Texas micro-market
Healthcare practice financing in Mount Pleasant, Texas
Direct answer
Titus County carries 1 SBA healthcare approvals worth $1,180,700, and inside Mount Pleasant the census shows 81 enumerated clinicians against 16,238 residents, 49.9 per 10,000, 20 percent of them in physical, occupational, and speech therapy. Longview, TX lies 46 miles away.
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- Population: 16,238 residents (10K-25K band)1
- Healthcare providers registered here: 81 across 22 fields2
- Median household income: $53,0393
- Largest provider field: Physical, occupational, and speech therapy: 16 registered providers2
- Medicare-certified providers in town: 7 across 3 categories4
- Nearest metro: Longview, TX, 46 miles1
Fields practicing inside Mount Pleasant
49.9 providers per 10,000 residents is what 81 enumerations across 22 fields works out to in a town of 16,238
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 16 | 9.9 | NPPES [2] |
| Primary care and family medicine | 10 | 6.2 | NPPES [2] |
| Specialty physician groups | 8 | 4.9 | NPPES [2] |
| General dentistry | 7 | 4.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 3.7 | NPPES [2] |
| Dental specialties | 4 | 2.5 | NPPES [2] |
| Med spa and aesthetics | 4 | 2.5 | NPPES [2] |
| Chiropractic | 3 | 1.8 | NPPES [2] |
| Occupational health and drug testing | 3 | 1.8 | NPPES [2] |
| Home health | 2 | 1.2 | NPPES [2] |
| ASCs and OBLs | 2 | 1.2 | NPPES [2] |
| Independent pharmacy | 2 | 1.2 | NPPES [2] |
| Hospice and palliative | 2 | 1.2 | NPPES [2] |
| Optometry and ophthalmology | 2 | 1.2 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.2 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.2 | NPPES [2] |
| Dermatology | 1 | 0.6 | NPPES [2] |
| DME and HME suppliers | 1 | 0.6 | NPPES [2] |
| NEMT and ambulance | 1 | 0.6 | NPPES [2] |
| Non-medical home care | 1 | 0.6 | NPPES [2] |
| ABA and autism therapy | 1 | 0.6 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
Physical, occupational, and speech therapy carries 16 of the 81 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Mount Pleasant
1 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 1 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $1,180,700 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $1,180,700 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 33 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
At 49.9 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 1 approvals on record in Titus County, expect a longer appraisal and a wider collateral discount. Household income of $53,039 in Mount Pleasant is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Built from what is enumerated here rather than from a national list, so a field with no presence in Mount Pleasant does not appear. Availability is still a Texas question.
What a funder reads first in Mount Pleasant
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, specialty physician groups
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (16) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (10) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Specialty physician groups (8) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Counts in the first column are Mount Pleasant providers from NPPES. The other two columns describe how funders read that field across markets like Mount Pleasant, not what any funder will do with your file.
How Mount Pleasant prices against its neighbors
Set Mount Pleasant's 49.9 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Mount Pleasant (current) | 16,238 | 81 | 49.9 | |
| Sulphur Springs | 16,891 | 167 | 98.9 | 37 |
| Longview | 83,668 | 965 | 115.3 | 46 |
| Paris | 25,037 | 314 | 125.4 | 48 |
| Kilgore | 13,583 | 83 | 61.1 | 53 |
| Texarkana | 35,971 | 575 | 159.9 | 55 |
| Marshall | 24,263 | 143 | 58.9 | 56 |
What the geography does to a Mount Pleasant projection
46 miles separate Mount Pleasant from Longview, TX. Rent comparables cross that gap; patients mostly do not. Median household income runs $53,039, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. A college in Mount Pleasant puts a term-shaped curve into monthly collections. Mount Pleasant is the Titus County seat, so county employment steadies the payer mix.
Other Texas markets
Mount Pleasant owners, answered
01How many providers practice in Mount Pleasant, and in what?
Across 22 fields, Mount Pleasant carries 81 enumerated clinicians, 49.9 per 10,000 of the 16,238 people living here. The concentration is in physical, occupational, and speech therapy, 16 of the total, then primary care and family medicine at 10. Count practices from that only with care.
02Why does Titus County show so little SBA activity?
The published file records 1 7(a) and 504 approvals to healthcare borrowers in Titus County. That tracks how few Titus County practices changed hands that year, not credit quality. 33 credit intermediation establishments operate in Titus County, so the lending capacity is local even where the healthcare history is not.
03Is Mount Pleasant underwritten as part of Longview, TX?
Longview, TX sits 46 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Longview, TX; the 16,238 residents set the ceiling a projection can defend.
04What does Titus County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Titus County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 16,238 residents gets past the question of who would take the job.
05How does the hospital in Mount Pleasant affect a practice file?
It makes the staffing and referral lines checkable. 7 Medicare-certified providers hold Mount Pleasant addresses, and the hospital sets the wage a clinical hire is bid against in a 49.9 per 10,000 market.
06What does a $53,039 median income mean for case acceptance?
Median household income in Mount Pleasant runs $53,039. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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