Arkansas micro-market
Healthcare practice financing in Bella Vista, Arkansas
Direct answer
106 healthcare providers hold a Bella Vista practice address, 31.9 per 10,000 of its 33,274 residents, 39 percent of them in physical, occupational, and speech therapy. Benton County recorded 4 SBA healthcare approvals worth $2,137,000, and Fayetteville-Springdale-Rogers, AR sits 28 miles out.
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- Population: 33,274 residents (25K-50K band)1
- Healthcare providers registered here: 106 across 19 fields2
- Median household income: $85,9323
- Largest provider field: Physical, occupational, and speech therapy: 41 registered providers2
- Nearest metro: Fayetteville-Springdale-Rogers, AR, 28 miles1
- SBA healthcare approvals in the county: 4 approvals totaling $2,137,0004
The clinical base a lender can verify here
The NPPES file puts 106 enumerated clinicians inside Bella Vista, spread over 19 fields at 31.9 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 41 | 12.3 | NPPES [2] |
| Specialty physician groups | 8 | 2.4 | NPPES [2] |
| Primary care and family medicine | 7 | 2.1 | NPPES [2] |
| General dentistry | 7 | 2.1 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 2.1 | NPPES [2] |
| Chiropractic | 5 | 1.5 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 1.5 | NPPES [2] |
| Dermatology | 4 | 1.2 | NPPES [2] |
| Audiology and hearing centers | 4 | 1.2 | NPPES [2] |
| Optometry and ophthalmology | 4 | 1.2 | NPPES [2] |
| Independent pharmacy | 3 | 0.9 | NPPES [2] |
| DME and HME suppliers | 2 | 0.6 | NPPES [2] |
| NEMT and ambulance | 2 | 0.6 | NPPES [2] |
| Non-medical home care | 2 | 0.6 | NPPES [2] |
| Home health | 1 | 0.3 | NPPES [2] |
| SUD treatment and residential | 1 | 0.3 | NPPES [2] |
| ABA and autism therapy | 1 | 0.3 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [5] |
Several of the 41 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Bella Vista
4 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 4 | One published fiscal year, healthcare borrowers only [4] |
| Approved dollars | $2,137,000 | Approved, not disbursed, and not net of withdrawals [4] |
| Average approval | $534,250 | A mean, so one large approval moves it [4] |
| Lending establishments in the county | 173 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
At 31.9 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A short county record of 4 approvals usually means more documentation and a lower advance against the same collateral. With $85,932 as the median household income, the payer mix in a projection has to match what Bella Vista households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Bella Vista does not appear. Availability is still a Arkansas question.
Underwriting by field in Bella Vista
What a funder opens first depends on the field. In Bella Vista that means physical, occupational, and speech therapy, specialty physician groups, primary care and family medicine.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (41) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (8) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Primary care and family medicine (7) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
The first column is Bella Vista's own NPPES count. The rest is how the field is generally underwritten, whether the address is Bella Vista or anywhere else.
How Bella Vista prices against its neighbors
31.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Bella Vista
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Bella Vista (current) | 33,274 | 106 | 31.9 | |
| Centerton | 25,745 | 61 | 23.7 | 8 |
| Pea Ridge | 10,190 | 26 | 25.5 | 8 |
| Lowell | 11,568 | 92 | 79.5 | 16 |
| Siloam Springs | 20,075 | 158 | 78.7 | 24 |
| Farmington | 10,473 | 84 | 80.2 | 30 |
| Harrison | 13,723 | 302 | 220.1 | 66 |
How Bella Vista sits against the nearest metro
Distance to Fayetteville-Springdale-Rogers, AR is 28 miles. That is close enough for rent in Bella Vista to be compared against the metro and far enough that patient draw is not. Households here carry $85,932 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
More of Arkansas
- Centerton 25,745 residents
- Pea Ridge 10,190 residents
- Lowell 11,568 residents
- Siloam Springs 20,075 residents
- Farmington 10,473 residents
- Harrison 13,723 residents
Questions from Bella Vista
01How many providers practice in Bella Vista, and in what?
Across 19 fields, Bella Vista carries 106 enumerated clinicians, 31.9 per 10,000 of the 33,274 people living here. The concentration is in physical, occupational, and speech therapy, 41 of the total, then specialty physician groups at 8. Count practices from that only with care.
02What does Benton County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Benton County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 33,274 residents gets past the question of who would take the job.
03Why does Benton County show so little SBA activity?
The published file records 4 7(a) and 504 approvals to healthcare borrowers in Benton County. That tracks how few Benton County practices changed hands that year, not credit quality. 173 credit intermediation establishments operate in Benton County, so the lending capacity is local even where the healthcare history is not.
04Is Bella Vista underwritten as part of Fayetteville-Springdale-Rogers, AR?
Partly. Fayetteville-Springdale-Rogers, AR is 28 miles out, so rent and equipment comparables travel in from there while patients still come from the 33,274 residents around Bella Vista. Cost side metro, revenue side local.
05Is there local lending capacity in Benton County?
County Business Patterns records 173 credit intermediation establishments in Benton County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Bella Vista rents and resale before or by somebody working from a screen.
06What does the underserved designation in Benton County support?
Benton County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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