Texas micro-market
Healthcare practice financing in Sulphur Springs, Texas
Direct answer
16,891 residents, 167 enumerated clinicians, 98.9 per 10,000, 25 percent of them in physical, occupational, and speech therapy: that is the Sulphur Springs market a funder prices. Hopkins County adds 0 healthcare approvals worth $0 and 60 miles of distance to Tyler, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 16,891 residents (10K-25K band)1
- Healthcare providers registered here: 167 across 23 fields2
- Median household income: $56,4573
- Largest provider field: Physical, occupational, and speech therapy: 42 registered providers2
- Medicare-certified providers in town: 5 across 3 categories4
- Nearest metro: Tyler, TX, 60 miles1
Sulphur Springs clinicians, by field
167 providers across 23 fields, 98.9 per 10,000 residents, counted at Sulphur Springs addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 42 | 24.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 16 | 9.5 | NPPES [2] |
| Chiropractic | 14 | 8.3 | NPPES [2] |
| Primary care and family medicine | 14 | 8.3 | NPPES [2] |
| Independent pharmacy | 14 | 8.3 | NPPES [2] |
| DME and HME suppliers | 12 | 7.1 | NPPES [2] |
| Home health | 12 | 7.1 | NPPES [2] |
| General dentistry | 10 | 5.9 | NPPES [2] |
| Specialty physician groups | 7 | 4.1 | NPPES [2] |
| Optometry and ophthalmology | 7 | 4.1 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 3.0 | NPPES [2] |
| ASCs and OBLs | 2 | 1.2 | NPPES [2] |
| Hospice and palliative | 2 | 1.2 | NPPES [2] |
| Urgent care | 1 | 0.6 | NPPES [2] |
| Dental specialties | 1 | 0.6 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.6 | NPPES [2] |
| Non-medical home care | 1 | 0.6 | NPPES [2] |
| ABA and autism therapy | 1 | 0.6 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.6 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.6 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.6 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 42 of the 167 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Hopkins County approvals, dollars, and lending establishments
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 35 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
At 98.9 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 0 approvals on record in Hopkins County, expect a longer appraisal and a wider collateral discount. A $56,457 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Equipment financing and leasing
- Medical receivables factoring
Ranked from the 23 fields that actually practice in Sulphur Springs, weighted toward physical, occupational, and speech therapy. Availability still depends on Texas and on the funding partner.
Underwriting by field in Sulphur Springs
physical, occupational, and speech therapy, skilled nursing, assisted living, and memory care, chiropractic account for most of what is enumerated in Sulphur Springs, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (42) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Skilled nursing, assisted living, and memory care (16) | Census and occupancy, Staffing reporting, Survey history | Working capital |
| Chiropractic (14) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Sulphur Springs against nearby Texas markets
Comparables travel. These are the Texas towns whose density, at 98.9 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Sulphur Springs (current) | 16,891 | 167 | 98.9 | |
| Greenville | 34,355 | 354 | 103.0 | 29 |
| Paris | 25,037 | 314 | 125.4 | 36 |
| Mount Pleasant | 16,238 | 81 | 49.9 | 37 |
| Bonham | 11,115 | 112 | 100.8 | 45 |
| Fate | 27,467 | 38 | 13.8 | 46 |
| Terrell | 22,977 | 185 | 80.5 | 49 |
What the geography does to a Sulphur Springs projection
60 miles separate Sulphur Springs from Tyler, TX. Rent comparables cross that gap; patients mostly do not. Median household income runs $56,457, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Sulphur Springs is the Hopkins County seat, so county employment steadies the payer mix.
Nearby Texas towns
- Greenville 34,355 residents
- Paris 25,037 residents
- Mount Pleasant 16,238 residents
- Bonham 11,115 residents
- Fate 27,467 residents
- Terrell 22,977 residents
Questions from Sulphur Springs
01How many providers practice in Sulphur Springs, and in what?
Across 23 fields, Sulphur Springs carries 167 enumerated clinicians, 98.9 per 10,000 of the 16,891 people living here. The concentration is in physical, occupational, and speech therapy, 42 of the total, then skilled nursing, assisted living, and memory care at 16. Count practices from that only with care.
02What does Hopkins County's shortage designation change?
Hopkins County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Sulphur Springs can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Hopkins County show so little SBA activity?
Only 0 healthcare approvals appear for Hopkins County in the published 7(a) and 504 file. Thin volume in Hopkins County is a transaction count, not a verdict on borrowers here. The county still holds 35 credit intermediation establishments.
04How does the hospital in Sulphur Springs affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 5 Medicare-certified providers in total. A Sulphur Springs projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Sulphur Springs?
The 23 enumerated fields are led by physical, occupational, and speech therapy at 42, with skilled nursing, assisted living, and memory care at 16 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06Is Sulphur Springs underwritten as part of Tyler, TX?
Tyler, TX sits 60 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Tyler, TX; the 16,891 residents set the ceiling a projection can defend.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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