1,705 | 275.0 | 39 |
| Albany | 57,156 | 512 | 89.6 | 40 |
| Monmouth | 11,651 | 29 | 24.9 | 56 |
What the geography does to a Springfield projection
7 miles separate Springfield from Eugene-Springfield, OR. Lease pricing follows Eugene-Springfield, OR, while revenue stays capped by the 61,182 residents here. Households here carry $67,211 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Campus terms, not calendar quarters, set the busy months in Springfield.
More of Oregon
- Cottage Grove 10,690 residents
- Sweet Home 10,265 residents
- Lebanon 19,950 residents
- Corvallis 61,993 residents
- Albany 57,156 residents
- Monmouth 11,651 residents
What owners in Springfield ask
01How many providers practice in Springfield, and in what?
548 enumerations sit at Springfield addresses in the monthly NPPES file, working out to 89.6 for every 10,000 residents. 17 percent of them are physical, occupational, and speech therapy, and specialty physician groups follows with 93. An enumeration is a clinician, so the 548 here cover fewer than 548 practices.
02Which fields carry the volume in Springfield?
Volume concentrates in physical, occupational, and speech therapy, 94 of them, ahead of specialty physician groups at 93, across 30 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
03What does Lane County's shortage designation change?
HRSA designates Lane County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Springfield and evidences a staffing ramp in a 61,182 resident market.
04How does the hospital in Springfield affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 10 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 89.6 per 10,000 market.
05Is Springfield underwritten as part of Eugene-Springfield, OR?
Comparables and demand split at 7 miles. An appraiser prices the lease and the equipment off Eugene-Springfield, OR; the revenue line has to hold up against 61,182 local residents.
06Is there local lending capacity in Lane County?
County Business Patterns records 168 credit intermediation establishments in Lane County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Springfield rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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