Oregon micro-market
Healthcare practice financing in Sherwood, Oregon
Direct answer
A Sherwood file is read against 154 local clinicians, 75.3 for every 10,000 of its 20,441 residents, 32 percent of them in physical, occupational, and speech therapy, plus the 11 SBA healthcare approvals worth $2,384,800 already recorded in Washington County, 15 miles from Portland-Vancouver-Hillsboro, OR-WA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oregon, and how many partners see it, is set out on the Oregon page.
- Population: 20,441 residents (10K-25K band)1
- Healthcare providers registered here: 154 across 18 fields2
- Median household income: $110,6163
- Largest provider field: Physical, occupational, and speech therapy: 50 registered providers2
- Nearest metro: Portland-Vancouver-Hillsboro, OR-WA, 15 miles1
- SBA healthcare approvals in the county: 11 approvals totaling $2,384,8004
Sherwood clinicians, by field
75.3 providers per 10,000 residents is what 154 enumerations across 18 fields works out to in a town of 20,441
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 50 | 24.5 | NPPES [2] |
| Chiropractic | 23 | 11.3 | NPPES [2] |
| General dentistry | 16 | 7.8 | NPPES [2] |
| Primary care and family medicine | 15 | 7.3 | NPPES [2] |
| Dental specialties | 8 | 3.9 | NPPES [2] |
| Optometry and ophthalmology | 8 | 3.9 | NPPES [2] |
| Behavioral and mental health group practices | 8 | 3.9 | NPPES [2] |
| ABA and autism therapy | 6 | 2.9 | NPPES [2] |
| Specialty physician groups | 5 | 2.4 | NPPES [2] |
| DME and HME suppliers | 3 | 1.5 | NPPES [2] |
| Independent pharmacy | 3 | 1.5 | NPPES [2] |
| Non-medical home care | 2 | 1.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.0 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.5 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [5] |
A single Sherwood practice can hold more than one of these numbers. 32 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Sherwood
Lenders in Washington County have already closed 11 healthcare approvals, averaging $216,800, which is the size a new file gets read beside
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 11 | Counted for the fiscal year the SBA publishes [4] |
| Dollars behind them | $2,384,800 | Everything approved to healthcare borrowers, added up [4] |
| Typical approval size | $216,800 | The dollar column over the approval column [4] |
| Credit offices operating locally | 279 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 75.3 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Washington County already carries $2,384,800 across 11 healthcare approvals, a request near that average moves faster than one well above it. A $110,616 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Sherwood mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Ranked from the 18 fields that actually practice in Sherwood, weighted toward physical, occupational, and speech therapy. Availability still depends on Oregon and on the funding partner.
What a funder reads first in Sherwood
physical, occupational, and speech therapy, chiropractic, general dentistry account for most of what is enumerated in Sherwood, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (50) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (23) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| General dentistry (16) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Counts in the first column are Sherwood providers from NPPES. The other two columns describe how funders read that field across markets like Sherwood, not what any funder will do with your file.
Density beside the neighboring Oregon towns
The neighboring markets below are the ones a valuation borrows from when Sherwood has too few sales of its own
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Sherwood (current) | 20,441 | 154 | 75.3 | |
| Tualatin | 28,036 | 353 | 125.9 | 3 |
| Wilsonville | 27,895 | 303 | 108.6 | 5 |
| Newberg | 27,136 | 273 | 100.6 | 7 |
| Lake Oswego | 40,029 | 533 | 133.2 | 8 |
| Canby | 18,027 | 139 | 77.1 | 10 |
| West Linn | 26,597 | 193 | 72.6 | 10 |
Distance, income, and the wage floor around Sherwood
Portland-Vancouver-Hillsboro, OR-WA lies 15 miles from Sherwood, close enough that appraisers price the lease against Portland-Vancouver-Hillsboro, OR-WA rents while 20,441 residents set the revenue ceiling. Households here carry $110,616 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Nearby Oregon towns
- Tualatin 28,036 residents
- Wilsonville 27,895 residents
- Newberg 27,136 residents
- Lake Oswego 40,029 residents
- Canby 18,027 residents
- West Linn 26,597 residents
What owners in Sherwood ask
01How many providers practice in Sherwood, and in what?
154 enumerations sit at Sherwood addresses in the monthly NPPES file, working out to 75.3 for every 10,000 residents. 32 percent of them are physical, occupational, and speech therapy, and chiropractic follows with 23. An enumeration is a clinician, so the 154 here cover fewer than 154 practices.
02What does a $110,616 median income mean for case acceptance?
Median household income in Sherwood runs $110,616. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
03What does Washington County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Washington County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 20,441 residents gets past the question of who would take the job.
04Which fields carry the volume in Sherwood?
The 18 enumerated fields are led by physical, occupational, and speech therapy at 50, with chiropractic at 23 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
05Is Sherwood underwritten as part of Portland-Vancouver-Hillsboro, OR-WA?
Partly. Portland-Vancouver-Hillsboro, OR-WA is 15 miles out, so rent and equipment comparables travel in from there while patients still come from the 20,441 residents around Sherwood. Cost side metro, revenue side local.
06What does SBA lending look like around Sherwood?
$2,384,800 went to healthcare borrowers in Washington County across 11 approvals, $216,800 on average. Deals near Sherwood get sized against that record before anything else.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.