Oregon micro-market
Healthcare practice financing in Newberg, Oregon
Direct answer
Yamhill County carries 4 SBA healthcare approvals worth $2,350,200, and inside Newberg the census shows 273 enumerated clinicians against 27,136 residents, 100.6 per 10,000, 26 percent of them in physical, occupational, and speech therapy. Portland-Vancouver-Hillsboro, OR-WA lies 22 miles away.
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- Population: 27,136 residents (25K-50K band)1
- Healthcare providers registered here: 273 across 25 fields2
- Median household income: $91,3893
- Largest provider field: Physical, occupational, and speech therapy: 71 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Portland-Vancouver-Hillsboro, OR-WA, 22 miles1
The provider census in Newberg
100.6 providers per 10,000 residents is what 273 enumerations across 25 fields works out to in a town of 27,136
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 71 | 26.2 | NPPES [2] |
| Specialty physician groups | 36 | 13.3 | NPPES [2] |
| Primary care and family medicine | 33 | 12.2 | NPPES [2] |
| General dentistry | 22 | 8.1 | NPPES [2] |
| Chiropractic | 21 | 7.7 | NPPES [2] |
| Behavioral and mental health group practices | 18 | 6.6 | NPPES [2] |
| Optometry and ophthalmology | 16 | 5.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 2.9 | NPPES [2] |
| ABA and autism therapy | 7 | 2.6 | NPPES [2] |
| Podiatry | 6 | 2.2 | NPPES [2] |
| Independent pharmacy | 6 | 2.2 | NPPES [2] |
| Non-medical home care | 5 | 1.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 1.5 | NPPES [2] |
| DME and HME suppliers | 3 | 1.1 | NPPES [2] |
| SUD treatment and residential | 3 | 1.1 | NPPES [2] |
| Audiology and hearing centers | 3 | 1.1 | NPPES [2] |
| Urgent care | 2 | 0.7 | NPPES [2] |
| Dental specialties | 2 | 0.7 | NPPES [2] |
| Home health | 1 | 0.4 | NPPES [2] |
| Sleep centers | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 71 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What lenders have already approved in Yamhill County
4 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 4 | Fiscal year published in the SBA file [5] |
| Approved dollars | $2,350,200 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $587,550 | Dollars divided by approvals [5] |
| Lending establishments in the county | 40 | Credit intermediation establishments, NAICS 522 [6] |
Reading Newberg the way a credit committee does
Underwriting starts with 100.6 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Yamhill County has 4 approvals to compare against, so plan for extra appraisal time and a conservative valuation. With $91,389 as the median household income, the payer mix in a projection has to match what Newberg households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
The order comes from Newberg's own provider mix, which physical, occupational, and speech therapy dominates at 26 percent. What a partner can actually place in Oregon is a separate question.
Underwriting by field in Newberg
physical, occupational, and speech therapy, specialty physician groups, primary care and family medicine account for most of what is enumerated in Newberg, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (71) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (36) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Primary care and family medicine (33) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
NPPES supplies the Newberg counts. The reading columns describe the field in general, and no partner reviewing a Newberg file is bound by them.
How Newberg prices against its neighbors
100.6 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Newberg
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Newberg (current) | 27,136 | 273 | 100.6 | |
| Sherwood | 20,441 | 154 | 75.3 | 7 |
| Wilsonville | 27,895 | 303 | 108.6 | 9 |
| Tualatin | 28,036 | 353 | 125.9 | 10 |
| Woodburn | 30,449 | 171 | 56.2 | 12 |
| McMinnville | 35,255 | 379 | 107.5 | 13 |
| Canby | 18,027 | 139 | 77.1 | 14 |
How Newberg sits against the nearest metro
Distance to Portland-Vancouver-Hillsboro, OR-WA is 22 miles. Appraisers borrow Portland-Vancouver-Hillsboro, OR-WA rents, and the 27,136 residents set the ceiling on collections. At $91,389 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. Higher education here explains why summer looks unlike the rest of the year.
Nearby Oregon towns
- Sherwood 20,441 residents
- Wilsonville 27,895 residents
- Tualatin 28,036 residents
- Woodburn 30,449 residents
- McMinnville 35,255 residents
- Canby 18,027 residents
Questions from Newberg
01How many providers practice in Newberg, and in what?
Across 25 fields, Newberg carries 273 enumerated clinicians, 100.6 per 10,000 of the 27,136 people living here. The concentration is in physical, occupational, and speech therapy, 71 of the total, then specialty physician groups at 36. Count practices from that only with care.
02Why does Yamhill County show so little SBA activity?
Only 4 healthcare approvals appear for Yamhill County in the published 7(a) and 504 file. Thin volume in Yamhill County is a transaction count, not a verdict on borrowers here. The county still holds 40 credit intermediation establishments.
03Is Newberg underwritten as part of Portland-Vancouver-Hillsboro, OR-WA?
Comparables and demand split at 22 miles. An appraiser prices the lease and the equipment off Portland-Vancouver-Hillsboro, OR-WA; the revenue line has to hold up against 27,136 local residents.
04What does Yamhill County's shortage designation change?
HRSA designates Yamhill County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Newberg and evidences a staffing ramp in a 27,136 resident market.
05How does the hospital in Newberg affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 2 Medicare-certified providers in total. A Newberg projection that names the call arrangement reads better than one that assumes it.
06Which fields carry the volume in Newberg?
The 25 enumerated fields are led by physical, occupational, and speech therapy at 71, with specialty physician groups at 36 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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