Wisconsin micro-market
Healthcare practice financing in Windsor, Wisconsin
Direct answer
Density decides a lot here. Windsor runs 20.0 providers per 10,000 residents, 20 clinicians against 10,005 people, 20 percent of them in primary care and family medicine, while Dane County lenders have approved 14 healthcare files worth $5,021,000 and the nearest metro is 13 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Wisconsin, and how many partners see it, is set out on the Wisconsin page.
- Population: 10,005 residents (10K-25K band)1
- Healthcare providers registered here: 20 across 8 fields2
- Median household income: $115,1113
- Largest provider field: Primary care and family medicine: 4 registered providers2
- Nearest metro: Madison, WI, 13 miles1
- SBA healthcare approvals in the county: 14 approvals totaling $5,021,0004
Fields practicing inside Windsor
Counted at the town's own addresses: 20 providers, 8 fields, 20.0 clinicians per 10,000 of the 10,005 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Primary care and family medicine | 4 | 4.0 | NPPES [2] |
| General dentistry | 4 | 4.0 | NPPES [2] |
| DME and HME suppliers | 3 | 3.0 | NPPES [2] |
| Chiropractic | 3 | 3.0 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 2.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 2 | 2.0 | NPPES [2] |
| Occupational health and drug testing | 1 | 1.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 1.0 | NPPES [2] |
A single Windsor practice can hold more than one of these numbers. 20 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
The lending record behind Windsor
Lenders in Dane County have already closed 14 healthcare approvals, averaging $358,643, which is the size a new file gets read beside
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 14 | Counted for the fiscal year the SBA publishes [4] |
| Approved dollars | $5,021,000 | Everything approved to healthcare borrowers, added up [4] |
| Average approval | $358,643 | The dollar column over the approval column [4] |
| Lending establishments in the county | 299 | Places that write credit locally, NAICS 522 [5] |
Reading Windsor the way a credit committee does
At 20.0 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 14 prior Dane County approvals is priced on precedent, which shortens the questions about valuation. A $115,111 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Windsor mix reaches for
- Practice acquisition
- Startup and de novo
- Equipment financing and leasing
- Expansion, relocation, and build-out
- Working capital term loan
The 8 fields practicing locally set this order. A funding partner, not this list, decides what is available in Wisconsin.
What a funder reads first in Windsor
Drawn from the fields that actually practice here: primary care and family medicine, general dentistry, dme and hme suppliers
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (4) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (4) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| DME and HME suppliers (3) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
Column one counts Windsor clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Windsor file differently.
Windsor against nearby Wisconsin markets
Density is the number that moves an appraisal: 20.0 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Windsor (current) | 10,005 | 20 | 20.0 | |
| DeForest | 12,260 | 43 | 35.1 | 3 |
| Sun Prairie | 39,253 | 264 | 67.3 | 5 |
| Waunakee | 16,363 | 101 | 61.7 | 9 |
| Middleton | 22,566 | 313 | 138.7 | 15 |
| Fitchburg | 34,357 | 398 | 115.8 | 19 |
| Stoughton | 13,134 | 125 | 95.2 | 22 |
How Windsor sits against the nearest metro
Distance to Madison, WI is 13 miles. Appraisers borrow Madison, WI rents, and the 10,005 residents set the ceiling on collections. Households here carry $115,111 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Nearby Wisconsin towns
Windsor owners, answered
01How many providers practice in Windsor, and in what?
Across 8 fields, Windsor carries 20 enumerated clinicians, 20.0 per 10,000 of the 10,005 people living here. The concentration is in primary care and family medicine, 4 of the total, then general dentistry at 4. Count practices from that only with care.
02What does Dane County's shortage designation change?
Dane County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Windsor can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Is Windsor underwritten as part of Madison, WI?
Partly. Madison, WI is 13 miles out, so rent and equipment comparables travel in from there while patients still come from the 10,005 residents around Windsor. Cost side metro, revenue side local.
04What does a $115,111 median income mean for case acceptance?
Median household income in Windsor runs $115,111. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05Which fields carry the volume in Windsor?
The 8 enumerated fields are led by primary care and family medicine at 4, with general dentistry at 4 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06What does SBA lending look like around Windsor?
$5,021,000 went to healthcare borrowers in Dane County across 14 approvals, $358,643 on average. Deals near Windsor get sized against that record before anything else.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.